EDD SDI payment timeline after first 14 days - Will I get paid tomorrow or Monday?
Just completed my first 14 days on California SDI disability and I'm really confused about when I'll actually see my first payment. My last day certified was today (Thursday). Does anyone know if the payment typically processes immediately or do I have to wait until Monday? It's my first time on disability and I'm stressing about rent coming up. Has anyone received their first payment on a Friday or do weekend processing delays mean I'm looking at Monday or Tuesday next week? TIA!
37 comments


Liam Brown
it depends on ur bank but usually 24-48 hours after certification gets processed. might see it tmrw but prolly monday
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Emma Johnson
•Thanks for responding! So the EDD actually processes payments on Fridays? I wasn't sure if they'd process it today after I certified or if it goes into some weekend queue. My anxiety is through the roof waiting!
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Olivia Garcia
The payment timeline typically works like this: Once you complete your certification, EDD processes it within 24 hours (business days). Then it takes 1-2 banking days for the funds to appear in your account. Since you certified on Thursday, EDD will likely process it today (Friday), but whether you see it tomorrow or Monday depends entirely on your bank's processing times. Most banks don't post deposits on weekends, so Monday is most likely. Check your claim status on SDI Online - when it shows 'Paid' rather than 'Pending', that means EDD has processed it and sent payment.
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Noah Lee
•This happened to me last month! My payment showed as 'Paid' on a Friday but the money didn't hit my account until Tuesday because my bank is sloooow with processing. EDD is actually pretty quick once you're in their system, it's the banks that drag their feet.
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Ava Hernandez
Waiting for that first payment is THE WORST. I swear I checked my account like 50 times a day when I was waiting for mine lol. Mine took 3 days from certification to actually seeing money in my account. But that was with Bank of America EDD debit card, direct deposit might be faster?
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Emma Johnson
•I'm set up for direct deposit, so hopefully that helps! And yes, I'm definitely in the obsessive account-checking phase right now. Every hour on the hour 😂
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Isabella Martin
Just to clarify something important - SDI payments aren't the same as unemployment payments. With SDI, your first payment includes everything from your disability start date MINUS the 7-day waiting period. So your first payment should cover 7 days (14 days minus the waiting period). All future payments will cover the full period that you certify for. I mention this because a lot of people are surprised when their first payment is smaller than expected.
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Emma Johnson
•Oh wow, I didn't realize that! I was expecting payment for the full 14 days. I thought the waiting period was just time where they processed everything, not that they actually wouldn't pay me for it. That's going to make my budget even tighter this month :
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Elijah Jackson
The EDD system is TERRIBLE about keeping claimants informed on payment timing!!! I had to call them THREE TIMES during my disability claim because payments didn't show up when expected. Sometimes there's random "reviews" they do that delay things but they never tell you! This is why people get so stressed! If you need to call them, good luck - I had to redial for literally 2.5 HOURS before getting through to anyone!!
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Sophia Miller
•I had the same frustrating experience trying to reach someone at EDD about my delayed SDI payment! After days of trying, I finally used a service called Claimyr (claimyr.com) that got me through to an EDD agent in about 20 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. It was the only way I could get actual answers about my payment status instead of just stressing and wondering.
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Olivia Garcia
Just checked back to see if you got an update. One more thing to know: if your certification was properly submitted and there are no issues with your claim, your payment will almost certainly be processed. First payments sometimes take a little longer because they're doing their initial verification, but in my experience with both my claims, subsequent payments are much more predictable. Keep us posted!
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Emma Johnson
•Update: My claim status changed to 'Paid' this afternoon! So it took about 24 hours after certifying. Now I just have to wait for it to hit my bank account. Thanks everyone for the help and support! This community has been so helpful for navigating my first disability claim.
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Mason Davis
my sisters cousin works for EDD and she says they're always super backed up on thursdays and fridays so don't be surprised if u dont see anything til at least tuesday. the whole system is rigged anyways, they make us wait while bills pile up!
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Isabella Martin
•That's not accurate information. EDD processes SDI claims 7 days a week, and payment processing occurs every business day. While there can sometimes be delays due to high volume, there's no specific backlog on Thursdays and Fridays. As the original poster already shared, their claim has already been marked as 'Paid' today (Friday), which is the normal timeline.
