< Back to California Disability

EDD SDI payment delay due to holiday tomorrow - when will funds actually arrive?

So my disability payment is scheduled to deposit tomorrow (Presidents' Day) according to my EDD account portal. But I just realized tomorrow is a federal holiday and banks are closed! Will the payment still process overnight like usual and show up in my account tomorrow night? Or will everything be delayed until Tuesday or even Wednesday? I've got auto-payments set up for Tuesday and really need those funds to clear. This is my first time dealing with a holiday during my disability claim period and I'm getting anxious about timing. Does anyone know how EDD handles payment deposits that fall on holidays? Thanks!

Hattie Carson

•

from my experience the payment WONT go through until tuesday. bank holidays always delay everything by at least 1 day. edd processes it on schedule but the banks dont actually move the money till they open again

0 coins

Kendrick Webb

•

Ugh, that's what I was afraid of. I'm going to have to call my utility company to change my auto-payment date. Thanks for the heads up!

0 coins

Actually, it depends on your bank and how EDD sent your payment. If you're set up with direct deposit, EDD will still process the payment on schedule, but your bank won't post it until they're open for business after the holiday. Some banks will show pending deposits though. If you're getting funds on an EDD debit card, the deposit might still show up tomorrow since that system sometimes processes separate from regular banking hours. Check your card balance online tomorrow morning - it might be there!

0 coins

Kendrick Webb

•

I do have direct deposit to my credit union. I'll check tomorrow morning to see if it at least shows as pending. Thanks for the detailed explanation!

0 coins

Dyllan Nantx

•

I had this EXACT situation during Memorial Day last year!!! EDD processed everything on time but my bank didn't actually put the money in my account until WEDNESDAY!!! TWO DAYS LATE!!! I ended up with overdraft fees because my rent payment tried to go through. Call your bank RIGHT NOW and see if they can tell you how they handle holiday deposits specifically for government benefits. Some banks have special processing for those.

0 coins

Kendrick Webb

•

Wednesday would be a disaster for me. I'll definitely call my bank today. Sorry you had to deal with overdraft fees - that's exactly what I'm trying to avoid.

0 coins

my brother gets ssi payments and his always come in the day before if the regular pay date is a holiday. maybe edd does the same thing? worth checking your account tonight just in case

0 coins

That's true for some federal benefits like SSI, but EDD disability payments don't typically process early for holidays. They might process on schedule, but banking regulations usually prevent the funds from being available until after the holiday. Each bank handles this differently though.

0 coins

Anna Xian

•

If you urgently need to speak with someone at EDD about your payment, I'd recommend trying Claimyr (claimyr.com). I was in a similar situation with a payment timing issue and couldn't get through on the phone for days. Claimyr got me connected to an actual EDD representative in about 25 minutes when I had been trying for days on my own. They have a video demo showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The rep I spoke with was able to tell me exactly when my payment would post despite the holiday, which gave me peace of mind.

0 coins

Kendrick Webb

•

Thank you! I might try that if nothing posts by Tuesday morning. The regular EDD phone line is impossible - I tried calling this morning and couldn't get through after 45 minutes on hold.

0 coins

this happens literally every holiday and people always panic lol. your money will come but yea probably tuesday. just call whatever bill companies and explain, most will give you an extension if you explain its a disability payment delayed by a holiday

0 coins

Kendrick Webb

•

I'm not panicking! Ok maybe a little lol. First time on disability and everything's new to me. I'll call my bill companies tomorrow. Thanks for the reality check!

0 coins

Rajan Walker

•

For anyone dealing with this issue in the future, I wanted to share that the EDD disability payment schedule actually accounts for banking holidays in their processing timeline. According to the EDD website, they recommend allowing 24-48 additional hours for payments to process when there's a bank holiday. This is different from the certification processing time, which isn't affected by holidays. It's specifically the bank transfer portion that experiences delays. The payment will show as processed in your EDD account history, but won't appear in your bank until their next business day. If your payment is typically scheduled for direct deposit on Mondays, then you should anticipate it arriving on Tuesday following a Monday holiday. If you're experiencing a longer delay than that, then it might be worth contacting EDD directly.

0 coins

Kendrick Webb

•

This is super helpful information, thank you! I wish they'd make this clearer on the EDD portal. My payment says "issued" but nothing about potential holiday delays.

0 coins

just curious - did u get ur payment today or still waiting??

0 coins

Kendrick Webb

•

Update: My payment finally hit my account this morning (Tuesday)! For anyone reading this in the future with the same question - EDD processed it on schedule but it didn't show in my bank until the first business day after the holiday.

0 coins

TaxRefund AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
6,611 users helped today