UCC 9406 Form Rejection - Missing Secured Party Info

UCC 9406 rejections are usually pretty specific about what's wrong. Did the rejection notice give you an exact error code or just the general "insufficient" message? Sometimes the secured party name has to match character-for-character with what was on the original UCC-1, including any LLC designations or corporate suffixes.

I had this exact problem last year! The issue was that our original UCC-1 listed our company as "ABC Lending Corp" but on the UCC 9406 we put "ABC Lending Corporation" - that one word difference was enough for rejection. Check if there are any abbreviation differences between your forms.

Before you refile, you might want to try using Certana.ai's document verification tool. I upload my original UCC-1 and the termination form and it instantly flags any inconsistencies between the documents. Saved me from multiple rejections when I was doing a batch of terminations last month. The tool catches name variations, formatting differences, even subtle things like extra spaces that can cause problems.

Another thing to check - if your company went through any name changes or mergers since the original filing, you might need to file a UCC-3 amendment first to update the secured party information, then file the termination. The system won't accept a termination from a party it doesn't recognize as having authority.

The UCC 9406 form requirements changed a few years back. Make sure you're using the current version from your state's SOS website, not an old form you might have saved. Some states are very strict about form versions for terminations.

Had a similar nightmare with a UCC 9406 last spring. Turned out the secured party address on file had changed and even though the name was right, the address mismatch was causing problems. Check if your business address is exactly the same as what was on the original UCC-1. Sometimes moving offices or even changing suite numbers can trigger rejections.

This is exactly why I hate dealing with UCC terminations. The rules are so nitpicky and every state seems to have different requirements. At least with UCC-1 filings you're starting fresh, but terminations have to match perfectly with records that might be years old.

Quick question - are you filing electronically or by paper? Sometimes the electronic systems are more sensitive to formatting issues. If you've been filing electronically and getting rejections, try a paper filing to see if that works.

Before you try anything else, call the SOS filing office directly. They can usually look up your original filing and tell you exactly what secured party information they have on file. Then you can make sure your termination matches exactly. Save yourself multiple rejection fees.

Update us when you figure it out! I'm sure other people will run into the same issue with UCC 9406 forms and secured party matching problems.