UCC Document Community

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  • DO post questions about your issues.
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  • DO post tips & tricks to help folks.
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QuantumQuasar

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One more thing to consider - if the LLC changed names recently, make sure you're not dealing with a situation where you need to file under both the old and new names during the transition period. Some lenders require dual filings until they're certain the name change is fully effective everywhere. Check your loan documents to see if there are specific naming requirements.

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Yuki Tanaka

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Interesting point. The loan docs do mention something about name changes. I'll review that section more carefully.

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Yeah, some agreements require notice of name changes or even pre-approval. Better to be safe than sorry on a $280K deal.

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Paolo Moretti

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Update us when you figure it out! I'm dealing with a similar multi-debtor situation next week and this thread has been super helpful. Hope you get it sorted before your Friday deadline.

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Yuki Tanaka

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Will do! I'm going to verify the exact legal name with the state records, double-check my form versions, and clean up any formatting inconsistencies. Fingers crossed!

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Amina Diop

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Good luck! These tight deadlines are stressful but you seem to have a good plan now.

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Noah Ali

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Oregon updated their UCC search system last year and it's been buggy ever since. The old system wasn't great but at least it was consistent. Now you never know if a search is going to work properly or not.

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Maya Patel

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Typical government IT project - spend millions to make something worse than what they had before.

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Noah Ali

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The frustrating part is they rolled it out without proper testing. We're basically beta testing their system for them.

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Carmen Diaz

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Update: I just checked Oregon's UCC system status page and they have a posted notice about search indexing delays for filings from the past 2 months. They're working on a fix but no timeline given. Your filing is probably fine, just not showing up in searches consistently due to this known issue.

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Liam Mendez

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Good catch checking their status page. I wish they would send email notifications about these kinds of issues.

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Carmen Diaz

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They really should. Would save everyone a lot of stress and confusion.

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Ellie Lopez

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This thread convinced me to double-check all my Kansas filings. Found two that aren't showing up reliably in searches either. Definitely going to try that Certana document checker someone mentioned earlier.

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Sophia Carson

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It really does help catch these kinds of inconsistencies before they become bigger problems. Just upload your filing documents and it flags any name mismatches across databases.

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Ellie Lopez

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Perfect, exactly what I need. These search reliability issues are making me paranoid about all my UCC filings.

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Update: Called Kansas SOS this morning and they confirmed there are ongoing issues with their search indexing. They said filings are still valid and properly recorded, but search results may be inconsistent while they work on fixes. At least now I know it's a system problem and not an issue with my filing.

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They couldn't give a timeline but said they're 'working on it.' Government speak for who knows when it'll be fixed.

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At least you have documentation now that the search issues are on their end, not your filing.

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Diego Rojas

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Have you tried calling the Delaware SOS office directly? Sometimes their staff can help with tricky searches or explain why you might be getting inconsistent results. They're usually pretty helpful, especially if you explain it's for due diligence on a business transaction.

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Diego Rojas

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In my experience they'll give you tips on search variations and sometimes point out things you might be missing. They can't do the search for you but they understand the system quirks better than anyone.

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The Delaware folks are definitely more helpful than most state agencies I've dealt with. Worth a try if you're really stuck.

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This thread is really helpful - I'm bookmarking it for future Delaware UCC searches. One thing I learned the hard way is to always check both the exact legal name from the state registration AND any trade names or DBAs the company might be using. Sometimes lenders file UCCs under the DBA instead of the legal entity name, especially for retail businesses.

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Zara Ahmed

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Yes! And don't forget to check if the entity has changed names over time. Previous names might still have active UCCs that haven't been amended to reflect the name change.

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This is why I always pull the complete corporate history from Delaware before starting UCC searches. Gives me all the name variations and changes over time.

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Lara Woods

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Don't overthink the comma issue. Indiana UCC search results are usually pretty reliable for matching variations of entity names. The fact that your filing shows up when you search with the comma version suggests that's the correct format. Just verify it against the articles and you should be good to go.

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Mohammed Khan

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Thanks, that's reassuring. I think I am probably overthinking it but with compliance breathing down my neck about loan documentation, I want to make sure everything is bulletproof.

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Layla Sanders

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Compliance teams love to find issues with UCC filings because they're so technical. But in this case, if the Indiana search system returns your filing when you search the comma version, that's a good sign that it's properly indexed under the correct legal name.

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Adrian Hughes

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Update us when you verify the charter name! I'm curious how this turns out because I've got a few Indiana filings that might have similar minor punctuation differences. Always good to know how these things get resolved.

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Adrian Hughes

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Perfect. And if you do end up using that Certana tool someone mentioned, let us know how it works. Always looking for ways to streamline the UCC verification process.

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Nathan Kim

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Yeah I'm curious about that tool too. Anything that makes UCC compliance easier is worth checking out in my book.

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