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Vincent Bimbach
Congrats on getting your status changed to 'Paid'! That's awesome news. For future reference, once you're past this first payment, the timing becomes much more predictable. I've been on SDI twice and after the initial payment, I could basically set my calendar by when the money would hit my account. Usually certified on Sunday, paid status by Monday evening, money in account by Wednesday morning. The first one is always the most stressful because you don't know what to expect. Hope your bank processes it quickly for you!
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Grace Johnson
Just wanted to add that if you're ever in a situation where your payment seems delayed beyond the normal timeframe, don't panic right away! Sometimes EDD does random claim reviews that can add a few extra days, especially on first payments. Also, make sure to keep all your medical documentation handy because they occasionally request additional verification. I learned this the hard way when my payment was held up for 5 days because they needed an updated doctor's note. The key is staying on top of your SDI Online account and checking for any messages or requests from EDD. Once you get through this first payment cycle, it really does become much smoother!
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Holly Lascelles
•This is such helpful advice! I'm definitely going to keep all my medical documentation organized and check for messages regularly. It's reassuring to know that delays can happen even when everything is done correctly. I was starting to worry that I had messed something up with my application. Thanks for sharing your experience - it really helps to know what to expect going forward!
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Yara Campbell
So glad to hear your status changed to 'Paid'! That's exactly how it should work. Just a heads up - since you mentioned you're on direct deposit, you'll likely see the money hit your account Monday or Tuesday morning. Most banks process ACH transfers overnight on business days, so weekends usually mean waiting until the next business day. I've been through this process twice and the waiting for that first payment is always nerve-wracking, but once you're in the system it gets much more predictable. Keep an eye on your account Monday morning and don't stress if it takes until Tuesday - that's still totally normal timing!
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StarSurfer
•Thanks for the timeline breakdown! It's so helpful to hear from someone who's been through this twice. I'm definitely feeling more confident now that my status shows 'Paid'. I'll try to be patient over the weekend and check Monday morning instead of obsessively refreshing my account every few minutes 😅 This whole process has been such a learning experience - I had no idea what to expect when I first applied for SDI!
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Nora Bennett
Hey Emma! I just went through this exact same situation a few months ago and totally understand the anxiety. Since your status already changed to 'Paid' today (Friday), you're in great shape! With direct deposit, you'll most likely see the money in your account Monday morning, possibly Tuesday depending on your bank. I remember checking my account obsessively that first weekend too 😂 One tip: if you have mobile banking, set up account alerts so you get notified when deposits hit - it saved my sanity! The good news is once you get past this first payment, the timing becomes super predictable. Hang in there, you're almost at the finish line!
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Chloe Zhang
•@Nora Bennett This is exactly the kind of reassurance I needed to hear! Setting up account alerts is such a smart idea - I m'going to do that right now. It s'so comforting to know that other people have gone through this exact same anxious waiting period and come out fine on the other side. I keep reminding myself that if my status shows Paid 'then' EDD has done their part, now it s'just up to the banking system. Thanks for taking the time to share your experience, it really helps!
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NebulaKnight
I'm so happy to see you got your status changed to 'Paid' today! That's such a relief when you're waiting for that first payment. I went through SDI last year and I remember that exact same stress about rent deadlines. Since you're set up with direct deposit and your claim processed on Friday, you should definitely see the money by Tuesday at the latest, most likely Monday morning. One thing that helped me during the waiting period was downloading my bank's app and turning on push notifications for deposits - that way I wasn't constantly checking my account balance. The first payment is always the most nerve-wracking because you don't know what to expect, but once you're in the system everything becomes much more routine. You've got this!
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Zoe Papanikolaou
•That's such great advice about the push notifications! I'm definitely going to set those up right now. It's amazing how much better I feel just knowing that other people have been through this exact same situation and everything worked out fine. The waiting really is the hardest part - once you know your claim is processed it's just a matter of banking timelines. I can't thank this community enough for all the support and practical tips. It's made this whole process so much less scary knowing I'm not alone in navigating SDI for the first time!
