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Diego Vargas

What documents count as proof of SSN for EDD SDI income verification? Multiple W-2s needed?

Got hit with an income verification request from EDD while I'm juggling travel plans - worst timing ever! They're asking for income proof (makes sense) but also 'proof of social security number.' What exactly counts for the SSN proof? My social security card is somewhere in storage 300 miles away. I work in the film industry with 5 different employers this past year - do I seriously need to send in W-2s from ALL of them, or just the main one? My first trip got cut short because of my medical issue, and I need to get this paperwork sorted before I head out again next week or my disability payments will be delayed even more. This whole verification process is stressing me out more than my actual health condition at this point!

For proof of SSN, EDD will accept: your social security card, a W-2 form (it has your SSN on it), a 1099 form, or even a paystub that displays your full SSN. Regarding multiple employers - yes, you need to submit W-2s from all employers during your base period (usually 12-18 months before your claim). The EDD uses these to calculate your benefit amount based on your highest-earning quarter. Missing W-2s could result in a lower benefit payment or even claim denial if they can't verify your income.

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Thank you!! I didn't realize my W-2 could count for both income AND SSN verification. That simplifies things. Just to confirm - so I definitely need ALL my W-2s? Even from the small gigs that only paid me for like 3 weeks of work?

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had same issue last year. just send everythng. better 2 send too much than not enough. they will deny ur claim if u dont send enough proof and then ul be in appeals hell 4 months!!!

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Ugh, that sounds awful! Appeals hell is exactly what I'm trying to avoid. I'll dig through all my files and find every last W-2. Thanks for the warning!

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I spent SEVEN WEEKS trying to get through to EDD about this exact verification issue! They kept rejecting my documents saying they "couldn't verify" my income even though I sent EVERYTHING they asked for. Every time I called, I was on hold for 3+ hours and then got disconnected. The system is BROKEN and they make it impossible to reach a real person who can actually help! I eventually had to hire an advocate to help me because I was about to lose my apartment. This is NOT how disability is supposed to work!!

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Quick tip that saved me tons of frustration: I used Claimyr (claimyr.com) to get through to an EDD agent in under 25 minutes when I had issues with my income verification. They have a system that navigates the phone maze and holds your place in line. Totally worth it after I spent days getting disconnected. They have a video demo at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd that shows how it works. The agent I reached was able to tell me exactly which documents they needed and why my previous submission was rejected.

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my disability was for my back surgery and edd asked for all this too. i just sent them copies of everything - all 3 w2s, copy of my drivers license, and a copy of my ss card. got approved in like 10 days after that.

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Just FYI, you don't generally need to send your driver's license for SDI claims, that's more common for unemployment. Your medical provider already verified your identity. But sending extra docs usually doesn't hurt anything so probably fine either way.

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Here's a bit of clarification that might help you: The base period for SDI claims in 2025 looks at your earnings from 5-18 months before your disability started. So if you became disabled in June 2025, they're looking at all your earnings from January-December 2024. You absolutely need W-2s from every employer during that period, as your weekly benefit amount is calculated based on the highest-earning quarter. Missing even one W-2 could significantly reduce your benefit amount. For the SSN verification - a W-2 works perfectly as it serves dual purpose (income + SSN). If you can't find a document with your SSN, you can request a replacement Social Security card online at ssa.gov, though that might take too long given your timeline.

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This explanation about the base period is super helpful! I had no idea that's how they calculated it. So even my small gigs could make a difference if they happened to fall in my highest-earning quarter. I'll make sure to include everything from 2024.

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So this income verification thing is actually kinda random? I'm on my second SDI claim in 3 years and never got asked for income verification the first time, but did the second time. Anyone know why some claims get flagged for verification and others don't?

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EDD has certain triggers that prompt income verification. The most common are: 1. Your reported income seems unusually high compared to industry averages 2. You have multiple employers in your base period 3. Your work history shows frequent job changes 4. Random selection (yes, they do audit a percentage of claims randomly) 5. Your employer failed to report wages or reported different amounts than you claimed The film industry with multiple employers would definitely trigger verification since it's an irregular employment pattern.

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good luck getting paid before ur trip! edd is SLOW this year!! took me 6 weeks to get my first payment after all my paperwork was in!

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6 weeks?! That's insane! I can't wait that long... guess I better get everything sent in ASAP and hope for the best. This is stressing me out more than my surgery recovery.

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One important thing to remember when submitting multiple W-2s: make sure you organize them clearly with a cover letter explaining your employment situation. Number the W-2s and create a simple list showing each employer, the dates you worked there, and total earnings. This makes it much easier for the EDD claims examiner to process your verification quickly. I've worked in the gig economy for years and this approach has saved me countless headaches with my SDI claims. Also, send your documents via certified mail or fax with a confirmation sheet so you have proof they received everything. Taking these extra steps can prevent weeks of delays.

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This is genius! I wouldn't have thought to create a cover letter and numbered list. That's exactly what I'll do - organize everything clearly so they can't possibly mess it up. And definitely sending certified mail with tracking. Thank you!

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Just a warning - make sure you're sending this to the RIGHT ADDRESS! EDD has like 5 different mailing addresses and if you send your income verification to the wrong department, they'll just sit on it for weeks before either forwarding it or sending you a letter saying you sent it to the wrong place. Double-check the address on your verification request letter!

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This is excellent advice. Income verification documents specifically need to go to: Employment Development Department P.O. Box 2530 Rancho Cordova, CA 95741-2530 And always write your claim ID number on EVERY page you send them.

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Just to follow up - if you manage to get your income verification documents submitted properly, the typical processing time in 2025 has been about 10-14 business days. While that's the official timeline, I've seen it take anywhere from 7 days to 4+ weeks depending on their current backlog. If it's been more than 14 business days since submission, that's when you should start trying to contact them directly about the status of your verification.

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Thank you for the timeline info. I'll get everything sent tomorrow morning with the organized cover letter that was suggested. Fingers crossed they process it quickly! If I haven't heard anything after 14 business days I'll definitely follow up.

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Pro tip from someone who's been through this multiple times with irregular income: When you're gathering all those W-2s, also grab any 1099s you might have received. Film industry workers often get both W-2s AND 1099s depending on how different productions classified you (employee vs contractor). EDD wants to see ALL income sources during your base period, not just W-2 income. I learned this the hard way when they initially denied my claim because I only sent W-2s but had significant 1099 income that pushed me into a higher benefit tier. Also, if any of your employers went out of business or you can't locate a W-2, you can use your final paystub from that job - it shows your year-to-date earnings and SSN. Good luck with getting this sorted before your trip!

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This is incredibly helpful! I hadn't even thought about 1099s - you're absolutely right that film work often involves both types of income classification depending on the production company. I'll need to dig through my tax files to find any 1099s from last year. The tip about using final paystubs if a company went out of business is gold too - I think one of the smaller productions I worked on might have folded after we wrapped. Really appreciate you sharing what you learned the hard way so I don't have to!

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