Can I transition from SDI to UI after maxing out disability for chronic back condition?
I've been on SDI for almost 8 months due to severe degenerative disc disease and herniated discs from a workplace injury. My disability benefits are scheduled to run out in mid-March 2025, but my doctor says I won't be fully recovered by then. I've applied for SSDI but everyone says that could take 1-2 years for approval. Can I transition back to unemployment after my SDI runs out? I was on UI before I went on disability. I can work with restrictions (no heavy lifting, standing limited to 2 hours), but my previous construction job isn't possible anymore. Will EDD approve UI if I have work restrictions? What other options do I have to keep some income coming in while waiting for SSDI? Getting desperate here as my savings are almost gone.
20 comments
Tami Morgan
You've hit on a tricky situation many people face. To qualify for UI after SDI, you need to be able to work and actively seeking work - but with medical restrictions. Here's what you should consider: 1. You may be eligible for UI if you can work with restrictions and are available for some type of suitable work 2. When you apply, be honest about your work limitations but emphasize what you CAN do 3. Consider applying for SDI Extension - if your doctor certifies you're still disabled, you might get up to 52 more weeks 4. Look into State Disability Insurance - Partial Recovery (PR) benefits if you can work part-time The key is documenting everything. Get a detailed work restriction note from your doctor that clearly states what you can and cannot do. This helps both for UI eligibility and potentially for a disability extension.
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Maya Diaz
•Thank you! I had no idea about the SDI extension possibility. My doctor definitely believes I'll still be disabled when my current claim expires. Do I need to file a new claim for the extension or is there a simpler process?
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Rami Samuels
I went thru almost the EXACT same thing last year!! UI will prob deny u at first bc of your work restrictions. They ALWAYS say ur not "able and available" for work if u have ANY restrictions. I had to appeal my UI denial and it was such a nightmare. Took like 3 months to get a hearing date and I had zero income during that time. btw the SSDI timeline is even worse than u think - took me 27 months to get approved!!! my advice: apply for SDI extension ASAP!!!
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Maya Diaz
•Oh no, that sounds awful! Did you win your UI appeal eventually? 27 months without steady income is terrifying. I'll definitely look into the SDI extension right away.
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Haley Bennett
Actually, you can potentially get California SDI benefits extended beyond the standard period. It's called a "Continued Claim Certification" and you'll need your doctor to complete a supplemental medical certification. Also important: while waiting for SSDI approval, look into these options: 1. California State Disability Insurance allows extensions up to 52 additional weeks (maximum total 104 weeks) for certain conditions 2. If you were injured at work, have you filed for Workers' Compensation? That's separate from SDI 3. Some counties offer General Assistance/Relief while SSDI is pending Regarding UI - technically you can apply if you're able to work with restrictions, but as the other commenter mentioned, EDD often initially denies these claims. You must be "able and available" for work, which gets complicated with medical restrictions.
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Douglas Foster
•i got denied UI with back problems too. they said since i couldnt do my old job i wasnt eligible. makes no sense
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Nina Chan
Maybe try vocational rehab thru EDD? They helped my brother after his accident when he couldn't go back to his old job.
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Maya Diaz
•That's a good suggestion I hadn't thought about. I definitely need to look into retraining options since my construction career is over. Thanks!
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Ruby Knight
I was in a similar situation in 2023. Tried calling EDD for weeks about extending my disability and got nowhere. Kept getting disconnected or waiting 3+ hours. Finally used Claimyr.com to get through to an actual SDI agent in 23 minutes. They helped me file the extension paperwork correctly. They have a video showing how it works: https://youtu.be/1X-mEsLtbmQ?si=1hcSq3KFtCr4oAmd The agent explained that for my SDI extension, I needed specific language from my doctor about why I couldn't return to work yet. Just saying I was still in pain wasn't enough - the doctor had to explain the functional limitations and ongoing treatment plan.
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Maya Diaz
•Thanks for the tip! I'll check it out. My doctor is supportive but I'm not sure if she knows exactly what needs to be documented for the extension.
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Rami Samuels
•omg thank u for this!!! i've been trying to call EDD for 2 weeks and keep getting hung up on. definitely gonna try this service.
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Tami Morgan
Regarding your question about the extension process - you don't file a completely new claim. Your doctor needs to certify your continuing disability by completing the "Physician/Practitioner's Supplementary Certificate" (DE 2525XXX). This form should be submitted before your current claim expires. Make sure your doctor is specific about your functional limitations and expected recovery timeframe. Vague statements like "patient still in pain" often lead to denials. The documentation should clearly explain why you cannot perform your regular/customary work.
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Maya Diaz
•This is super helpful. I have an appointment with my doctor next week and I'll make sure to discuss this form specifically. I think my condition definitely qualifies since I have documented disc herniations with nerve compression that haven't responded to treatment yet.
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Diego Castillo
I'm really worried about your construction background and trying to get UI with restrictions. I've been an EDD eligibility interviewer for 7 years (not speaking officially). The system is designed to return people to their USUAL occupation. If you say you can't do construction anymore due to permanent restrictions, that often triggers a denial because you're not "able and available" for your usual work. However! There's a workaround. When you apply for UI, you can specify you're seeking a NEW occupation that matches your current abilities. You need to be very clear about this. Also, request a phone interview right away if denied - don't just file an appeal. Sometimes we can resolve it faster that way.
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Maya Diaz
•Thank you for this insider perspective! That makes a lot of sense. I'll definitely specify I'm seeking work in a different field that accommodates my restrictions. I've been looking at dispatch or administrative jobs that would allow me to alternate sitting/standing.
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Douglas Foster
did u try applying 4 calfresh (food stamps) and medical? at least that would help with food and doctors while u wait for disability to get approved
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Maya Diaz
•Yes, I've got Medi-Cal already which has been a lifesaver for all my medical bills. I should look into CalFresh too - I wasn't eligible while on full SDI benefits because my income was too high, but that's about to change.
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Rami Samuels
One other thing nobody mentioned - if ur disability is from a work injury, SDI can sometimes be extended past the normal limits!!! My friend got 2 full years of benefits for his back surgery from work injury. Its some special rule for work related stuff. Ask about that specifically!!
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Haley Bennett
•That's not quite accurate. SDI has the same maximum duration regardless of whether it's work-related or not (52 weeks standard, potential extension to 104 weeks for certain conditions). What your friend likely received was Workers' Compensation temporary disability benefits, which is a completely different program from SDI and can sometimes run longer. If your injury occurred at work, you should definitely file a Workers' Comp claim if you haven't already.
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Maya Diaz
Thank you all for the incredibly helpful advice! I've made a plan of action: 1. Talk to my doctor next week about completing the SDI extension paperwork with detailed functional limitations 2. Look into vocational rehabilitation services through EDD 3. Apply for CalFresh since my income will be dropping 4. If I need to call EDD and can't get through, I'll try that Claimyr service 5. File for UI as a backup plan, being clear I'm seeking work in a new field within my restrictions This community has been amazing - I was feeling pretty hopeless yesterday but now I see I have several options to explore. I'll update once I get some results!
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