Can I switch from SDI to unemployment when my disability benefits run out?
My doctor says I'm able to return to work with restrictions in about 5 weeks when my SDI benefits end. I can't do my normal construction job (back injury), but I could definitely handle desk work or something that doesn't require heavy lifting. Someone at physical therapy told me I should apply for unemployment after SDI ends since I'm able to work with limitations. Has anyone done this successfully? What's the process like switching from disability to unemployment? Do I need anything special from my doctor to qualify? Just trying to plan ahead so there's no gap in income.
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Hannah Flores
Yes, you can apply for UI after your disability ends IF you're able to work and actively looking for jobs within your medical restrictions. The key is being 'able and available' for suitable work. You should get a note from your doctor clearly stating your work capabilities and restrictions. One catch - your previous employer might contest your UI claim if they offered you modified duty that met your restrictions and you declined it.
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Dominic Green
•Thanks! My employer definitely doesn't have any light duty available - it's all physical work. Do I need to wait until my disability completely ends before applying for UI, or can I start the process a week or two before?
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Kayla Jacobson
I went through something similar last year. You need to make sure your disability claim is completely closed before applying for UI. If you apply too early while still on SDI, you'll get denied. EDD considers these completely separate programs with different eligibility requirements. The system will flag if you're getting benefits from both programs at the same time.
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Dominic Green
•That makes sense. I'll wait until my last disability payment posts before applying for UI. I'm just nervous about having a few weeks with no income while waiting for UI to kick in.
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William Rivera
My sister tried to do this and got DENIED for UI because she couldn't do her regular job!!! The EDD system is so broken. They said she was 'not able to perform her usual work' which is exactly why she was on disability in the first place! Make sure you say you can work FULL TIME even with restrictions or they'll deny you.
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Hannah Flores
•That's not entirely accurate. You can qualify for UI with restrictions, but you must be able to work in some capacity and be actively seeking work you CAN do with those restrictions. The key is being able and available for 'suitable' work, not necessarily your previous job. Your sister may have indicated she couldn't work at all or wasn't looking for alternative work.
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Grace Lee
i did this last year after knee surgery. went from sdi to ui no problem. just waited til disability ended then applied online for unemployment. took like 3 weeks to get first payment tho so have some savings ready
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Dominic Green
•Good to know! I've got a little saved up but not much. Did you have to do a phone interview when switching from SDI to UI?
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Mia Roberts
If you're struggling to get through to EDD about this transition, try Claimyr.com. I was stuck in limbo for weeks between my disability ending and unemployment starting. Couldn't get anyone on the phone to answer my questions. Used Claimyr and got connected to an EDD agent in about 20 minutes who explained exactly what I needed to do. They have a demo video at https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd that shows how it works. Saved me a ton of stress during an already difficult time.
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Dominic Green
•Thanks for the tip! I'll check out that service if I run into problems. The EDD phone system is a nightmare - I remember it took me multiple days of calling to get through when I first applied for disability.
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The Boss
I'm in the exact same situation right now!!! My disability runs out in 2 weeks and I've been stressing about what to do. My doctor says I can't go back to my regular nursing job (shoulder injury) but I could do telehealth nursing or something without patient lifting. Did anyone here have to get special medical documentation when switching from SDI to unemployment? My doctor is sooooo slow with paperwork.
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Kayla Jacobson
•When applying for UI after disability, it's best to have a doctor's note that clearly states your work capabilities and restrictions. While it's not technically required for the initial UI application, having documentation ready will save you trouble if they question your eligibility later. Ask your doctor specifically for a 'work status report' or 'return to work authorization' that lists your restrictions clearly.
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Evan Kalinowski
The whole system is DESIGNED to make you give up!!! I tried doing exactly what you're planning and ended up with NO INCOME for 6 weeks while they "processed" my claim. Keep calling them EVERY DAY until they help you. Don't believe anyone who tells you it's easy to switch from SDI to UI - the departments don't communicate with each other AT ALL.
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Grace Lee
•wow that sucks! i guess i got lucky when i did it. maybe depends on which office handles your claim or something
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Hannah Flores
One important thing to know: your UI benefit amount might be different from your SDI amount. Unemployment is calculated based on your highest-earning quarter in the base period, while disability is based on a percentage of your wages. Also, UI has work search requirements - you'll need to certify every two weeks that you're looking for work within your restrictions. Keep detailed records of all job applications you submit.
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Dominic Green
•That's really helpful info. I should probably start looking at job options now so I'm ready to apply when the time comes. Does anyone know if online job searches count for the work search requirement, or do I need to physically go to businesses?
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Kayla Jacobson
•Online job searches and applications absolutely count for UI work search requirements. Just keep detailed records of where you applied, when, position title, and any contact information. The EDD UI online portal allows you to log these activities when you certify every two weeks. They occasionally audit these records, so accuracy is important.
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William Rivera
My coworker had back problems too and he got unemployment after disability but then they suddenly cut him off saying he wasn't looking for work hard enough! He applied to like 5 jobs a week but they said that wasn't enough. The whole system is messed up.
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Hannah Flores
•The EDD doesn't specify an exact number of job applications required, but they do expect reasonable and consistent effort based on your field and location. For most people, 2-3 quality applications per week is sufficient if they're truly suitable for your restrictions. Quality matters more than quantity - applying for jobs you can actually perform with your limitations.
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