This thread has been incredibly helpful! I'm actually dealing with a similar situation right now - just started my disability claim for a knee injury and realized I have no idea where my old EDD card from 2021 is. Reading through everyone's experiences has made me feel so much better about calling Bank of America tomorrow. One thing I wanted to ask - has anyone had issues with the address verification? I moved twice since I last used my EDD card and I'm worried that might complicate getting the replacement. I already updated my address with EDD for my disability claim, but I'm not sure if Bank of America automatically gets that updated address or if I need to verify it separately when I call about the lost card. Also, for anyone still reading this thread - I found a really helpful FAQ on the EDD website that explains the whole Bank of America card situation. It's buried in their disability insurance section, but it confirms everything people have said here about using the same card for all benefits. Just search for "SDI debit card" on the EDD site if you want to read the official info while you're waiting for your replacement card to arrive!

This thread is so reassuring! I'm in a similar boat - just filed for disability after a car accident and realized I have no clue where my old unemployment card from 2020 went. I've been stressing about it for days thinking I'd have to jump through hoops with EDD to get my payments. Reading everyone's experiences here, it sounds like calling Bank of America directly is definitely the way to go. I'm going to call them first thing tomorrow morning with my SSN and address ready. It's such a relief to know that so many people have dealt with this exact situation and gotten it resolved. One quick question though - for those who got replacement cards, did you have any issues using them right away? Like do you need to activate them or set up a new PIN, or do they come ready to use? Just want to know what to expect when mine finally arrives! Thanks to everyone who shared their experiences - this community is amazing for helping each other navigate these confusing EDD processes!

I'm new to this community but found this thread while dealing with a very similar situation! My return-to-work date is December 5th and it also coincides with my payment date, so I've been really stressed about whether I'll receive my final SDI payment. Reading through everyone's experiences here has been incredibly helpful and reassuring. It's amazing to see how many people have dealt with this exact timing issue! The consistent message seems to be that you should definitely receive your final payment for the period ending November 30th, even if there might be a processing delay due to manual review. What really stands out from all the advice is that your medical certification is what determines your payment eligibility - not whether you actually have a job to return to. I'm also still job searching and was worried that would somehow affect my final payment, but it sounds like that's not a factor at all. I'm definitely going to follow everyone's recommendation about calling EDD before December 1st to verify everything is set up correctly. Based on all the experiences shared here, being proactive seems to be the best approach to avoid any surprises or at least get confirmation that you're entitled to the payment. This thread has been such a blessing for someone new to navigating this process - thank you to everyone who shared their stories! It's so much less stressful knowing that others have successfully gotten through this same timing coincidence. Good luck with your final payment and job search!

I'm also new to this community but dealing with a very similar timing situation! My return-to-work date is December 15th and it falls right on my payment date too. I've been so anxious about this, but reading through everyone's experiences here has been incredibly reassuring. What really helped me understand is that you're entitled to payment for every day you were medically certified as disabled - so you should definitely get paid for the period ending November 30th regardless of the timing coincidence. The fact that you don't have a job lined up yet won't affect your payment at all since it's based on medical certification, not actual employment status. From what I've gathered from everyone's advice, the main things to do are: 1) Try calling EDD before December 1st to verify everything is set up correctly, 2) Have your claim number ready when you call, 3) Ask them to note in your file that you're expecting payment for the period ending November 30th, and 4) Keep checking your SDI Online account starting December 2nd-3rd even if there's a slight delay for manual review. This community has been such a lifesaver for understanding this confusing process - it's amazing how many people have dealt with this exact timing issue! You're definitely not alone in this. Good luck with your final payment and job search!

Hey Emma! Just wanted to add my experience since I went through my first SDI payment about 2 months ago. The fact that your status changed to 'Paid' on Friday is actually really great timing! I had the exact same situation - certified Thursday, status changed Friday, and the money hit my account Tuesday morning (I bank with Chase). The weekend definitely feels like torture when you're waiting, but once EDD processes it and marks it 'Paid', you're golden. One thing that helped my anxiety was remembering that EDD has already done the hard part - verifying your claim and sending the payment. Now it's just up to the banking system which is much more predictable. Try to enjoy your weekend knowing the money is on its way! And yes, definitely set up those bank alerts everyone mentioned - total game changer for peace of mind.

