Transitioning from SDI to EDD unemployment - Can I apply after disability ends?
Just got the notification that my disability benefits are ending next week. I've been on SDI for 4 months after a back injury, and my doctor has cleared me to return to work. Problem is, my old construction job isn't available anymore - company downsized while I was out. Can I apply for regular unemployment now? Or does having been on disability make me ineligible? My SDI payments were $1,580 biweekly, and I'm wondering if unemployment would be similar. I've worked consistently for 7 years before this injury. Anyone know if there's a waiting period between ending disability and starting unemployment?
22 comments
Aiden Chen
Yes, you can absolutely apply for unemployment after your disability ends! This is actually a common situation. A few important points: 1. You must be able and available for work to qualify for UI 2. Having received SDI doesn't disqualify you at all 3. There is no required waiting period between SDI and UI 4. Your UI benefit amount will be calculated based on your highest-earning quarter during your base period (typically 5-18 months before applying) Since your job is no longer available, you should be eligible as long as you're medically cleared and actively seeking work. Apply as soon as your SDI ends.
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Sophia Bennett
•Thank you! That's a huge relief. I was worried there might be some rule against going from one benefit to another. Do you know if I need to provide anything special during the application process to show my disability is over? Or just the regular unemployment application?
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Zoey Bianchi
went thru this exact thing last yr. aplied for UI the day after my last disablity payment hit my account. got aproved in like 10 days. dont wait to apply!!
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Sophia Bennett
•That's great to hear! Was the benefit amount similar to what you got on disability? I'm trying to figure out if I need to adjust my budget.
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Christopher Morgan
You're in for a NIGHTMARE dealing with this. EDD's systems don't communicate well between departments. When I tried switching from disability to unemployment last year, they kept saying I was still on SDI in their system even though my SDI had ended! Took WEEKS of daily calling to finally get someone who could help. My advice: start calling EDD immediately when you apply for UI and don't stop until you confirm everything is processing correctly. The online system will probably give you errors or pending status forever if you don't talk to a human!!!
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Sophia Bennett
•Oh no, that sounds horrible! Did you eventually get it sorted out? Was there anything specific you had to say to get them to fix it?
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Christopher Morgan
•Yeah, after 3 weeks of calling EVERY DAY I finally got someone who actually knew what they were doing. Had to ask for a "claim specialist" who could see both the SDI and UI systems. Regular reps couldn't help at all!
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Aurora St.Pierre
I used Claimyr to reach an EDD representative when I was in your exact situation (transitioning from disability to unemployment). Saved me hours of redial frustration! I just went to claimyr.com and they got me connected to an EDD agent in about 20 minutes. They have a video showing how it works: https://youtu.be/JmuwXR7HA10?si=TSwYbu_GOwYzt9km The rep I spoke with was able to make notes in my account showing my disability had ended and I was eligible for UI. My claim got approved within days after that call.
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Sophia Bennett
•I've never heard of this service! That sounds way better than spending hours hitting redial. Was it easy to use? Did they need a bunch of personal info?
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Aurora St.Pierre
•Super easy! You just put in your phone number and they call you when they have an EDD agent on the line. Then you talk directly to EDD. Totally worth it for me since I was stressing about bills after my disability ended.
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Grace Johnson
my cousin did this but he said unemployment paid waaaaay less than his disability checks did. just fyi so ur prepared
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Jayden Reed
•That can happen, but it depends on your wages during your base period. Disability pays about 60-70% of your regular wages, while unemployment typically pays less (around 40-50% with weekly maximums). It varies case by case though!
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Jayden Reed
To add some additional clarity here: 1. Your UI weekly benefit amount will be based on your highest-earning quarter during the base period. Maximum UI payment in California for 2025 is $575 per week. 2. Important: When you apply, list your last employer (the construction company) even though you've been on disability. You should also indicate that you haven't worked there recently due to disability. 3. Make sure your doctor's note indicates you're cleared for "full duty" or at least cleared for the type of work you're seeking. 4. Start your UI application the day after your last SDI payment. There's no advantage to waiting. 5. Be prepared to meet work search requirements immediately - you'll need to show you're looking for work each week when you certify.
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Sophia Bennett
•This is super helpful, thank you! My doctor cleared me for "light duty" - does that create problems with UI? I can't do heavy lifting anymore but can do other construction-related work or office/administrative work.
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Jayden Reed
•Having work restrictions doesn't automatically disqualify you from UI, but you must be able to work in some capacity and be available for suitable work. Since you can do light duty construction or office work, you should be eligible as long as you're searching for jobs within those restrictions. Just be clear about your work limitations when you apply.
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Nora Brooks
Wait I'm confused... is SDI the same as disability insurance? And is that different from workers comp? I thought if you got hurt at work you get workers comp not disability??
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Aiden Chen
•They're different programs. SDI (State Disability Insurance) is for injuries/illnesses not related to work. Workers' comp is specifically for work-related injuries. The OP didn't specify if their back injury was work-related or not, but they were on SDI, which means it was likely not a workplace injury.
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Nora Brooks
•Ohhh that makes sense. I always get these different programs mixed up! thx for explaining
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Christopher Morgan
Just remembered something important! When you file for UI after SDI, sometimes EDD will ask for an "Affidavit of Wages" form because your recent wages might not show in their system due to being on disability. If your UI claim gets denied at first, ask specifically about this form! Might save you weeks of appeals.
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Sophia Bennett
•Thank you for this tip! I'll definitely ask about that if I run into problems. I'm going to apply online tomorrow since that's when my SDI officially ends.
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Zoey Bianchi
good luck bro disability to unemployment is rough but u will get thru it
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Sophia Bennett
•Thanks man, appreciate the encouragement!
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