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I've been on CalFresh for about 3 years and can definitely confirm - benefits load at midnight on your assigned date! I actually prefer doing my grocery shopping late at night because the stores are less crowded and I can take my time comparing prices without feeling rushed. One thing that's really helped me is creating a shopping list ahead of time organized by store sections, so I can get in and out efficiently. Also, since you mentioned you're down to your last $7, you might want to prioritize getting some filling basics like rice, beans, pasta, and peanut butter that can stretch far and keep your kids satisfied. The anxiety of running low on benefits is so real, but it sounds like you've got a solid plan for tonight. Hope everything goes smoothly at Walmart!
That's really smart about organizing your shopping list by store sections! I never thought about that but it would definitely save time, especially when you're trying to get everything done quickly late at night. Your suggestion about prioritizing filling basics like rice and beans is spot on too - those are exactly the kinds of foods that can stretch a tight budget and keep kids full. I'm definitely adding peanut butter to my list now since my kids love PB&J sandwiches. Thanks for the practical tips and for understanding how stressful it is when benefits are running low. It's so reassuring to hear from someone with years of experience navigating this!
I'm pretty new to the CalFresh program and this whole thread has been incredibly eye-opening! I had no idea about the midnight vs 6am thing - I've just been assuming I had to wait until regular business hours to use my benefits. Reading everyone's experiences makes me realize I've probably been making grocery shopping way harder on myself than it needs to be. My benefits load on the 5th and I work weird hours, so knowing I can shop at midnight opens up so many more options for me. Quick question though - has anyone ever had issues with their card not working at midnight even when benefits should be loaded? I'm a bit paranoid about getting to the store and having problems, especially since I don't have a car and would need to take a rideshare to get there. Just want to make sure I'm not setting myself up for disappointment!
Hey! I totally get the paranoia about the card not working - I had the same worry when I first started using CalFresh. In my experience over the past year, I've only had my card declined at midnight once, and that was because there was actually a system-wide maintenance issue that night (which was announced on the EBT website, but I didn't think to check beforehand). Since you're taking rideshare and don't want to waste the trip, I'd definitely recommend calling that customer service number (1-877-328-9677) right at midnight to confirm your balance before you leave home. Also, you could check the EBT system status online or call ahead to make sure there's no scheduled maintenance. The vast majority of the time it works perfectly at midnight though! And if you do run into issues, most 24-hour stores are pretty understanding - I've had cashiers suggest I try again in a few minutes when there were temporary system glitches.
I've been doing Uber Eats and DoorDash for about a year while on CalFresh and I went through this exact same stress when I started! You're absolutely right that weekly reporting would be insane - don't worry, that's not what they expect. Here's my system that's kept me out of trouble: I use a simple car notebook to jot down daily earnings and miles right after each shift, then every Sunday I update a Google Sheet with my weekly totals. At the end of each month, I add up ALL my gig income (both apps combined) and only report if it goes over my IRT threshold. The most crucial thing - and I can't stress this enough - is to EMAIL your caseworker requesting your exact IRT amount and reporting requirements in writing. Different workers will tell you completely different things, and having that documentation has saved me from conflicting advice multiple times. For expenses, definitely track your mileage using an app like Stride or MileIQ - the automatic tracking is a game changer and that 58.5 cents per mile adds up fast! Also track gas, car maintenance, phone charges, even cleaning supplies since they're all legitimate business expenses that reduce your countable income. When SAR7 time comes, create a monthly breakdown showing "Month X: $XX total income - $XX expenses = $XX net income" for each month. Makes everything clean and organized for the caseworker. The system definitely wasn't designed for gig workers, but with consistent record keeping it's totally manageable. You've got this!
