Can I switch from SDI to unemployment when my disability benefits run out?
My doctor says I'm able to return to work with restrictions in about 5 weeks when my SDI benefits end. I can't do my normal construction job (back injury), but I could definitely handle desk work or something that doesn't require heavy lifting. Someone at physical therapy told me I should apply for unemployment after SDI ends since I'm able to work with limitations. Has anyone done this successfully? What's the process like switching from disability to unemployment? Do I need anything special from my doctor to qualify? Just trying to plan ahead so there's no gap in income.
32 comments


Hannah Flores
Yes, you can apply for UI after your disability ends IF you're able to work and actively looking for jobs within your medical restrictions. The key is being 'able and available' for suitable work. You should get a note from your doctor clearly stating your work capabilities and restrictions. One catch - your previous employer might contest your UI claim if they offered you modified duty that met your restrictions and you declined it.
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Dominic Green
•Thanks! My employer definitely doesn't have any light duty available - it's all physical work. Do I need to wait until my disability completely ends before applying for UI, or can I start the process a week or two before?
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Kayla Jacobson
I went through something similar last year. You need to make sure your disability claim is completely closed before applying for UI. If you apply too early while still on SDI, you'll get denied. EDD considers these completely separate programs with different eligibility requirements. The system will flag if you're getting benefits from both programs at the same time.
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Dominic Green
•That makes sense. I'll wait until my last disability payment posts before applying for UI. I'm just nervous about having a few weeks with no income while waiting for UI to kick in.
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William Rivera
My sister tried to do this and got DENIED for UI because she couldn't do her regular job!!! The EDD system is so broken. They said she was 'not able to perform her usual work' which is exactly why she was on disability in the first place! Make sure you say you can work FULL TIME even with restrictions or they'll deny you.
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Hannah Flores
•That's not entirely accurate. You can qualify for UI with restrictions, but you must be able to work in some capacity and be actively seeking work you CAN do with those restrictions. The key is being able and available for 'suitable' work, not necessarily your previous job. Your sister may have indicated she couldn't work at all or wasn't looking for alternative work.
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Grace Lee
i did this last year after knee surgery. went from sdi to ui no problem. just waited til disability ended then applied online for unemployment. took like 3 weeks to get first payment tho so have some savings ready
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Dominic Green
•Good to know! I've got a little saved up but not much. Did you have to do a phone interview when switching from SDI to UI?
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Mia Roberts
If you're struggling to get through to EDD about this transition, try Claimyr.com. I was stuck in limbo for weeks between my disability ending and unemployment starting. Couldn't get anyone on the phone to answer my questions. Used Claimyr and got connected to an EDD agent in about 20 minutes who explained exactly what I needed to do. They have a demo video at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd that shows how it works. Saved me a ton of stress during an already difficult time.
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Dominic Green
•Thanks for the tip! I'll check out that service if I run into problems. The EDD phone system is a nightmare - I remember it took me multiple days of calling to get through when I first applied for disability.
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The Boss
I'm in the exact same situation right now!!! My disability runs out in 2 weeks and I've been stressing about what to do. My doctor says I can't go back to my regular nursing job (shoulder injury) but I could do telehealth nursing or something without patient lifting. Did anyone here have to get special medical documentation when switching from SDI to unemployment? My doctor is sooooo slow with paperwork.
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Kayla Jacobson
•When applying for UI after disability, it's best to have a doctor's note that clearly states your work capabilities and restrictions. While it's not technically required for the initial UI application, having documentation ready will save you trouble if they question your eligibility later. Ask your doctor specifically for a 'work status report' or 'return to work authorization' that lists your restrictions clearly.
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Evan Kalinowski
The whole system is DESIGNED to make you give up!!! I tried doing exactly what you're planning and ended up with NO INCOME for 6 weeks while they "processed" my claim. Keep calling them EVERY DAY until they help you. Don't believe anyone who tells you it's easy to switch from SDI to UI - the departments don't communicate with each other AT ALL.
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Grace Lee
•wow that sucks! i guess i got lucky when i did it. maybe depends on which office handles your claim or something
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Hannah Flores
One important thing to know: your UI benefit amount might be different from your SDI amount. Unemployment is calculated based on your highest-earning quarter in the base period, while disability is based on a percentage of your wages. Also, UI has work search requirements - you'll need to certify every two weeks that you're looking for work within your restrictions. Keep detailed records of all job applications you submit.
