UCC search showing wrong debtor name - need help fast

I tried the legal name from their corp docs but still no luck. Don't have the filing number unfortunately - that's part of what we're trying to track down.

You might want to try searching under variations like 'ABC Company LLC' vs 'ABC Company, LLC' - the comma placement matters in some systems.

Good point, I'll try some common variations. This is so frustrating when you're on a deadline.

Also check if they might have filed under a DBA name instead of the legal entity name.

That sounds really helpful - is it easy to use? I'm not super tech-savvy but this name matching issue is becoming a real problem.

Super simple - just upload the PDFs and it shows you exactly where names don't align. Really helped me avoid a potential lien perfection issue.

Interesting, hadn't heard of that before. Might be worth trying if the manual search isn't working.

I thought about calling but wasn't sure if they'd be able to help with searches over the phone. Might be worth a try at this point.

They usually can't do searches for you over the phone but they might be able to explain why certain searches aren't returning results.

It's manufacturing equipment so probably not fixtures, but good point to consider. I'll double-check what type of equipment exactly.

Yeah manufacturing equipment is usually not fixtures unless it's permanently attached to real estate. But worth checking the filing type just in case.

I tried both but maybe I missed something. Will go through it again more carefully.

Also try removing all punctuation entirely - sometimes that works when nothing else does.

yep removing commas and periods sometimes helps

It was filed in 2023 so should still be good until 2028. But you're right, there could be other reasons it's not showing up.

Good point - also check if there was maybe a termination filed that removed it from the active records.

That's a good angle I hadn't thought of. I'll check what organization type was supposed to be used.

Yeah definitely verify the entity type matches between your loan docs and what would have been filed.

That's what I'm starting to worry about. Really hoping we can find the original filing since a new one would complicate the refinance timing.

Understandable. But better to have a properly perfected lien than to close with uncertainty about the collateral.

Absolutely agree - lien perfection issues can be devastating down the road.

Smart idea! I do know the original lender name. That might be a good workaround to at least confirm the filing exists.

Exactly - and once you find it that way, you can see exactly how the debtor name was entered originally.

Will do! Hopefully I can get this resolved tomorrow. Thanks everyone for all the suggestions.

Good luck! These name matching issues are such a pain but usually there's a solution.