This is such a comprehensive and reassuring breakdown - thank you so much! As someone who's brand new to gig work and CalFresh reporting, I was honestly feeling pretty overwhelmed by all of this, but hearing from people like you who have been successfully managing it for a year gives me a lot of confidence. I love your system - the car notebook for immediate capture plus the Sunday Google Sheet updates seems like the perfect balance of staying organized without making it too complicated. And you're absolutely right about getting that IRT amount in writing via email. From everything I'm reading here, it sounds like that's the most important protection against getting conflicting information from different workers. I just downloaded Stride based on all the recommendations in this thread and I'm already amazed at how it automatically tracks mileage. I had no idea the per-mile deduction was so significant (58.5 cents!) - that's going to make a huge difference in my actual countable income. I never would have thought about things like cleaning supplies being deductible business expenses either. Your SAR7 formatting tip is perfect too - organizing it as a monthly net income breakdown makes so much more sense than trying to dump all the raw numbers on them at once. That actually makes the whole process seem way less daunting. Thanks for taking the time to share your experience! It's exactly the kind of real-world advice I needed to hear from someone who's actually figured out how to make this work.
I've been doing gig work with DoorDash and Uber Eats for about 8 months while on CalFresh and I completely understand your confusion! When I first started, I was panicking about whether to report every single week too - thankfully that's not necessary. Here's what works for me: I keep a simple system where I track daily earnings in a small notebook I keep in my car, then transfer everything to a spreadsheet weekly. The key is only reporting if your COMBINED monthly income from all gig apps exceeds your Income Reporting Threshold (IRT). My biggest tip: Email your caseworker to get your exact IRT amount and reporting requirements IN WRITING. I've had different workers tell me completely different things over the phone, but having that email documentation protects you from conflicting advice later. For expenses, definitely use a mileage tracking app like Stride or Everlance - they automatically log your driving and the 58.5 cents per mile deduction adds up incredibly fast! Also track gas, car maintenance, phone charges, even things like hand sanitizer and thermal bags since they're legitimate business expenses. When you do your SAR7, create a clean monthly summary: "Month 1: $X total income - $Y expenses = $Z net income" for each month. Caseworkers really appreciate organized documentation and it makes the whole process smoother. Don't stress too much - once you establish a consistent tracking routine, it becomes second nature! The system definitely wasn't designed with gig workers in mind, but thousands of us are managing it successfully with good record keeping.
UPDATE: Just wanted to let everyone know that I got a call from the county worker today! They're processing my application and said I can bring in my daughter's school ID and the kids' Medi-Cal cards as proof of identity. I should have benefits loaded in 7-10 days! Thank you all for the help and calming my nerves.
That's great news! Glad they're accepting those alternative documents. Make sure to keep track of your EBT card activation and when benefits are supposed to load. If you have any issues with the card or benefits not showing up when expected, don't hesitate to call them back.
So happy to hear your update! This is exactly why I always tell people not to panic about missing documents - the system is designed to work with you, not against you. The fact that they accepted Medi-Cal cards as proof of identity is a perfect example of how having other benefits can actually help streamline the process. Hope your benefits load smoothly and you get the food assistance your family needs!
That's such wonderful news! Your story really shows how important it is for people to ask questions and get support when navigating these systems. I'm new to this community but seeing how everyone came together to help you figure this out is really encouraging. It sounds like you'll be able to provide for your family soon - that must be such a relief after all the stress!
Welcome to the group! You're definitely not alone in this confusion - the EBT system can be really confusing when you're new to it. Everyone here has given you excellent advice already. I just wanted to add that when you do call to update your information, make sure to ask them to walk you through exactly how your current benefit was calculated. Sometimes caseworkers miss deductions during the initial application process, especially if the interview was rushed. With $2,200 rent + $1,100 childcare for a family of 3, you should definitely be getting more than $66/month unless your income is quite high. Don't feel bad about not knowing this stuff - the system is complicated and they don't always explain it well during the application process!
Thank you so much for the warm welcome! This group has been incredibly helpful already. I'm feeling much more confident about calling tomorrow to get my benefits recalculated. It's such a relief to know that other people have been through this same confusion. I really appreciate everyone taking the time to explain everything so clearly - I was honestly worried I was missing out on some secret way to get cash from my food benefits! 😅 Will definitely update everyone once I get this sorted out.