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Miguel Silva
Just wanted to jump in here since I see you already got your status changed to 'Paid' - that's fantastic! I went through my first SDI claim about 6 months ago and I totally relate to that anxiety about timing. Since you certified Thursday and got 'Paid' status Friday, you're right on track. With direct deposit, you'll almost certainly see it Monday morning, though some banks can take until Tuesday. The key thing is that once EDD marks it as 'Paid', the money is already on its way to your bank - it's just a matter of their processing time now. Try to relax over the weekend (easier said than done, I know!). Also, pro tip for future certifications: once you're past this first one, you can pretty much predict exactly when you'll get paid each time. The uncertainty is really just for that initial payment!
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Kayla Morgan
•@Miguel Silva Thank you so much for the reassurance! It s'incredible how much this community has helped ease my anxiety about the whole process. You re'absolutely right that knowing EDD has already marked it as Paid 'makes' all the difference - now it s'just waiting on the bank side. I m'definitely going to try to stay off my banking app this weekend and just check Monday morning! It s'so helpful to hear from people who ve'been through this recently. I had no idea what to expect with SDI timing when I first applied, but now I feel like I have a much better understanding of how it all works. Really grateful for everyone who took the time to share their experiences here!
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CosmicCaptain
This thread is so helpful! I'm currently waiting for my first SDI payment too and seeing everyone's experiences really puts things in perspective. Emma, congrats on getting your status changed to 'Paid'! I certified on Wednesday and I'm still showing 'Pending' - should I be worried or is that normal? My disability started about 10 days ago and I'm also stressing about bills coming up. It sounds like the first payment can be unpredictable but gets much smoother after that. Thanks to everyone who shared their timelines and tips!
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LongPeri
•@CosmicCaptain Don't worry at all! Wednesday to Friday is totally normal timing for it to still show 'Pending'. From what I've learned reading through everyone's experiences here, it typically takes 24-48 hours after certification for the status to change to 'Paid'. Since you certified Wednesday, you might see it change today (Friday) or Monday. The first payment does seem to have more variability than subsequent ones, but that's just because they're doing their initial verification. Keep checking your SDI Online portal - once it switches to 'Paid' you'll know EDD has processed everything and sent the payment to your bank. This community has been such a lifesaver for understanding what's normal vs. what to worry about!
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Nia Watson
I'm going through my first SDI claim right now too and this whole thread has been incredibly reassuring! Emma, so glad to hear your status changed to 'Paid' - that must be such a relief after all the stress. I'm still waiting for my first payment and was getting really anxious about the timing, but reading everyone's experiences here shows that there's actually a pretty predictable process once you know what to expect. The waiting period for that first payment is definitely the worst part! Thanks to everyone who shared their timelines and practical tips like setting up bank notifications. It's amazing how much better it feels knowing other people have been through this exact same situation and everything worked out fine. This community is such a valuable resource for navigating SDI for the first time!
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Keisha Johnson
•@Nia Watson I m'so glad this thread has been helpful for you too! It s'amazing how much less stressful the whole process becomes when you have real experiences from other people to reference. When I first applied for SDI, I had no idea what the timeline would be like and was constantly second-guessing whether everything was processing normally. Reading through everyone s'stories here really shows that while the first payment can feel unpredictable, there s'actually a pretty consistent pattern once you know what to look for. The community support has been incredible - people sharing practical tips like bank notifications and explaining the difference between EDD processing vs bank processing times. Wishing you a smooth experience with your first payment! Keep us updated on how it goes.
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Andre Rousseau
This is such a supportive thread! As someone who's been through the SDI process twice, I can confirm that the first payment anxiety is so real and totally normal. Emma, congrats on getting your status changed to 'Paid' - that's the hardest part behind you! For anyone else reading this who's waiting, here's what I've learned: EDD is actually pretty reliable with processing once you're in the system, it's really the banking side that creates most of the uncertainty. My advice is to check your SDI Online portal once a day max (I know it's tempting to refresh constantly!) and trust that if you submitted everything correctly, it WILL come through. The system isn't perfect but it does work. Hang in there everyone - that first payment stress doesn't last forever!
