< Back to California Disability

Sofia Gutierrez

Can I get unemployment benefits after using all my SDI if I still can't return to work?

I've been on SDI since January after my back surgery and I'm running out of benefits next month. My doctor says I need at least 6 more weeks before I can return to any kind of work, even with restrictions. My employer won't hold my position any longer than my SDI coverage. Has anyone successfully transitioned from SDI to unemployment when you're still recovering but SDI runs out? I thought unemployment required you to be 'able and available' for work, but I literally can't work yet according to my doctor. Feeling desperate as I have no income lined up and still have medical bills piling up. Any advice?

Dmitry Petrov

•

Unfortunately, you can't collect unemployment if you're not able to work. The main qualification for UI is being able and available to accept work - if your doctor says you can't work, you won't qualify. You might want to look into applying for an SDI extension if your doctor supports it. They can sometimes extend benefits if you're still disabled. You need to submit the form DE 2525XX along with updated medical certification.

0 coins

Thank you. I didn't realize an SDI extension was possible! My doctor mentioned something about additional paperwork but I didn't understand what he meant. I'll ask about the DE 2525XX specifically at my appointment tomorrow.

0 coins

StarSurfer

•

Same boat last year!! My SDI ran out after knee replacement and still couldn't go back. Applied for unemployment anyway and got denied. Makes no sense that there's this gap in the system where you can be too disabled for work but not disabled enough for more benefits. The system is broken!

0 coins

Ava Martinez

•

yep happened to my sister too. she had to borrow $$ from family for 2 months until she could work again. ridiculous that we pay into these systems and then they leave us hanging

0 coins

Miguel Castro

•

Have you looked into whether you qualify for State Disability Insurance Extension (SDIE)? It's not automatic - you need to have your doctor complete additional certification. The EDD reviews these case by case. They can extend benefits up to 52 weeks total if you're still disabled according to their definition. Another option might be to ask your doctor if you could work with specific accommodations or restrictions - sometimes you can qualify for UI if you can do some modified work even if you can't return to your exact previous position. You could also check if you qualify for any long-term disability benefits through your employer or private insurance.

0 coins

Thanks for these suggestions. I don't think my employer offers long-term disability (small company), but I'll definitely pursue the SDIE option. My doctor is supportive but wasn't clear on the process. Is there a specific form I need to have him complete?

0 coins

Miguel Castro

•

Yes, for the SDI extension, your doctor needs to complete the "Physician/Practitioner's Supplementary Certificate" form (DE 2525XX). This essentially certifies that you're still disabled according to EDD's definition. Your doctor should be familiar with this form, but if not, you can mention it specifically. You'll want to contact EDD before your benefits end to request this extension process be started. Fair warning - getting through to someone at EDD can be extremely challenging.

0 coins

I had to get an SDI extension last year and calling EDD was IMPOSSIBLE. I tried for two weeks straight! Finally used a service called Claimyr (claimyr.com) that got me connected to an actual EDD representative in about 20 minutes. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd. Totally worth it because I was about to lose my mind with the constant busy signals and disconnections. The rep I finally talked to was super helpful and walked me through exactly what forms my doctor needed to submit.

0 coins

Connor Byrne

•

have you checked if you qualify for SSDI? (social security disability) its federal not state. takes forever to get approved tho but its for longer term stuff. my cousin got it after cancer treatment when she couldnt go back to work for like a year

0 coins

Dmitry Petrov

•

This is good advice, but SSDI typically requires that your disability is expected to last at least 12 months or result in death. From what OP described (needing 6 more weeks), they probably wouldn't qualify. Also, as you mentioned, SSDI has a very long application and approval process - often taking 3-6 months for initial decisions and much longer if appeals are needed.

0 coins

Yara Elias

•

U might wanna check if ur eligible for PFL!!! Paid Family Leave might help if ur caring for urself?? I dunno tho I think it's mostly for caring for family members but worth checking!!

0 coins

Dmitry Petrov

•

PFL doesn't apply here. It's for caring for a family member or bonding with a new child. For one's own medical condition, SDI is the appropriate program. The main options for OP are pursuing an SDI extension or checking if they qualify for SSDI (though that's unlikely given the timeline described).

