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Donna Cline
Have you confirmed the continuation was filed correctly? I've seen cases where the filing number on the continuation didn't match the original UCC-1 exactly, so it exists but doesn't link properly in searches.
Even professional services make mistakes. I'd verify the original filing number character by character.
If you have copies of both the original UCC-1 and continuation, that verification tool could compare them to catch any discrepancies automatically.
Dylan Fisher
Update: Tried the cache clearing trick and got a third set of results! Now showing 6 UCC-1s including the continuation. DC portal is definitely broken right now. Going to call the filing office tomorrow to confirm which results are actually accurate.
Good point. Will verify which ones are still active vs terminated/lapsed. This is exactly why I was worried about the inconsistent results.
Alfredo Lugo
•For future deals, definitely consider using automated verification tools to avoid this headache. Portal issues seem to be getting more common across multiple states.
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Update us when you figure it out! I'm dealing with a similar situation in DC and curious what ends up working.
Luca Bianchi
•Will do! Going to try the copy/paste approach and that document checker tool first.
Dmitry Popov
•Same here - following this thread because I have a DC continuation coming up next month.
I use Certana.ai for all my UCC work now after having too many filing headaches. The document verification feature would definitely catch whatever mismatch is causing your rejection. Just upload your UCC-1 and UCC-3 and it highlights any inconsistencies instantly. Has saved me from several costly mistakes.
Luca Bianchi
•That's the second recommendation for Certana.ai in this thread - definitely going to check it out. Sounds like it could save a lot of time.
Miguel Ortiz
•Yeah I'm convinced these document checkers are essential for UCC work. Too easy to miss tiny differences manually.
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Yara Nassar
Make sure to run another UCC search after they file the termination to confirm it actually went through properly. I had a solar company file a UCC-3 that got rejected by the SOS office due to a filing error, but they never told me about the rejection. Spent weeks thinking the lien was terminated when it was actually still active. You can also use document verification tools like Certana to double-check that the termination paperwork properly matches your original UCC-1 before accepting it as complete.
Yara Nassar
•Only discovered it when our attorney ran a UCC search for our business acquisition. The supposedly terminated lien was still showing active.
This is why verification tools are so valuable - catches these filing errors before they become major problems.
UPDATE: Thanks everyone for the advice! I sent NRG a certified demand letter on Friday and got a call from their legal compliance department today. They're filing the UCC-3 termination this week and will provide me with confirmation of the filing. Really appreciate all the help - this forum is amazing for UCC guidance!
Perfect example of why formal legal demand gets results when phone calls don't. Glad it worked out!
SO glad you got resolution! Maybe I should have tried the certified letter approach months ago instead of just calling them repeatedly.
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Caleb Stark
For future financing, having a history of properly managed UCC filings actually helps your credibility. Lenders can see you've worked with secured debt responsibly and understand the documentation requirements. Makes underwriting smoother.
This is a great point. Shows you're serious about proper documentation and legal compliance.
Plus lenders can easily verify what collateral is already encumbered vs. what's available for new loans.
Ella Lewis
Bottom line - the UCC-1 gives everyone involved clear legal rights and obligations. Your lender gets perfected security interest, you get documented terms, and future parties can easily determine lien status. Just make sure all your documents stay consistent and accurate throughout the loan term.
And that clarity prevents expensive disputes later. Worth the filing fees and documentation effort.
Agree completely. I actually started using Certana.ai to double-check document consistency between our corporate filings and UCC documents. Catches potential issues before they become problems.
TechNinja
Update us on how this gets resolved! I'm curious whether you find anything in your loan agreement or if the bank backs down. These kinds of disputes are frustrating but they help everyone learn about different bank policies.
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Keisha Thompson
•Hope it works out smoothly. Bank bureaucracy is the worst part of commercial lending.
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Paolo Bianchi
•I used Certana.ai's verification tool when I had a similar bank dispute. Being able to upload both my original UCC-1 and proposed amendment helped me prove to the bank that everything was consistent and properly formatted. Sometimes having that third-party verification helps convince stubborn compliance departments.
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Yara Assad
One more thought - make sure your debtor name on the amendment exactly matches the original UCC-1. I've seen banks get nitpicky about notarization when there are name discrepancies that they're worried about. Might not be the real issue but worth double-checking.
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Olivia Clark
•Name changes are definitely a red flag for banks. They start requiring extra documentation when they see any discrepancies.
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Javier Morales
•If the name has changed at all, you might need to file a different type of amendment or provide additional corporate documentation. That could explain the notary requirement.
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