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Miguel Ortiz
•@Andre Rousseau This is exactly what I needed to hear as someone new to this whole process! Your advice about checking the portal once a day max is so smart - I can already tell I m'going to be tempted to refresh it constantly once I start my claim. It s'really reassuring to know that EDD is reliable with processing and that the banking side is usually what causes delays. I m'saving this thread for reference when I go through my first certification. Thanks for sharing your experience from going through it twice - it really helps to have that perspective from someone who knows the system well!
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Katherine Hunter
I'm new to SDI and this thread has been incredibly helpful! I just submitted my application last week and I'm already feeling anxious about the whole process. Reading through everyone's experiences really helps set expectations - it sounds like the first payment timeline can vary but there's actually a pretty predictable pattern once you understand how EDD and bank processing work together. Emma, congratulations on getting your status changed to 'Paid'! That must be such a huge relief. For those of us who haven't even gotten to the certification stage yet, it's reassuring to see that the community here is so supportive and willing to share real experiences. I'm definitely going to bookmark this thread for when I get to my first certification. Thanks everyone for being so open about your timelines and practical tips!
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Keisha Williams
•@Katherine Hunter Welcome to the community! I just went through my first SDI application process a few months ago and I totally understand that anxious feeling you re'describing. This thread has been such a goldmine of information - I wish I had found something like this when I was starting out! One thing that really helped me was organizing all my medical documentation early and keeping digital copies of everything. Also, once you get to the certification stage, don t'panic if things seem to move slowly at first. The waiting is definitely the hardest part, but as you can see from everyone s'experiences here, the system does work even if it feels uncertain. Feel free to ask questions as you go through the process - this community has been amazing at sharing practical advice and real timelines!
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Landon Flounder
As someone who just went through my first SDI payment cycle last month, I can totally relate to that anxiety! The good news is that once your status shows 'Paid' (which Emma already achieved!), you're basically home free - it's just a matter of banking processing time at that point. For anyone else going through this, I found it helpful to screenshot my 'Paid' status as proof that EDD had done their part. Also, don't be surprised if your bank's mobile app shows the deposit before it's actually available to spend - mine showed "pending deposit" Sunday night but wasn't available until Monday afternoon. The whole first payment experience is definitely stressful, but once you get through it the subsequent payments are so much more predictable. This community has been invaluable for setting realistic expectations!
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Liv Park
•@Landon Flounder That s'such a great tip about screenshotting the Paid 'status!' I never would have thought of that but it makes total sense to have that proof that EDD processed everything correctly. And good point about the mobile app showing pending deposits - I can see how that would be both exciting and frustrating at the same time! It s'amazing how much this community has helped demystify the whole SDI process. When I first started reading about disability benefits, everything seemed so complicated and uncertain. But seeing real people share their actual timelines and experiences makes it feel so much more manageable. Thanks for adding your perspective from going through this recently!
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Darren Brooks
This thread has been such a lifesaver! I'm currently in my first week of SDI and already stressing about the certification process. Emma, so happy to see your status changed to 'Paid' - that must feel amazing after all that waiting! Reading through everyone's experiences here really shows how normal that first payment anxiety is. I had no idea about the 7-day waiting period that Isabella mentioned, so that's super helpful to know for budgeting. Also loving all the practical tips like setting up bank alerts and checking the portal once daily instead of obsessively refreshing. This community is incredible for helping newbies like me understand what's actually normal vs what to worry about. Thanks everyone for being so open about your timelines!
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Madison Tipne
•@Darren Brooks I m'glad this thread has been helpful for you too! When I first started my SDI claim, I had no idea what to expect and was constantly worried I was doing something wrong. This community has been amazing at sharing real experiences and timelines. That 7-day waiting period definitely caught me off guard too - I was expecting my first payment to cover the full 14 days, so it s'good that you know about it upfront for your budgeting. The certification process itself is actually pretty straightforward once you get to it, just make sure you have all your dates and information ready. One thing I learned is to certify as early as possible when your window opens - it doesn t'make the payment come faster, but it gives you peace of mind that you didn t'miss the deadline. Keep us posted on how your first certification goes!
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