How to switch disability payments to direct deposit? Need help navigating EDD system
Hey everyone, I need to switch my disability payments to direct deposit. Has anyone done this recently? What's the process like? I'm tired of waiting for checks in the mail and want to make sure I don't miss any payments. Any tips or advice would be appreciated!
30 comments
Tom Maxon
I found a way to solve disability direct deposit setup issues, watch this: https://www.youtube.com/watch?v=L9DoLQQtVfk
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Emma Davis
I just went through this process last month! It's actually pretty straightforward. You need to call the disability office and ask them to switch you to direct deposit. They'll ask for your bank account info, so make sure you have that handy. The whole thing took me about 15 minutes on the phone.
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GalaxyGlider
15 minutes?! You must be some kind of wizard. I've been trying to get through for weeks and can never reach a human 😭
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Emma Davis
Oh no, really? I guess I got lucky then. Keep trying, hopefully you'll get through soon!
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Malik Robinson
Same boat here. Been on hold for hours multiple times. This system is a joke 🤡
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Isabella Silva
Pro tip: You can actually do this online now! Go to the disability services website and look for the 'Update Payment Method' section. You'll need to create an account if you haven't already, but it's way easier than calling imho.
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Javier Morales
Oh wow, I had no idea! Thanks for the info, I'll definitely check that out. Sounds way less stressful than sitting on hold forever.
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Ravi Choudhury
Just a heads up, the online system can be glitchy af sometimes. Make sure you double-check everything before submitting!
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Freya Andersen
Guys, I found a method to get someone on the phone. I used this site's (claimyr.com) calling tool that dials the phone menu, stays on hold, waits for a live agent to pick up, then sends the call to my phone. It does cost $20, but it works. Check out this video for more info: https://youtu.be/1X-mEsLtbmQ
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Omar Farouk
Sounds too good to be true. Has anyone else tried this?
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CosmicCadet
$20 just to talk to someone? That's ridiculous. The system is so broken 🤦♂️
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Freya Andersen
I know it sounds sketchy, but I swear it worked for me. After weeks of trying to get through, I was desperate enough to try anything. It's not ideal, but it got the job done.
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Chloe Harris
Can you give more details about how it works? Is it legit?
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Freya Andersen
Sure! Basically, you choose the department you need to reach on their website, pay the fee, and they start calling for you. When they get a real person, they connect the call to your phone. It saved me hours of hold time.
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Diego Mendoza
Here's a comprehensive guide to switching to direct deposit for disability payments: 1. Gather your information: You'll need your claim number, bank account number, and routing number. 2. Choose your method: a) Online: Log into your account on the disability services website and look for 'Update Payment Method' or similar. b) Phone: Call the disability office directly. c) Mail: Download and fill out a direct deposit form, then mail it in (slowest option). 3. If using the online method: - Log in and navigate to the correct section - Enter your banking information carefully - Double-check all details before submitting - Look for a confirmation message or email 4. If calling: - Be prepared for potentially long wait times - Have all your information ready - Confirm with the representative when the change will take effect 5. After making the change: - Keep an eye on your bank account for the first deposit - If you don't see it when expected, follow up immediately Remember, it can take 1-2 payment cycles for the change to take effect. Don't panic if your first payment after the switch is still a paper check. Hope this helps everyone navigate the process! 💯
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Javier Morales
Wow, thank you so much for this detailed guide! This is exactly what I needed. You're a lifesaver! 🙏
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Anastasia Popova
This should be pinned at the top of the subreddit. So helpful!
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Sean Flanagan
Quick question - do you know if there's a way to check the status of the change after submitting it online?
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Diego Mendoza
Good question! Usually, you can check the status in your online account under 'Payment Information' or 'Recent Account Changes'. If you don't see it there, give them a call after about 5 business days.
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Zara Shah
ugh i've been trying to do this for MONTHS. everytime i call they put me on hold for hours and then hang up on me. this system is so broken i stg
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NebulaNomad
Have you tried calling right when they open? I've had better luck getting through early in the morning.
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Zara Shah
yeah ive tried everything. early morning, late afternoon, middle of the day. no luck 😫
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Luca Ferrari
Just a heads up, make sure your bank account is in your name only. I tried to set up direct deposit to a joint account with my spouse and they wouldn't allow it. Had to open a separate account just for this 🙄
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Nia Wilson
Am I the only one who prefers paper checks? At least I know for sure when it's coming and can plan around it. Direct deposit always seems to be a day or two off for me.
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Mateo Martinez
Nah, you're not alone. I like having the physical check too. Feels more real somehow lol
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Aisha Hussain
But what if it gets lost in the mail? That happened to me once and it was a nightmare to sort out.
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Ethan Clark
PSA: If you're on SSI, switching to direct deposit might affect your resource limit. Make sure you understand the rules before making the switch!
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StarStrider
Wait, what? Can you explain this more? I'm on SSI and was thinking about switching.
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Ethan Clark
Sure! With SSI, you're limited to $2000 in resources ($3000 for couples). When you get a paper check, it doesn't count towards this limit until you cash it. But with direct deposit, it counts as soon as it hits your account. So if you're close to the limit, be careful!
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StarStrider
Oh wow, I had no idea. Thanks for the heads up!
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