Who pays nanny unemployment in Washington ESD - employer or employee?
I've been working as a nanny for a family in Seattle for about 8 months now and they just told me they're moving out of state next month. I'm wondering about unemployment benefits - who's supposed to be paying into the system for me? The family pays me $18/hour and I work about 35 hours a week. They've been treating me like an independent contractor but I'm pretty sure I should be classified as an employee. Do I even qualify for Washington ESD unemployment if they haven't been paying unemployment taxes on my wages? I'm really confused about how this works for domestic workers.
54 comments


NebulaNinja
Domestic workers like nannies are covered under Washington ESD unemployment insurance if they earn $1,000 or more in a calendar quarter from a single household employer. Your employer should have been paying unemployment taxes on your wages - if you're making $18/hour for 35 hours a week that's definitely over the threshold.
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Zara Mirza
•So they were supposed to be paying into the system this whole time? They told me I was an independent contractor and gave me a 1099.
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NebulaNinja
•Nannies are almost always employees, not independent contractors. If they control your schedule, provide supplies, and you work regularly in their home, you're an employee. They should have been withholding taxes and paying unemployment insurance.
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Luca Russo
This is actually a really common problem with domestic workers. The employer is responsible for paying unemployment insurance taxes, but many families don't realize this or try to avoid it by misclassifying nannies as contractors. You should still be able to file for benefits even if they didn't pay properly.
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Zara Mirza
•Really? Even if they didn't pay into the system I can still get unemployment?
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Luca Russo
•Yes, Washington ESD can go after the employer for unpaid taxes. The benefits aren't your fault if your employer didn't follow the law. You'll need to provide documentation of your work relationship though.
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Nia Wilson
•I had the same situation last year with my housekeeping job. The family tried to say I was a contractor but Washington ESD determined I was an employee and I got benefits. The family had to pay back taxes though.
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Mateo Sanchez
You're definitely going to want to contact Washington ESD directly about this situation. Getting through to them can be really frustrating though - I've been trying to reach them for weeks about my own claim issues. The phone lines are always busy and when you do get through you get disconnected half the time.
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Zara Mirza
•Ugh that's what I was afraid of. Is there any way to get through to them more easily?
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Mateo Sanchez
•I actually just found this service called Claimyr that helps you get through to Washington ESD agents. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Might be worth checking out if you need to talk to someone about your specific situation.
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Aisha Mahmood
•Never heard of that before but anything has to be better than sitting on hold for hours just to get hung up on.
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Ethan Clark
wait so if I'm a babysitter and work for like 3 different families am I supposed to be getting unemployment too?? nobody ever told me about any of this
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NebulaNinja
•It depends on how much you earn from each family. If you make $1,000 or more from a single household in a quarter, that family needs to pay unemployment insurance for you. If you work for multiple families but don't hit the threshold with any single family, then no.
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Ethan Clark
•oh ok that makes sense. I only make like $200 a month from each family so probably doesn't apply to me
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AstroAce
THIS IS EXACTLY WHY I HATE DEALING WITH RICH FAMILIES. They think they can just ignore labor laws because they're paying cash or whatever. Your employer absolutely should have been paying unemployment taxes and probably social security too. You need to report this to Washington ESD and make sure you get what you're entitled to.
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Zara Mirza
•I don't want to get them in trouble, they're actually really nice people and I think they just didn't know the law.
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AstroAce
•Nice people still need to follow the law! You're going to be out of work because of their move and you deserve unemployment benefits. Don't let them off the hook just because they're 'nice.
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Yuki Kobayashi
•I agree with this. Ignorance of the law isn't an excuse, especially when it comes to worker protections. The employer had a responsibility to understand their obligations.
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Nia Wilson
For what it's worth, when I went through this process Washington ESD was actually pretty helpful once I got through to them. They explained everything about how domestic worker coverage works and walked me through filing the claim. The investigation took a few weeks but they determined my employer should have been treating me as an employee.
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Zara Mirza
•How did you prove you were an employee and not a contractor?
