UCC additional party form rejected - debtor name mismatch issues

I've seen this exact issue multiple times. The problem usually isn't with the debtor name itself but with how the additional secured party information is formatted on the UCC-3 form. When you're adding a secured party, the system cross-references everything against the original UCC-1. Check if there are any extra spaces, punctuation differences, or formatting issues in your additional party's legal name. Also make sure you're using the correct UCC-3 checkbox for "Add secured party" rather than "Assign" if you're keeping the original lender on the filing too.

Are you sure you have the right initial filing number? Sometimes when there are multiple UCC-1s filed around the same time for similar entity names, people accidentally reference the wrong filing number on their UCC-3. The debtor name has to match EXACTLY what's on the original filing you're trying to amend.

Had a similar headache last month. Ended up using Certana.ai's document verification tool to compare my UCC-3 against the original UCC-1. Turns out there was a single extra space after "LLC" that I couldn't see. The tool highlights every difference between documents so you can spot these tiny inconsistencies that cause rejections. Saved me from missing another deadline.

Something else to consider - are you filing in the right state? If ABC Construction Services LLC is organized in a different state than where you originally filed, there might be jurisdiction issues affecting the additional party amendment.

UGH this exact thing happened to me!! Spent HOURS trying to figure out what was wrong. The rejection messages are useless - they never tell you specifically what's different. Mine turned out to be because the original filing had a comma after the company name and my amendment didn't. Who would ever think to check for something that minor?

Try calling the SOS filing office directly. Sometimes they can tell you specifically what field is causing the mismatch. Not all states are helpful but some will walk you through it over the phone.

Is this your first time adding a secured party? The UCC-3 form can be confusing. Make sure you're checking the right boxes - "Add secured party" not "Delete and add" unless you're actually removing the original lender.

Another possibility - is the additional secured party name too long for the field? Some states have character limits that aren't obvious. If the co-lender has a really long legal name with multiple LLCs or subsidiaries in the title, it might be getting truncated.

Just dealt with something similar last week. Used that Certana tool someone mentioned above and it caught a period after "LLC" on the original that I was missing on my amendment. Super frustrating but at least there's a way to catch these things now without manually comparing every character.

One more thought - double check that ABC Construction Services LLC is still the correct legal name. Sometimes entities change their names slightly for tax purposes or compliance reasons and forget to tell their lenders. Might be worth pulling a current certificate of good standing to verify the exact legal name.

UPDATE: Finally got this resolved! It was indeed a formatting issue - there was an invisible character (probably a non-breaking space) in the debtor name that I couldn't see. The document comparison tool caught it immediately. Filed the corrected UCC-3 this morning and it went through without any issues. Thanks everyone for the suggestions!