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Dominic Green
•That's really helpful info. I should probably start looking at job options now so I'm ready to apply when the time comes. Does anyone know if online job searches count for the work search requirement, or do I need to physically go to businesses?
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Kayla Jacobson
•Online job searches and applications absolutely count for UI work search requirements. Just keep detailed records of where you applied, when, position title, and any contact information. The EDD UI online portal allows you to log these activities when you certify every two weeks. They occasionally audit these records, so accuracy is important.
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William Rivera
My coworker had back problems too and he got unemployment after disability but then they suddenly cut him off saying he wasn't looking for work hard enough! He applied to like 5 jobs a week but they said that wasn't enough. The whole system is messed up.
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Hannah Flores
•The EDD doesn't specify an exact number of job applications required, but they do expect reasonable and consistent effort based on your field and location. For most people, 2-3 quality applications per week is sufficient if they're truly suitable for your restrictions. Quality matters more than quantity - applying for jobs you can actually perform with your limitations.
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Freya Pedersen
Just wanted to add my experience - I successfully transitioned from SDI to UI last year after a work injury. The most important thing is timing and documentation. I waited until my last SDI payment cleared, then applied for UI immediately online. Had my doctor write a detailed letter about what I COULD do (not just what I couldn't), and that made all the difference. Also, start job searching before your disability ends so you have applications ready to report when you certify. The gap between benefits was only about 2 weeks for me, but definitely have some savings as backup. Don't let the horror stories scare you - it's definitely doable if you follow the process correctly!
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Camila Jordan
•This is exactly what I needed to hear! Thank you for sharing your experience. I'm feeling much more confident about this transition now. I'll definitely have my doctor focus on what I CAN do rather than my limitations. Quick question - when you say you applied for UI "immediately" after your last SDI payment cleared, do you mean the same day or did you wait a few days? I want to make sure I time this perfectly to avoid any overlap issues.
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Mei Wong
•@Freya Pedersen This is super encouraging! I m'in almost the exact same situation as you were. Can I ask what kind of work restrictions you had and what types of jobs you applied for? I m'trying to figure out what desk jobs might work with my back injury limitations. Also, did EDD ever question the transition or was it pretty smooth once you had the right documentation? Really appreciate you sharing the positive outcome!
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Anastasia Popova
I'm currently on SDI for a work injury and my benefits end in about 6 weeks. Reading through everyone's experiences here has been really helpful! I'm getting conflicting advice from different people about whether I need to wait for my disability to completely end before applying for UI. Some say apply immediately after the last payment, others say wait a few days to make sure there's no overlap. Has anyone had issues with EDD flagging an application as "too early" even if you apply the day after your last SDI payment posts? I want to minimize any gap in benefits but definitely don't want to get denied for applying at the wrong time.
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Zara Shah
•I had the same concern when I was making this transition! From what I learned and experienced, you want to apply for UI the day AFTER your final SDI payment has been processed and shows up in your account. Don't apply before that last payment posts, even if you know it's your final week. The EDD systems do communicate with each other and will flag overlapping benefits. I applied literally the next business day after my last SDI payment showed up online and had no issues. The key is making sure that final disability payment has fully processed first. Better to have a clean break between programs than risk getting denied for overlap!
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Declan Ramirez
I just went through this exact transition about 3 months ago and wanted to share what worked for me. The key thing that helped was getting my doctor to write a very specific "work capacity evaluation" letter that listed exactly what I COULD do (sit for 8 hours, use computer, lift up to 10 lbs, etc.) rather than just listing restrictions. When I applied for UI, I made sure to emphasize that I was "able and available for work within my medical limitations." I waited until exactly one business day after my final SDI payment posted to apply online. The whole process took about 3 weeks from application to first UI payment. One tip - start your job search while still on disability so you have legitimate work search activities to report right away. Document everything! Keep screenshots of job applications, emails with employers, etc. The transition can be smooth if you're prepared and have the right documentation. Don't let the negative stories discourage you - plenty of us have done this successfully!
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StarStrider
•This is incredibly helpful, thank you! I really appreciate you taking the time to share such detailed advice. The "work capacity evaluation" approach sounds perfect - I'll definitely ask my doctor to focus on what I CAN do rather than just my restrictions. Quick question about the job search documentation - did you have to submit proof of your job applications with your initial UI application, or is that something they ask for later during the certification process? I want to make sure I'm keeping the right records from the start. Also, did you apply for jobs that were completely different from your previous work, or did you try to stay within a similar field but with modified duties?
