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I'm 5 months pregnant and trying to understand how my EDD SDI maternity benefits will work financially. My claim was just approved for $1,340 per week, which is great! But I'm confused about duration. I know I get 6 weeks of disability for normal delivery (or 8 weeks for C-section), then I can transition to Paid Family Leave (PFL) for 8 weeks to bond with baby. My Notice of Computation shows a Maximum Benefit Amount of $28,140, which would cover more than 21 weeks at my weekly rate. Does this mean I'll keep receiving payments until I hit that max amount, or do payments stop after the standard disability + PFL weeks (14-16 weeks total)? I asked my HR department but they weren't sure how EDD calculates this. Anyone know how this works? Getting anxious as I try to plan my finances for maternity leave!
I've been put through the wringer with EDD and now I have an interview scheduled next week that has me stressed out. I was on medical leave for anxiety/depression since January, and my SDI benefits just ran out in early April. I applied for disability extension but was denied, so my doctor advised me to file for regular UI since I'm now able to work again. The problem started when I filed my UI claim. The EDD rep I spoke with basically accused me of filing incorrectly about three different issues: 1) She insisted I reported my last physical work date wrong (I put 2/14/25 when she said it should be 1/5/25 - the day before my medical leave started) 2) She claimed I misreported my severance pay (I received $5,200 and reported it for the week I got it, but she said I reported it wrong) 3) She said I should have listed my part-time employer (10 hrs/month at a retail store) as my "last employer" instead of the full-time job I had been on medical leave from The entire call was awful - she kept putting me on hold for 5-10 minutes at a time while "reviewing" things, then came back with condescending remarks about how "only she would catch these mistakes" and that I "make too much money to be claiming benefits anyway." Now I'm worried this interview will result in my claim being denied or worse, being accused of fraud. Has anyone dealt with an interview after disputing info on their claim? What should I prepare before the interview?
Good luck with your interview on Tuesday! As someone who's been through this process, I wanted to add one more tip - if they ask about any inconsistencies, don't get defensive. Just calmly explain that you were following the information you had at the time and are happy to provide clarification. The fact that you have all your documentation organized and a clear timeline shows you're acting in good faith. Also, if the interviewer seems confused about anything, don't hesitate to ask them to clarify what specific information they need. Sometimes they're looking for a particular piece of info that isn't obvious. You've got this - the hardest part is usually just getting to the interview stage!
I'm in a really stressful situation with my husband's disability claim and could use some advice! My husband was on SDI for about 3 months due to a work-related accident that injured his right arm. His doctor cleared him to return to work last week, and he officially went back on Monday. The problem is that just THREE DAYS after returning, he slipped and re-injured the SAME arm but in a different way (at home, not at work). We just got back from the orthopedist and they're saying he needs surgery and will be off work for another 3-4 months! I have no idea how to handle this with EDD and have a couple urgent questions: 1. Since his first disability claim was for a work injury and this new injury happened at home (different cause but same body part), does he need to file a completely new SDI claim? Or is there some kind of extension process? 2. Will EDD be suspicious or deny his claim since he's filing for the same arm so soon after his previous claim ended? It looks weird but it's honestly just terrible luck. We're panicking about finances since we just got back to normal with his return to work, and now we're facing another 3+ months with no income. Has anyone dealt with something similar? What's the right way to handle this?
Based on your additional information about the workers' comp situation, here's what I recommend: 1. File the new SDI claim immediately - don't wait. Your husband is eligible from the date the doctor certifies he's disabled again. 2. Make sure the doctor clearly documents this as a NEW injury event with a NEW diagnosis, even if it's the same body part. 3. On the application, there's no need to explain the complex situation with the previous workers' comp dispute - that will just confuse matters. 4. Be prepared that EDD may take longer than the standard 14 days to process this claim due to the unusual circumstances. 5. If your claim gets stuck in processing (which happens often with complicated cases), you'll need to be persistent about following up. The key is having the doctor be very explicit that this is a new disabling condition with a specific date of injury after returning to work. The medical documentation will make or break this claim.
