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Chloe Green
Congrats on getting it resolved! Adding this to my mental database of Michigan UCC quirks.
Mason Davis
Perfect example of why exact character matching is so important in UCC filings. Thanks for sharing the resolution!
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Kaitlyn Otto
This happened to me with a fixture filing last year. The debtor name had a period after 'Inc' on the original but I filed the continuation without the period. Rejected immediately. Texas SOS doesn't mess around with these details anymore.
Axel Far
•Fixture filings are even worse because you have to get the real estate description perfect too.
Kaitlyn Otto
•Tell me about it. Double the opportunities for rejection!
UPDATE: Following everyone's advice, I pulled the original UCC-1 and you're all absolutely right - the filed version shows 'MIDWEST MANUFACTURING, LLC' with the comma, but somehow the search results are displaying it without. Filed the amendment this morning to correct the search display issue. Fingers crossed this resolves it in time for the continuation deadline. Will report back on how it goes. Thanks everyone!
Good move filing the amendment right away. Should give you enough time if it processes normally.
Libby Hassan
•Glad you got it sorted! Definitely consider using a document checker like Certana.ai for future filings to catch these issues upfront.
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Olivia Evans
Before you try anything else, call the SOS filing office directly. They can usually look up your original filing and tell you exactly what secured party information they have on file. Then you can make sure your termination matches exactly. Save yourself multiple rejection fees.
Most SOS offices are pretty helpful with UCC questions if you can get through to the right department.
Julian Paolo
•Just be prepared to wait on hold. UCC departments are usually understaffed.
Update us when you figure it out! I'm sure other people will run into the same issue with UCC 9406 forms and secured party matching problems.
Lucy Taylor
•Will do. Going to call the SOS office tomorrow and fix the name/address issues before refiling.
Definitely run it through that document checker I mentioned before you refile. Catches those little details that are easy to miss.
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Ryan Vasquez
Look, I've been through this exact situation. Nine times out of ten it's a debtor name mismatch that's not obvious to the naked eye. The website documents and forms don't tell you about these hidden formatting issues. Get yourself a tool that can do the comparison automatically - it'll save you hours of frustration. I learned this the hard way after missing a continuation deadline because I spent so long trying to figure out the rejection.
Ryan Vasquez
•Smart move. Better to catch the error now than have to deal with a lapsed filing.
Avery Saint
•Agreed. I always double-check my documents before filing now after getting burned once.
Taylor Chen
Update us when you get it figured out! I have a continuation coming up next month and want to avoid this same headache.
Yes please update! This thread has been really helpful for understanding the common issues.
Ezra Bates
•Same here, filing a continuation next week and this is good info to know about.
Isabella Martin
Manufacturing filings are always a pain because of all the different equipment types. Last month I had three rejections before realizing I needed separate supplement sections for fixtures vs equipment vs inventory. Maybe check if you need to break out your collateral categories differently?
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Oscar O'Neil
•We do have some items that might qualify as fixtures. I'll review whether those need separate treatment on the supplement.
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Sophia Miller
•Fixture filings are a whole different beast - definitely separate those out if any equipment is attached to the building.
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Mason Davis
UPDATE: Found the issue! It was a combination of debtor name formatting (extra space) and using an outdated supplement form. Got a clean filing accepted this morning. Thanks everyone for the suggestions - especially the idea to check form versions and use document verification tools. Crisis averted!
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Mia Rodriguez
•Those little formatting details will get you every time. Great that you found it in time.
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Carmella Fromis
•Nice work tracking down the issues! Document verification definitely saves time on these multi-form filings.
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