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Liv Park
I'm currently dealing with a similar situation and this thread has been incredibly informative! I'm about 3 weeks out from my SDI ending (also back injury from construction work) and have been stressing about the transition. Reading everyone's experiences, especially the success stories, has really helped calm my nerves. The advice about getting a "work capacity evaluation" from your doctor focusing on what you CAN do is brilliant - I never thought about framing it that way. I've already started looking at office jobs and data entry positions that would work with my lifting restrictions. One thing I'm curious about - for those who successfully made this transition, did you find that potential employers were understanding about the work restrictions when you disclosed them during interviews? I'm worried about being upfront about my limitations but I know I need to be honest. Also planning to have some savings ready for that gap period between benefits. Thanks to everyone who shared their experiences - it's made this whole process feel much more manageable!
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Nasira Ibanez
•@Liv Park You re'smart to start looking at office and data entry positions now! Regarding disclosure of restrictions - I ve'found it s'usually best to wait until you have a job offer before discussing specific limitations, unless the job posting specifically asks about physical requirements. Focus your applications and interviews on what you CAN do and your relevant skills. Once you get an offer, then you can discuss accommodations under the ADA if needed. Many employers are more understanding than you d'expect, especially for desk work that doesn t'require heavy lifting. The key is presenting yourself as a capable candidate first, then addressing the restrictions as a minor accommodation need. Also, having that doctor s'letter ready showing you can perform office work will be helpful if questions come up. You re'definitely on the right track with your planning!
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Lola Perez
I went through this exact transition about 8 months ago after a workplace injury. The most important things I learned: 1) Wait until your FINAL SDI payment has completely processed and shows in your account before applying for UI - don't rush this step or you risk denial for overlapping benefits. 2) Get your doctor to write a detailed letter focusing on your work capabilities, not just restrictions. Mine said I could do sedentary work, computer tasks, lifting under 15lbs, etc. 3) Start job searching NOW while still on disability so you have legitimate work search activities ready. 4) Apply for UI online the business day after your last SDI payment posts. 5) Be prepared for 2-4 weeks between your last disability payment and first unemployment check - have some savings if possible. The transition was smoother than I expected once I had proper documentation and timing. Don't let the horror stories discourage you - with the right preparation, it's definitely doable! Feel free to ask if you have specific questions about the process.
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Mikayla Brown
•This is such a comprehensive breakdown, thank you @Lola Perez! I'm saving this comment for reference. One follow-up question - when you mention applying for UI online the business day after your last SDI payment posts, did you run into any technical issues with the online system recognizing that your disability claim had ended? I've heard some people mention that the EDD systems don't always communicate quickly with each other. Also, when you were doing your work search activities while still on disability, did you mention in applications that you were currently on medical leave, or did you frame it differently? I want to be honest but also not hurt my chances of getting interviews. Really appreciate you sharing such detailed guidance!
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Sophia Clark
I'm currently going through this exact transition and wanted to share what I've learned so far since I'm about 2 weeks away from my SDI ending. After reading all these helpful responses, I scheduled an appointment with my doctor specifically to get that "work capacity evaluation" letter that several people mentioned. My doctor was really helpful once I explained what I needed - she focused on writing down everything I CAN do (desk work, computer use, sitting for extended periods, lifting up to 20lbs occasionally) rather than just listing my restrictions. I've also started applying for office jobs and customer service positions that would work with my limitations. One thing I discovered is that many companies are actually pretty open to remote work now, which is perfect for someone with physical restrictions. I'm keeping detailed spreadsheets of every application I submit with dates, company names, and position titles so I'll be ready to report my work search activities right away when I start certifying for UI. The waiting and uncertainty is definitely stressful, but reading everyone's success stories here has given me a lot more confidence that this transition is doable with proper preparation. Thanks to everyone who shared their experiences - this community has been incredibly helpful!
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Oscar Murphy
•@Sophia Clark This sounds like you re'really well-prepared for the transition! I love that you re'keeping detailed spreadsheets of your job applications - that s'going to save you so much stress when you start certifying for UI. The remote work angle is brilliant too, especially for someone with physical restrictions. I m'curious - have you found that employers are asking about your current employment status during the application process? I m'wondering how to handle that question since I m'technically not unemployed "yet" while on disability. Also, did your doctor charge extra for writing that work capacity evaluation letter? I want to budget for that expense if needed. It sounds like you ve'got all your ducks in a row, which is giving me hope for my own transition in a few weeks!
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