I'm so sorry you're dealing with this stressful situation! I went through something similar about 6 months ago with my wife. She had been on SDI for a knee injury, returned to work for about 2 weeks, then had a completely unrelated car accident that injured her back. Here's what I learned from our experience: definitely file a new claim as others have mentioned, but also be prepared for potential delays. EDD's system automatically flags cases where someone files multiple claims in a short timeframe, which can add 2-3 weeks to processing time. One thing that really helped us was having the doctor include a brief statement in the medical certification explicitly saying something like "This is a new injury unrelated to patient's previous disability claim." Our doctor initially just filled out the standard form, but when we asked him to add that clarification, it seemed to help the claim move through faster. Also, make sure you apply online if possible - it's generally faster than mailing paper forms. You can do it through EDD's SDI Online portal. Best of luck with everything!
So I'm currently out on maternity leave (gave birth June 1st) and I'm confused about the payment schedule for my SDI benefits. I received my first payment for the initial 11 days on July 8th after my waiting period, but according to the EDD rep I spoke with, I won't get paid again until 14 days after that first payment. Today is the 14th day (July 22nd) and I'm checking my account obsessively but nothing's there! Does anyone know if EDD deposits disability payments on specific days of the week? Like do they only process on Sundays or is it exactly 14 days regardless of weekends? I'm trying to budget for baby expenses and my portion of rent is due next week. Getting super anxious about when this money will actually hit my account! Thank you in advance ๐
Just to update you - I checked the EDD disability payment calendar for 2025, and while they don't list specific deposit dates (since those vary by individual claim start dates), they do note that processing times can take 1-2 business days after the 14th day of your certification period. Since you're on maternity SDI, your payments should continue automatically without re-certifying until your claim end date. The good news is that if your online account shows "Paid" status, the money is definitely coming. Most banks process EDD deposits early morning, but some can take until end of day.
That's such great news that your payment came through! I'm currently waiting for my first SDI payment after having my baby last month, and this thread has been so helpful in understanding the timeline. It's reassuring to know that even though EDD's timing can be unpredictable, the payments do eventually come through. Congratulations on your little one, and thanks for sharing your experience - it really helps other new moms like me who are navigating this system for the first time!
Hey everyone, I'm trying to check on the status of my disability payment. I filed a claim recently and I'm wondering if anyone has any tips on how to get through to someone at EDD? It's been a while and I haven't heard anything back. Any advice would be appreciated!
I went through this same nightmare last year. Here's what finally worked for me: call the 1-800-480-3287 number at exactly 8:01 AM (not 8:00, they're swamped then). Press 1-2-1 quickly, then when you get to the "due to high call volume" message, DON'T hang up. Just wait it out - I know it's painful but I've gotten through after 2-3 hours of holding. Also, make sure you have your claim number, SSN, and all your paperwork ready because they'll want to verify everything immediately. The wait is brutal but you WILL eventually get through to someone who can actually help. Hang in there! ๐ช
Luca Esposito
i think evry1 here is making this WAY MORE COMPLICATED than it needs 2 be lol. u get paid for exactly the # of weeks ur doctor says u cant work. thats it. the max benefit is just some dumb calculation thing. for preg its usually just 4 wks b4 + 6-8 wks after + 8 wks bonding time. dont overthink it!!!!
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AstroAce
AuthorLol, I appreciate the straightforward take! Sometimes I do overthink things, especially now with pregnancy brain. Thanks!
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Natasha Volkov
As someone who just went through this process 6 months ago, I can confirm what others have said - you'll get the standard weeks (6-8 for disability + 8 for PFL), not the full maximum benefit amount. I had the same confusion when I saw my $26,000+ max benefit amount but only used about $16,000 of it during my maternity leave. One thing I wish I'd known earlier: make sure to keep ALL your medical documentation organized! When I transitioned from SDI to PFL, there was a small hiccup because they needed additional paperwork, which delayed my first PFL payment by about a week. Also, definitely apply for PFL as soon as your disability period ends - don't wait! The payments do come pretty regularly once you're in the system though. I used the EDD debit card and it was convenient for tracking everything. Good luck with your pregnancy and congratulations! ๐
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