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Can I get EDD SDI benefits for surgery with only 1 month at new job?

Hi everyone! I just started a new job about 3 weeks ago, and I have a surgery scheduled that's been planned for months (knee repair). My surgeon says I'll need at least 6-8 weeks recovery time before I can return to work. I'm super worried because I don't know if I qualify for disability since I'm so new at this job. Do I need to be at a job for a certain amount of time to get SDI benefits? I was working full-time at my previous company for 2 years before switching jobs last month. Would my previous work history count toward eligibility? Or am I just out of luck and need to postpone my surgery? I really can't afford to be without income for 2 months... Any advice appreciated!!!

u need to have paid into SDI in the past 18 months to qualify. doesn't matter if it was at ur current job or previous one. so if you were working in CA before you should be ok

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Omg thank you!!! Yes I've been working in California the whole time and had SDI deductions from all my paychecks. That's such a relief!

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The good news is that SDI eligibility is based on your base period earnings, not your current employer. California looks at wages paid 5-18 months before your claim starts. So if you were working and paying into SDI during that period (which it sounds like you were at your previous job), you should qualify regardless of how long you've been at your new position. Make sure your doctor completes the medical certification portion of your claim form (DE 2501) properly indicating the 6-8 week recovery period. Apply for SDI as soon as possible after your last day worked before surgery. Your benefit amount will be based on your highest quarter earnings during the base period, so your benefits will reflect your previous job's wages if they were higher.

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This is correct 👆 I switched jobs 3 times in 2024 and still qualified for SDI when I needed emergency gallbladder surgery. As long as u paid SDI taxes you're fine!!

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Just to add some clarification - SDI is not like some other benefits that have employer-specific requirements. It's a state insurance program you pay into through payroll deductions (look for "CASDI" on your paystubs). Your benefit amount will be approximately 60-70% of your wages during your highest-earning quarter in the base period. Don't confuse SDI with FMLA/CFRA job protection, which DOES require you to be at your current employer for 12 months before qualifying. SDI provides wage replacement but not job protection. Since you're new at your job, check with your HR about their medical leave policies. While they aren't required to hold your position by law, many companies have their own policies for medical leaves even for newer employees.

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This is so helpful, thank you! I'll talk to HR tomorrow about their leave policies. I didn't realize SDI doesn't guarantee my job will be there when I return - that's definitely something I need to figure out with my employer.

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BE CAREFUL!!! I thought the same thing but my claim got denied because they said my base period didnt have enough wages!!!! They look at specific quarters not just the past 18 months in general!!! You should check the EDD website and find the base period calculator to make SURE you qualify before taking time off!!!

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This isn't quite right. For 2025 SDI claims, the minimum earnings requirement is $300 in your base period, not a specific amount per quarter. The base period is divided into quarters, but you only need $300 total across the entire base period. The quarters are just used to calculate your weekly benefit amount. If you worked full-time for 2 years before switching jobs, you almost certainly meet the minimum earnings requirement. Your base period would include several quarters from your previous employment.

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When I applied for disability last year after my shoulder surgery, I spent THREE WEEKS trying to get through to someone at EDD to answer questions about my claim. I'd call as soon as they opened and still couldn't get through! So frustrating. I eventually used Claimyr (claimyr.com) and got connected to an EDD agent in about 15 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd Saved me so much stress during an already stressful time. Just mentioning it since you might need to talk to someone at EDD about your specific situation with changing jobs.

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Thanks for the tip! I'll check out that service if I run into problems. Getting through to EDD sounds like a nightmare.

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Is that service legit?? Sounds too good to be true lol. The EDD phone system is the WORST.

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Yes it's legit! I was skeptical too but it really worked. They somehow get you through the phone maze and into the queue. Definitely worth it when you're desperate to talk to someone.

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just fyi unemployment is NOT AN OPTION AT ALL!!!!! u cant get UE if ur not able 2 work cuz of medical reasons!!!! u have to be able & available 4 work 2 get UE benefits. disability is the only option when ur recovering from surgery

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Thank you for clarifying! I wasn't sure about the difference between disability and unemployment so that's good to know.

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One more important detail: there's a 7-day waiting period for SDI benefits. This means your first week of disability isn't paid. So if your doctor authorized 6 weeks of recovery, you'd receive payments for 5 weeks. Plan your finances accordingly. Also, make sure you understand the claim filing deadlines. You must file your claim within 49 days from the date your disability begins, or you may lose benefits. Complete the claim form online through SDI Online for fastest processing.

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Thank you for this info! I'll make sure to budget for that unpaid first week. Is it better to file before my surgery or after? My surgery is scheduled for March 15th.

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You can't file until after your last day worked. The earliest you can file is 9 days before your disability begins, but your doctor needs to complete their portion after examining you. Most people file immediately after surgery once the doctor has established the recovery timeline. Just don't wait longer than 49 days after your disability begins.

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i had knee surgery last october and i gotta say the paperwork part was harder than the actual surgery lol. make sure u get ur doctor to fill out their part of the form RIGHT AWAY cuz that's what usually causes the delays!!

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Haha I believe it! My surgeon's office is usually pretty responsive with paperwork so hopefully they'll be quick with this too. I'll make sure to stay on top of them about it.

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To summarize what others have said and add some additional information: 1. Your eligibility is based on base period earnings (wages approximately 5-18 months before your claim date), so your previous job counts toward eligibility. 2. You need to have earned at least $300 during your base period and paid SDI taxes on those wages. 3. Your weekly benefit amount will be approximately 60-70% of your highest quarter earnings during the base period, up to a maximum of $1,685 per week in 2025. 4. There's a 7-day unpaid waiting period. 5. Your claim can be backdated up to 49 days if needed, but it's best to file as soon as possible. 6. SDI provides wage replacement but not job protection. Check with your HR about their medical leave policies. 7. If you have any private short-term disability insurance through your previous or current employer, check if you're eligible for those benefits as well. Sometimes you can receive both SDI and private disability. Good luck with your surgery!

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This is such a helpful summary - thank you! I feel much better prepared now. I'll double check about private disability insurance too, though I don't think my current employer offers that until after 90 days.

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