To answer your specific question: No, your SDI benefits won't automatically continue until November 2025. The benefit period is either until you reach the maximum benefit amount OR 52 weeks, whichever comes first. Based on your weekly benefit amount of $1,300, your benefits will last approximately 20 weeks (about 5 months) if you continue certifying and remain disabled according to your doctor. If your recovery extends beyond that period, you should talk to your doctor about whether you might qualify for SSDI. The documentation from your SDI claim can be helpful for an SSDI application, but they're separate programs with different eligibility requirements. SSDI is generally for longer-term disabilities.

I'm in a similar situation with a work injury and just wanted to add - make sure you're also documenting everything for potential workers' compensation if your back injury was work-related! Even if you're getting SDI now, you might be entitled to additional benefits through workers' comp that could help bridge the gap when your SDI runs out. The timing can be tricky since workers' comp and SDI sometimes overlap, but it's worth exploring. Also, if you haven't already, consider asking your doctor about vocational rehabilitation services - sometimes they can help with modified work arrangements that might allow you to return to some income before you're 100% recovered.

I'm new to receiving EDD disability benefits and this thread has been incredibly helpful! I have a similar situation coming up with the upcoming Memorial Day holiday. My payment is scheduled for that Monday, so based on everyone's experiences here, I should expect it to arrive on Tuesday instead. It's reassuring to know this is normal and that most companies are understanding about these holiday delays. Thanks everyone for sharing your experiences - it really helps those of us who are navigating this for the first time!

I just wanted to add that if you're using the EDD debit card instead of direct deposit, the timing can be a bit different. I've noticed that my EDD card sometimes gets loaded earlier than expected, even on holidays, because it uses a different processing system than traditional bank transfers. It's worth checking your card balance online or at an ATM on the holiday itself - you might get a pleasant surprise! But if you're doing direct deposit to a regular bank account, then yeah, expect the delay until the next business day like everyone else mentioned.

I'm in a similar boat but haven't been as proactive about setting up payments. Reading through these responses, it sounds like having a documented payment plan is key to getting removed from the Treasury Offset Program. Quick question for those who've been through this - when you call the collections division at 1-800-676-5737, do they require you to set up automatic payments or can you keep making manual payments? I'm worried about giving them direct access to my bank account given all the horror stories I've heard about EDD taking more than they're supposed to. Also, has anyone had success getting their tax refund back AFTER it was intercepted? Or is it pretty much gone forever once they take it?

I went through something very similar about 6 months ago. One thing that really helped me was requesting a "financial hardship consideration" when I called the collections division. If you can show that intercepting your tax refund would cause significant financial hardship (like if you're counting on that refund for essential expenses), they sometimes have more flexibility in working with you. Also, make sure you get everything in writing! When they agree to remove you from TOP, ask them to send you a confirmation letter or email. I learned this the hard way - they told me over the phone I was removed but it took another month because there was no documentation of the request. One more tip: if you're expecting a large refund this year, consider adjusting your withholdings for next year so you don't give the government an interest-free loan. That way even if something goes wrong with the TOP removal, you won't have as much at risk. The whole process is frustrating but it IS possible to get resolved if you stay persistent and document everything.

I'm currently dealing with a very similar situation and this thread has been a lifesaver! I'm about 10 weeks into my FMLA for a chronic pain condition and just realized I need to start preparing for what comes next. One thing I wanted to add that might be helpful - my doctor mentioned that when requesting ADA accommodations for extended leave, it's really important to frame it as "temporary" with an expected return date, even if that date might need to be adjusted later. Apparently employers are more willing to approve accommodations when they don't seem open-ended. Also, I discovered that some companies have "disability case managers" who work with employees on these situations - it might be worth asking if your company has someone in that role who could help coordinate between HR, your doctor, and any insurance providers. They're usually more knowledgeable about all the available options than regular HR staff. Thanks to everyone who's shared their experiences here - it's giving me hope that there are ways to navigate this successfully!

This entire thread has been incredibly eye-opening as someone who's currently on week 6 of FMLA for a spinal injury and dreading what happens when it runs out. I had no idea about so many of these options - CFRA, ADA accommodations, the interactive process requirement, company-specific disability policies. It's honestly overwhelming how much there is to navigate, but also reassuring to know there are potential protections beyond just the basic 12 weeks. One thing I'm wondering about that I haven't seen mentioned - has anyone dealt with workers' compensation claims alongside SDI? My injury happened at work but the WC claim is moving slowly, so I'm currently on SDI while that gets sorted out. I'm not sure if that changes any of the job protection dynamics or if there are different rules when it's a workplace injury. Also, for those who've had success with HR meetings about extended accommodations - any tips on what NOT to say? I tend to overshare when I'm nervous and I don't want to accidentally say something that hurts my case. Thank you all for sharing your experiences so openly. It's making what felt like an impossible situation feel much more manageable knowing there are people who've been through this and come out okay on the other side!

Wow, what a journey! I'm so glad you were persistent and got your payment sorted out. This entire thread is honestly a goldmine of information for anyone dealing with EDD SDI issues. I'm currently in week 2 of waiting after my doctor submitted my forms, and reading through everyone's experiences here has given me a much better understanding of what to expect. The fact that the online status can stay stuck even when things are processing behind the scenes is both frustrating and reassuring to know. I think I'm going to proactively call my doctor's office tomorrow to double-check that they included all the required details on the DE 2501 form, especially that disability end date field that caused your delay. Better to catch any issues early than wait weeks only to find out there was a simple mistake. Thanks to everyone who shared their experiences and solutions here - this is exactly the kind of community support that makes dealing with these bureaucratic nightmares a little more bearable!

As someone who just joined this community while dealing with my own SDI claim issues, I can't thank you all enough for sharing these detailed experiences! I'm currently on day 12 of waiting after my doctor submitted my forms, and this thread has been incredibly educational. The biggest takeaway for me is that the "confirmation email" from EDD doesn't actually mean your claim is moving forward - it just means they received something. And that missing details like disability end dates can cause weeks of delays that you'd never know about without directly contacting them. I'm going to call my doctor's office first thing Monday to verify every single field on the DE 2501 form is complete, and if I don't see progress by next week, I'll definitely try that Claimyr service. It's clear that being proactive and not just waiting is the key to getting through this process. Really appreciate how everyone here shares both the frustrations and the solutions - it makes dealing with EDD's confusing system so much less overwhelming when you're not going through it alone!