Emma, congratulations on getting your status changed to 'Paid'! I just went through my first SDI payment cycle a few weeks ago and totally understand that anxious feeling. Since you certified Thursday and got 'Paid' status Friday, you're right on track with normal timing. With direct deposit, you'll most likely see the money hit your account Monday morning, though it could be Tuesday depending on your bank's processing schedule. The weekend wait is definitely the hardest part, but once EDD marks it as 'Paid' you're basically home free - it's just banking timelines from here. One tip that saved my sanity: set up mobile banking alerts for deposits so you get notified immediately instead of constantly checking your balance. The first payment is always the most nerve-wracking because everything is unknown, but once you get through this one, future payments become incredibly predictable. Hang in there, you're almost done with the waiting game!

I'm so sorry you're going through this - the EDD system can be incredibly confusing and unforgiving. I went through something similar a couple years ago with a different medical condition. Here's what I learned that might help: For the SDI backdating, don't give up after the first rejection. I had to submit THREE separate written requests with increasingly detailed medical documentation before they finally approved my backdate. Make sure your doctor's letter is very specific about when your condition began, how it prevented you from working, and why you couldn't have known to file for SDI initially. For the UI overpayment appeal, focus on these key points: 1) You had no knowledge of the SDI program, 2) You were acting in good faith trying to support yourself, 3) You have medical evidence proving you were genuinely unable to work. I also included a statement from my doctor explaining that my condition affected my cognitive ability to understand complex benefit systems. The appeals process took about 6 months for me, but I ultimately got the overpayment waived and my SDI claim backdated. Don't let them intimidate you - you have rights, and honest mistakes happen all the time with these programs. Document EVERYTHING and keep fighting!

I'm really sorry you're dealing with this nightmare - the EDD system is so confusing and they don't make it easy to understand which program you should use. I went through something similar last year when I had surgery and was out of work for months. One thing that might help is documenting exactly when you first learned about SDI vs UI. If you can show that reasonable people in your situation wouldn't have known about the distinction (like getting advice from friends, family, or even EDD representatives who didn't explain the difference), that could strengthen both your backdating request and your overpayment appeal. Also, I'd suggest reaching out to a disability rights organization in your area - many offer free consultations and can help you navigate the appeals process. They often know which specific arguments work best with EDD and can help you frame your case more effectively. Don't let that one commenter get to you about it being "not complicated" - the system IS confusing, especially when you're dealing with a medical condition that affects your ability to process complex information. You're not alone in making this mistake, and there are paths forward even if they're not easy. Keep all your documentation organized and don't give up!

I'm so sorry you're going through this - I'm dealing with almost the exact same situation! My SDI benefits stopped about 10 days ago and that certification form just vanished from my account. I've been honestly reporting my part-time work at a local restaurant, and it's like the system punishes you for being transparent about income. That DE 2517-25 notice is completely useless - no clear instructions, no deadline, just "complete required documentation" like we're supposed to be mind readers! I've tried calling probably 100+ times with zero success getting through. Reading through all these comments has been both reassuring and frustrating. It's clear this is a massive system-wide issue affecting tons of people. I'm definitely going to try some of the strategies folks have shared: - The late-night login trick to find hidden messages - Calling right at 8 AM with the 1-2-1 prompts - That backdoor employer services transfer approach sounds genius - Reaching out to my assembly member's office It's absolutely ridiculous that we have to become EDD experts and crowdsource solutions just to access benefits we've paid into. But knowing there's a whole community dealing with this broken system makes it feel less hopeless. Thanks for starting this thread, OP! Sometimes just knowing you're not alone in bureaucratic hell makes all the difference. We'll get through this! 💪

I'm dealing with the exact same nightmare! My SDI benefits stopped about a week ago and that certification form completely disappeared from my account too. I've been working part-time at a local pharmacy and reported everything properly, but it's like their system has a meltdown whenever there's any income change. That DE 2517-25 notice is absolutely infuriating - "complete required documentation" but they don't specify WHAT documentation or WHERE to find it! It's like they deliberately made it as confusing as possible. After reading through everyone's experiences here, I tried the late-night login trick around 1 AM and actually found a "pending review" notification that's completely invisible during normal hours. Still can't access whatever mystery form they want though. I'm planning to try that employer services transfer approach tomorrow - calling their employer line and asking to be transferred to disability claims sounds way smarter than hitting the same brick wall on the main number. It's both comforting and maddening to see so many people dealing with identical issues. At least we know it's a widespread system problem and not something we did wrong! Thanks for starting this conversation OP - knowing we're all in this bureaucratic mess together definitely helps. I'll update if the phone transfer trick works! 🤞