0 coins

Update: I talked to my doctor today and he's completing the extension form (DE 2525XX) right away. He thinks I have a good case for extension since my recovery is taking longer than initially expected but is still progressing. Now I just need to get through to EDD to make sure they process it quickly before my current benefits end. Thanks everyone for the advice - I was completely lost before posting here.

0 coins

Miguel Castro

•

Great news! Make sure to follow up with EDD if you don't see the extension reflected in your account within a week of your doctor submitting the form. Sometimes these things need a little nudging to get processed promptly. If your doctor submitted electronically, it should be faster than paper submissions.

0 coins

StarSurfer

•

THE WHOLE SYSTEM IS BROKEN!! I paid into SDI for 15 YEARS and when I needed an extension they denied me for some technicality. Meanwhile people who've barely worked get benefits no problem. THIS COUNTRY DOESN'T CARE ABOUT WORKERS!!

0 coins

Ava Martinez

•

totally agree! my cousin works for the state and says the whole system is designed to deny people and save money. they reject first and hope people give up fighting

0 coins

Connor Rupert

•

I went through a similar situation a few years ago after shoulder surgery. The key thing is to act fast - don't wait until your SDI runs out to start the extension process. I'd also recommend keeping detailed records of all your medical appointments and communications with EDD. One thing that helped me was having my doctor be very specific about functional limitations in the extension paperwork - not just "can't work" but exactly what activities you can't perform and why. Also, if the extension gets denied, you can appeal within 30 days. Don't give up if the first response isn't favorable. The appeals process can actually be more thorough than the initial review. Good luck with your recovery!

0 coins

Gemma Andrews

•

This is really helpful advice! I didn't think about being specific with functional limitations - my doctor just usually writes general statements. I'll make sure to ask him to detail exactly what I can't do (lifting, bending, standing for long periods, etc.) when he fills out the extension form. The appeal option is also good to know about in case things don't go smoothly. Thanks for sharing your experience!

0 coins

I'm new here but going through something similar - my SDI is ending next month after a car accident and I'm still not cleared to work. Reading through these responses has been so helpful! I had no idea about the DE 2525XX form or that extensions were even possible. My case worker never mentioned this option. Does anyone know if there's a limit to how many times you can extend SDI, or is it just the one extension up to 52 weeks total that Miguel mentioned? Also, for those who got extensions approved, how long did the review process typically take? I'm worried about having a gap in benefits while they decide.

0 coins

Welcome to the community! From what I understand, the 52 weeks is the maximum total for SDI (including your initial claim plus any extensions), not 52 weeks of extension on top of what you've already received. So if you've already used 6 months of SDI, you'd potentially have about 6 more months available through extension. As for processing time, it can vary a lot - I've seen people get approval in 1-2 weeks when the paperwork is complete, but others wait 4-6 weeks. The key is getting your doctor to submit the forms promptly and following up with EDD. Definitely don't wait until your benefits actually end to start the process! You can begin the extension request a few weeks before your current benefits expire to avoid any gaps.

0 coins

Collins Angel

•

As someone who's been through this exact situation, I want to echo what others have said about acting quickly on the SDI extension. One thing I'd add is to consider reaching out to a disability advocate or legal aid society in your area if you run into roadblocks. Many offer free consultations for SDI issues. Also, while you're waiting for the extension decision, look into local emergency assistance programs - some counties have temporary financial assistance for people caught in these benefit gaps. Food banks and utility assistance programs can help stretch whatever resources you have. It's frustrating that the system has these gaps, but there are people and organizations who understand and can help navigate it. Don't be afraid to ask for help from multiple sources while you're recovering.

0 coins

This is such valuable advice, thank you! I never thought about reaching out to disability advocates or looking into emergency assistance programs. The stress of potentially losing income while still recovering makes it hard to think clearly about all the options available. Do you happen to know if these local assistance programs typically have long waiting lists, or are they usually able to help fairly quickly? I'm trying to plan ahead in case the SDI extension takes longer than expected to process. Also, did you find any particular type of organization more helpful than others when you went through this?

0 coins

California Disability AI

Expert Assistant
Secure

Powered by Claimyr AI

T
I
+
20,087 users helped today