UCC Document Community

Summary for anyone else reading this: Illinois UCC-1 electronic filing is $25, UCC-3 amendments/continuations are $25, UCC searches are $15 per name. Paper filings cost more. Make sure debtor names match exactly or you'll pay twice. Portal registration takes time so set it up early.

Thanks everyone for the comprehensive breakdown! As someone new to Illinois UCC filings, this thread has been incredibly helpful. One follow-up question - does the Illinois portal have any bulk filing options if you're submitting multiple UCC-1s at once, or do you have to process each one individually? With several filings to do, I'm wondering if there's a way to streamline the process beyond just having all the documents ready to go.

Update us when you get this resolved! I'm dealing with some Florida UCC issues myself and want to know what solution works.

This is a perfect example of why I always recommend running a verification search immediately after filing any UCC document. Florida's system has definitely had its share of data integrity issues over the years. One thing that might help speed up your resolution - when you contact the Florida SOS filing office, ask them to pull the actual image of your original UCC-1 submission. If there's a discrepancy between what you submitted and what's in their database, that image will be your proof that it was a processing error on their end. Also, make sure to get a written acknowledgment from them about the error before you file your UCC-3 amendment - it could save you headaches later if there are any questions about the timeline or validity of your security interest.

UPDATE: Got it to work! Turns out there was an extra space at the end of the company name that I couldn't see. Thanks everyone for the suggestions. Filing deadlines are stressful enough without portal issues.

So glad to see this got resolved! This is such a common issue and it's frustrating how these portals don't give clearer error messages. For future reference, I always copy the company name into a plain text editor first to spot hidden characters before pasting into filing systems. Those trailing spaces and invisible characters are everywhere when you copy from PDFs or Word docs.

UPDATE: I used Certana to check my documents and found the real issue - there was a middle initial discrepancy between our debtor name on the UCC-1 and the actual business registration. Had nothing to do with 1-201(b)(35) at all. Sometimes you just need fresh eyes on the documents.

I'm new here but dealing with a very similar situation! Reading through this thread has been incredibly helpful - I was also getting stuck on UCC 1-201(b)(35) thinking it directly impacted my collateral description format. Sounds like I should step back and check the basic filing elements first (debtor names, addresses, etc.) before assuming it's a definitional compliance issue. Has anyone found a good checklist for the most common UCC-1 rejection reasons? I don't want to make the same mistake of overthinking the complex stuff while missing something simple.

This thread was really helpful. I've been putting off a UCC filing because I was overwhelmed by all the different requirements I thought existed. Knowing the national form works everywhere makes this much simpler.

Just to add another data point - I've been filing UCC-1s for about 8 years now across different states including Texas, and the national form has never caused me any issues. The standardization really did solve the old problem of having to track different state requirements. For your Texas filing with manufacturing equipment, you're definitely on the right track. One small tip: when you're describing the equipment in the collateral description, you can be fairly general (like "manufacturing equipment" or "all equipment") since it's tangible collateral, but being more specific can help avoid disputes later if you need to enforce your security interest.