CalFresh benefits amount much higher than caseworker estimated - should I be worried?
So I just got approved for CalFresh last week after my interview. The caseworker told me I'd qualify for about $65 a month (single person household). When I checked my EBT card yesterday, they loaded $680!! I'm totally confused. Is this a mistake? Will they make me pay it back? Has anyone else had this happen? I don't want to spend it if they're going to say I owe them later. My income is about $2,400/month with $1,550 rent and utilities. Could they have calculated something wrong or given me someone else's benefits?
21 comments


Lucy Taylor
This could be a few different things. First, they might have given you retroactive benefits if your application took a while to process - they backdate to when you first applied. Second, they sometimes give the maximum benefit amount for the first month and then adjust to the regular amount for future months. Check your approval letter carefully - it should show the calculated monthly benefit amount. If that doesn't match what you received, definitely call your county office to clarify before spending it.
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Isaac Wright
•Thanks! I just found my approval letter and you're right - it says $69/month ongoing but has a separate section for 'retroactive benefits' of $611 for previous months since I applied back in November but had verification delays. Totally missed that part! Guess I should read more carefully next time lol
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Connor Murphy
wait did u get a big lump sum payment or did they tell u ur monthly benefit is $65 but ur gettin $680 every month?? cuz if its the second one u hit the jackpot lol keep it quiet
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KhalilStar
•No don't listen to this! Never ignore benefit errors - they WILL find it eventually and you'll have to pay every penny back plus possible penalties. I lost my benefits for a year because of an overpayment I didn't report.
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Isaac Wright
•It was just a one-time thing for back benefits, my regular amount is the $65-ish they told me. And yeah, no way I'd risk having to pay it all back later!
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Amelia Dietrich
What you're describing is almost certainly retroactive benefits. CalFresh rules require the county to provide benefits from your application date once you're approved, even if the approval process took several months. Here's how to check: 1. Look at your EBT transaction history in the app or website 2. Check your approval letter's "benefit calculation" section 3. Call the EBT customer service line and ask for an explanation of your balance The $680 is likely your regular monthly amount (around $60-70 based on your income/rent) multiplied by the number of months since you applied. Each month going forward should deposit the lower amount.
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Isaac Wright
•You're spot on! Just double-checked everything and that's exactly what happened. I applied in November but had issues with my income verification that took months to resolve. Finally got approved in April and they added all the back months. Mystery solved!
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Kaiya Rivera
I had the EXACT OPPOSITE happen!!! Was told I'd get $350 but only $38 showed up on my card!!! Called for THREE DAYS straight and couldn't get through to anyone! The EBT customer service people can't explain benefit amounts, only the county workers can. County phone system is broken and just disconnects me after 45 minutes on hold EVERY TIME! SO FRUSTRATING!!!
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Katherine Ziminski
•Have you tried using Claimyr? It's a service that holds your place in the phone queue and calls you back when a real person is about to answer. Saved me hours of frustration when I had a similar issue with my CalFresh benefits being calculated wrong. They have a video demo at https://youtu.be/eZ19FHRETv8?si=_CXnXqNXbLl26WB8 and their website is claimyr.com. My county office was averaging 2+ hour wait times but I got through in about 20 minutes using their callback feature.
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Kaiya Rivera
•THANK YOU!!!! Checking this out right now. Would literally pay anything to not sit on hold for hours just to get disconnected again
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Noah Irving
If you've been getting a lot of retroactive benefits, make sure you keep track of when they expire! EBT benefits expire after 9 months of non-use, and benefits are used oldest-first. So if you're only spending your normal $65/month but got $680 in retroactive benefits, you might not be using them fast enough before they expire. It's a use-it-or-lose-it situation, so plan your grocery shopping accordingly.
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Isaac Wright
•That's really good to know - I had no idea they expired! Guess I'll be eating a bit better for the next few months to make sure I use them all. Is there a way to check the expiration dates in the EBT app?
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Noah Irving
•Yes, in the BenefitsCal portal or the ConnectEBT app you can see your benefit history which shows when each deposit was made. Just count 9 months from each deposit date to know when those specific benefits will expire if unused. The system automatically uses your oldest benefits first, so you don't need to do anything special when shopping.
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KhalilStar
Im reading your numbers again and something seems off. You said $2400 income with $1550 rent/utilities? That's a pretty high shelter deduction so your benefits should probably be more than $65/month. Did they count all your utility costs in the calculation? Sometimes they forget to add the standard utility allowance which can make a big difference.
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Amelia Dietrich
•Good catch. The standard utility allowance (SUA) in California for 2025 is about $550. With income of $2,400 and rent of $1,550, if OP is paying utilities separately and the caseworker applied the SUA correctly, the monthly benefit should be closer to $120-140. OP should double-check their approval letter to see if the SUA was applied.
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Isaac Wright
•Wait seriously? I do pay all utilities separately. The caseworker didn't really ask much about my utilities during the interview, just asked if I pay rent and how much. Should I call and ask them to review my case?
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Amelia Dietrich
Based on your follow-up comments, it sounds like you might not be getting the correct ongoing benefit amount. Here's what I recommend: 1. Call your county office and specifically ask if they applied the Standard Utility Allowance (SUA) to your case 2. If they didn't, request a recalculation of your benefits with the SUA included 3. Ask them to explain your benefit calculation in detail With your income and housing costs, you likely qualify for more than $65/month. The SUA alone could nearly double your monthly benefit amount.
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Isaac Wright
•Thank you! I'll definitely call tomorrow. I had no idea there was a standard amount for utilities - I just thought they used the actual bills or something. Learning so much from this forum already!
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Kaiya Rivera
dont forget that income limits went up too!!! my benefits went up by like $30/month in January when they did that new calculation thing they do every year. maybe thats part of why u got more?
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Lucy Taylor
•That's the annual cost-of-living adjustment (COLA). It typically happens in October, not January, but you're right that benefit amounts and income limits were adjusted upward for inflation. However, that wouldn't explain such a large discrepancy between what the caseworker estimated and what was deposited. The retroactive benefits explanation makes more sense in this case.
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Gabriel Ruiz
Just wanted to add another tip for anyone in a similar situation - if you're getting a large lump sum of retroactive benefits like this, consider using some of it to stock up on non-perishable items that you use regularly. Things like rice, beans, pasta, canned goods, frozen vegetables, etc. This way you can stretch those back benefits over time even after you're down to your regular monthly amount. I did this when I got 6 months of back benefits and it really helped my grocery budget for the rest of the year. Just make sure to check expiration dates and rotate your stock!
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