UCC database search showing wrong debtor info - need help verifying filing accuracy

Good point about the search variations. I tried a few different ways but still getting inconsistent results. The legal name on our loan agreement is 'ABC Construction Services, LLC' but in the database it's showing as 'ABC Construction Services LLC' without the comma. Is that comma difference going to be a problem for perfection?

That comma difference shouldn't kill your perfection as long as the core identifying information is there. Most courts look at whether a reasonable searcher would find the filing, not perfect punctuation matches.

Interesting, never heard of that service before. How does it work exactly? Do you just upload the PDF of what you filed?

Yeah exactly, you upload your original filing docs and it automatically checks them against the recorded versions. Saved me from a huge headache on a similar situation where the debtor name got truncated during electronic filing.

That actually sounds pretty useful. I waste so much time manually comparing documents when we have filing questions.

That's what I'm afraid of. How did you figure out it was their data entry error vs something wrong with your original filing?

We had to request the actual filing images from the SOS office. Cost like $25 but showed exactly what they received vs what got entered into their system. Total pain but necessary for the audit trail.

Definitely the right state and I've triple-checked our original form. The name looks clean to me but maybe there's something I'm missing.

Sometimes those electronic filing systems add weird formatting when they process the forms. Could be invisible characters or encoding issues.

Come on, electronic filing is way faster and more efficient when it works right.

When it works right being the key phrase there. How many hours have you wasted troubleshooting database glitches that wouldn't exist with paper filings?

Let's stay focused on helping solve the immediate problem here.

That's probably my next step if I can't get clarity from the online search. Do they usually charge for that kind of lookup?

Depends on the state but usually there's a small fee for official record searches. Worth it for peace of mind on a big loan like yours.

That's actually reassuring. So the filing can be legally sufficient even if the search function doesn't work perfectly?

Right, the perfection depends on what's actually filed, not how well the search function works. But you still need to verify what got filed matches your intent.

Which services do you recommend? I've heard of a few but not sure which ones are reliable.

I've had good luck with CT Corporation and Corporation Service Company for UCC searches. They're more expensive but the search results are usually more comprehensive.

Don't let it stress you out too much. Most filings go through fine, these search issues are just frustrating when they happen.

That's exactly why I started using the Certana verification tool - gives me peace of mind that everything matches up correctly without having to manually cross-check every detail.

The key is just being systematic about double-checking your work. Most issues are fixable if you catch them early.

Thanks everyone for all the suggestions. Going to try the document verification approach first and then call the SOS office if needed. Will update once I figure out what's going on.