Hey LilMama23! Don't worry, this is actually one of the most common questions we see here - you're definitely not alone in the confusion! 😊 The midnight withdrawal posts are referring to CalWORKs cash aid, which is totally separate from CalFresh food benefits. Your $66 CalFresh can only buy food, never cash. But honestly, $66 for a family of 3 sounds way too low! With $2,200 rent and $1,100 childcare, you should probably be getting several hundred dollars more per month. Those childcare costs alone should bump up your benefits significantly. Definitely call and get that updated ASAP - you might be missing out on a lot of grocery money that your family really needs! The Claimyr suggestion is solid too if you're having trouble getting through to your county office. Good luck and keep us posted on how it goes! 💪
Thanks Nia! This whole thread has been such an eye-opener for me. I had no idea I was potentially missing out on so much in benefits just because I didn't know about all these deductions. Everyone here has been so helpful and patient with my questions. I'm definitely going to try calling tomorrow (maybe with that Claimyr service if the regular line is too busy) and make sure they have all my expenses documented properly. It's amazing how complex this system is - I wish they explained all this better during the initial application process! Really grateful to have found this community. 🙏
Carmen Diaz
This thread has been incredibly helpful for someone just starting the CalFresh process! I submitted my application yesterday and was already wondering what to expect in terms of timing. Reading through everyone's experiences - especially the detailed explanation from @Alexis Robinson about the 30-day processing window and @Chloe Green's successful outcome - has really put my mind at ease. It's pretty shocking that county workers aren't better trained to explain the EBT card delivery process, since it seems like this confuses almost everyone who goes through it. The fact that getting a card early is actually a GOOD sign rather than a problem is something I never would have known without this community. Thanks to everyone who took the time to share their experiences and timelines - this is exactly the kind of real-world information that's impossible to find in official resources. I'll definitely come back to update on my own experience once I get through the process!
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CosmosCaptain
•Welcome to the community! This thread really has been a treasure trove of information. I'm also relatively new to CalFresh (got approved a few months ago) and I remember how confusing and stressful the whole process was, especially that weird period between getting the card and seeing benefits load. You're so right that the county workers should be better trained on this - it seems like such a basic part of the process that they should be able to explain clearly. But I'm glad you found this thread early in your process rather than after getting confused like many of us did! The community here is amazing at sharing real experiences that you just can't find anywhere else. Looking forward to hearing how your application goes - and don't hesitate to ask questions if anything comes up along the way!
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Mateo Rodriguez
This thread is exactly what I needed to see! I'm about 3 weeks into my CalFresh application and have been checking my mailbox obsessively waiting for some kind of update. The lack of communication from the county office has been so frustrating - they basically just said "wait 30 days" with no explanation of what that process would look like. Reading everyone's experiences here, especially @Chloe Green's full journey from confusion to resolution, has been incredibly reassuring. I had no idea that getting an EBT card before approval was even possible, let alone normal! It's honestly ridiculous that county workers aren't trained to explain this basic part of the process. But I'm so grateful for this community where people actually share what really happens. Now I know not to panic if I get a card with no money on it - and to just keep checking the app patiently. Thanks to everyone who took the time to share their timelines and experiences. I'll definitely come back with an update once I get through the process!
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Giovanni Rossi
•This thread has been such a lifesaver! I'm in a very similar situation - applied about 2.5 weeks ago and have been anxiously waiting for any kind of update. Like you, all I got from the county office was "wait 30 days" with zero explanation of what to expect during that time. Reading through @Chloe Green s'experience and everyone else s'timelines has completely changed my perspective on the process. I was starting to think something was wrong since I haven t'heard anything, but now I understand that no news might actually be good news at this stage. The fact that getting an EBT card early is normal and (even a positive sign is) something I never would have known without this community. It s'really disappointing that such a basic part of the process isn t'explained by county workers, but I m'grateful we have each other to share these real experiences. Definitely keeping my fingers crossed that we both get our cards soon! Thanks for adding your voice to this thread - it helps knowing others are going through the exact same waiting game.
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