I'm dealing with this EXACT same issue right now at 32 weeks pregnant! Got the "insufficient earnings" denial letter yesterday and I've been working full-time for over 2 years. It's so frustrating because you can literally see all your SDI contributions on every paystub, but somehow their system can't figure it out. Reading through all these responses is giving me hope though - sounds like this is a really common glitch with their base period calculations. I'm going to try the Claimyr service to get through to someone since calling the regular number has been impossible. @Layla Sanders - please keep us updated on how it goes with your correction! We're all rooting for you. The last thing any of us need is this kind of stress when we're already dealing with everything else that comes with being this pregnant. It's honestly ridiculous that so many women are going through this exact same problem. You'd think EDD would have fixed whatever is causing these base period calculation errors by now!

This is so frustrating but unfortunately very common! I went through this exact same denial 6 months ago when I was 35 weeks pregnant. The "insufficient earnings" error is usually because EDD's system is looking at the wrong quarters for your base period calculation. Since you filed in March 2025, your base period should be October 2023 through September 2024. I'd bet money they're either missing one of those quarters or looking at older data. Here's what I learned from my experience: - The reconsideration form (DE 1326C) is definitely faster than a formal appeal - Include pay stubs from ALL quarters in your base period, even if they seem obvious - Send everything certified mail for your records - Keep calling or try that Claimyr service others mentioned - sometimes an agent can fix it immediately The good news is once they identify the error, the correction happens pretty quickly. Mine was resolved within about 10 days total. Try not to stress too much (easier said than done, I know!) - this is clearly a system issue, not anything you did wrong. You've been working and paying into SDI, so you absolutely deserve these benefits! Keep us posted on your progress! 🤞

I'm going through the exact same thing right now! Filed my hardship form about 4 weeks ago for a $3,200 overpayment and still haven't heard anything back. It's so stressful not knowing what's happening, especially when you're already dealing with financial hardship. Reading everyone's experiences here at least helps me understand this is normal (even though it shouldn't be). I've been calling but like you said, it's impossible to get through. The anxiety of waiting is almost worse than the actual overpayment itself. Hope we both get good news soon!

I'm dealing with a similar situation right now - submitted my hardship form about 6 weeks ago for an overpayment and just got my response last week. They approved a payment plan that reduces my monthly amount to something I can actually manage. The wait was absolutely brutal though, and I was checking my mail obsessively every day. One thing that helped me stay sane was keeping a log of all my attempts to contact them (calls, messages, etc.) with dates and times. That way if anything went wrong, I had documentation. Also, I found that calling on Tuesdays and Wednesdays around 10am seemed to have slightly better success rates than other days, though it's still a nightmare to get through. Hang in there - based on what I'm seeing here, most people do eventually get some kind of response, even if it takes way longer than it should.

Just to follow up - if you manage to get your income verification documents submitted properly, the typical processing time in 2025 has been about 10-14 business days. While that's the official timeline, I've seen it take anywhere from 7 days to 4+ weeks depending on their current backlog. If it's been more than 14 business days since submission, that's when you should start trying to contact them directly about the status of your verification.

Pro tip from someone who's been through this multiple times with irregular income: When you're gathering all those W-2s, also grab any 1099s you might have received. Film industry workers often get both W-2s AND 1099s depending on how different productions classified you (employee vs contractor). EDD wants to see ALL income sources during your base period, not just W-2 income. I learned this the hard way when they initially denied my claim because I only sent W-2s but had significant 1099 income that pushed me into a higher benefit tier. Also, if any of your employers went out of business or you can't locate a W-2, you can use your final paystub from that job - it shows your year-to-date earnings and SSN. Good luck with getting this sorted before your trip!

I'm new to this community but going through something very similar - my disability benefits end in June and I'm terrified about the transition. Reading through everyone's experiences here has been incredibly reassuring and informative! A few questions based on what I've learned from this thread: 1. **For those who successfully made the transition** - how long did it typically take to find employment after switching to unemployment? I'm trying to set realistic expectations for how long I might need to rely on the lower UI benefits. 2. **Regarding the medical clearance letter** - should this be from the same doctor who's been managing my disability case, or can it be from my primary care physician? My specialist is pretty hard to get appointments with. 3. **Job search documentation** - I see people mentioning 3 activities per week, but has anyone been audited by EDD to actually show this documentation? How detailed do the records need to be? The financial drop everyone's describing is honestly scary. Going from disability pay to unemployment pay sounds brutal, but it seems like the alternative of having no income at all is worse. Thank you all for sharing your experiences so openly - it's really helping those of us facing this transition feel less alone and more prepared!

As someone who just completed this transition last month, I wanted to share a few additional tips that really helped me: **Before your disability ends:** - Screenshot or download all your disability payment records - you might need them for your UI application - Start researching unemployment offices in your area in case you need in-person help - Consider reaching out to former colleagues/network contacts now to let them know you'll be job searching soon **During the transition:** - Apply for UI online early in the morning (6-7 AM) when the system is most stable - Have your employment history for the last 18 months ready - dates, employer addresses, and gross wages - Be prepared for identity verification - EDD has tightened security and may ask for additional documents **Managing the income drop:** - Contact your landlord/mortgage company BEFORE you miss payments to discuss options - Look into local utility assistance programs - many have funds specifically for people transitioning between benefits - Check if your local library offers free career services or computer access for job searching The whole process took about 2 weeks for me from application to first payment, but having everything prepared in advance made it much smoother. The income drop is tough, but temporary. You've got this, Fernanda! Focus on one step at a time and don't hesitate to ask for help when you need it.

I'm dealing with the exact same E318 error! Been locked out for 3 weeks now. One thing that helped me get a bit further was using an incognito/private browsing window - it doesn't solve the error completely but sometimes gets me past the initial login screen. Also, I noticed the error happens less frequently if I try logging in really early in the morning (like 6-7 AM) when their servers aren't as busy. Still haven't gotten my check though 😤 This whole system is a mess.

I've been dealing with E318 errors for weeks too! What finally worked for me was a combination of things: First, I completely cleared ALL my browser data (not just cache and cookies, but everything including saved passwords and autofill data). Then I used a different device entirely - borrowed my friend's laptop. I also made sure to disable any ad blockers or browser extensions before trying to log in. The key was being super patient and trying at off-peak hours like others mentioned. It took about 5 attempts over 2 days, but I finally got through. The E318 error seems to be tied to some kind of browser fingerprinting issue on EDD's end. Also, once you do get in, don't refresh the page or open multiple tabs - that seems to trigger the error again. Hope this helps someone! 🙏