UCC Document Community

Just went through this exact scenario last month. What worked for me was getting a certified corporate search from Alberta Corporate Registry showing the current legal name, then triple-checking every character against my UCC-1 before filing. Also helped to use that Certana verification service someone mentioned - caught a punctuation issue I missed.

Thanks everyone for the advice! I'm going to get a fresh corporate search from Alberta and use one of those verification tools to double-check everything before refiling. Really appreciate all the help - this forum is invaluable for these tricky filing situations.

I do a lot of equipment financing and the one thing I always double-check on fillable UCC-1 forms is the secured party information. Make sure your lender's name and address are exactly as they want them to appear, especially if they have specific formatting requirements for their legal name. Some lenders are very particular about how their entity name appears on UCC filings for their internal tracking systems.

For what it's worth, I just completed a similar multi-state ag equipment financing deal about two months ago. The key things that helped me were: 1) Getting the exact legal entity names from each state's SOS website, 2) Using identical collateral descriptions across all fillable UCC-1 forms, and 3) Triple-checking all the organization/charter numbers. The whole process went smoothly once I had all the correct information organized. Took about a week total including getting the forms prepared and filed in all states.

Update: I tried the Certana.ai tool someone mentioned earlier and it immediately flagged that my UCC-1 had 'ABC Company, LLC' but the articles show 'ABC Company LLC' without the comma. Such a tiny difference but that's what was causing the rejections! Just resubmitted with the correct format.

SUCCESS! The filing went through once I removed that comma. Thanks everyone for the help, especially whoever suggested that document checking tool. Saved me probably another week of trial and error. My client is happy and we can finally move forward with the equipment purchase.

This whole secured party thing trips up so many people! I work with UCC filings daily and the number one mistake I see is wrong secured party information. It's not just about getting the filing accepted - if the secured party is wrong, your security interest might not be legally enforceable.

Another option is to use a UCC filing service - they usually verify secured party information as part of their process. Might be worth the cost to make sure you get it right the first time, especially with equipment financing where mistakes can be expensive.

Been doing equipment financing in Arizona for 15 years and the comma vs no comma issue comes up regularly. Generally speaking, minor punctuation differences in entity names don't make UCC filings ineffective, but it's always better to be conservative in your interpretation. When in doubt, assume the filings could apply to your debtor and investigate further. The cost of additional due diligence is always less than the cost of getting burned by an unexpected prior lien.

Quick practical tip for your UCC 11 search arizona - if you're seeing results that might be relevant, print or save PDFs of everything before you leave the search page. The Arizona system sometimes times out or loses search results if you navigate away and come back. Having your own copies makes it easier to review the details and share with colleagues or legal counsel if needed.