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Nia Wilson
•I had text messages showing they controlled my schedule, receipts for supplies they provided, and documentation of my regular hours. The key was showing they had control over how I did my work.
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Carmen Vega
•That's really good to know. I've been worried about this same thing with my cleaning job.
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Andre Rousseau
Just to clarify the financial responsibility - in Washington, the employer pays the full unemployment insurance tax rate. Employees don't have unemployment taxes taken out of their paychecks like they do for social security. So this was entirely your employer's responsibility, not something you should have been paying yourself.
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Zara Mirza
•Oh wow I didn't realize that. So they owe money to the state for not paying those taxes?
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Andre Rousseau
•Yes, exactly. Washington ESD can assess back taxes, interest, and penalties. But that's between them and your employer - it shouldn't affect your ability to get benefits.
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Zoe Stavros
I used to work in payroll and saw this all the time with domestic workers. Families think they can avoid the paperwork by calling someone a contractor but the IRS and state agencies have pretty clear tests for employee vs contractor status. Regular schedule, working in the employer's home, using their supplies - that's almost always an employee relationship.
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Zara Mirza
•Yeah that definitely describes my situation. I work the same hours every week and they provide all the kids' supplies and food.
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Zoe Stavros
•Then you're definitely an employee. The fact that they gave you a 1099 doesn't change the legal reality of the work relationship.
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Jamal Harris
Another thing to keep in mind is that you might be able to get benefits even while you're looking for a new nanny position. Domestic workers qualify for regular unemployment benefits just like any other employee, as long as you're actively seeking work and available to work.
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Zara Mirza
•That's good to know. I was worried I'd have to take any random job instead of looking for another nanny position.
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Jamal Harris
•Nope, you can look for work in your field. Just make sure you're documenting your job search activities for your weekly claims.
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GalaxyGlider
Has anyone had success using that Claimyr service mentioned earlier? I'm dealing with my own Washington ESD issues and getting nowhere with the regular phone lines.
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Mateo Sanchez
•I actually tried it after I mentioned it here and it worked great. Got through to an agent in like 20 minutes instead of the usual hours of waiting. Definitely worth it if you need to talk to someone about a complex situation like this.
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GalaxyGlider
•Thanks, I'll check it out. The demo video you mentioned earlier looked pretty straightforward.
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Mei Wong
Just want to add that you should also consider filing a complaint with the Department of Labor if your employer has been misclassifying you. There might be other labor law violations too, like overtime pay if you ever worked more than 40 hours a week.
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Zara Mirza
•I did work some 45-50 hour weeks when they went on vacation and I stayed overnight with the kids. They never paid me overtime for those.
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Mei Wong
•Definitely worth looking into then. Domestic workers are covered by overtime laws in Washington.
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Liam Sullivan
This thread is really eye-opening. I had no idea about unemployment coverage for domestic workers. My sister works as a housekeeper and I'm going to share this with her to make sure her employers are doing things right.
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NebulaNinja
•That's great! Too many domestic workers don't know their rights. The more people who are informed, the better.
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Liam Sullivan
•Definitely. It's frustrating that employers often take advantage of workers not knowing the law.
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Amara Okafor
One more thing - make sure you keep all your documentation from this job. Pay stubs, text messages about scheduling, any written instructions they gave you. All of that will be helpful when you file your unemployment claim and if Washington ESD needs to investigate the employment relationship.
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Zara Mirza
•Good point. I have a lot of texts about schedule changes and instructions for the kids' routines.
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Amara Okafor
•Perfect, that kind of documentation really helps show the employer-employee relationship.
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Giovanni Colombo
Does anyone know how long it typically takes Washington ESD to investigate these misclassification cases? I'm in a similar situation and wondering what to expect timeline-wise.
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Nia Wilson
•Mine took about 3-4 weeks from when I filed the claim to when they made the determination. But I think it can vary depending on how complex the case is.
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Giovanni Colombo
•That's not too bad. I was worried it would take months.
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Fatima Al-Qasimi
I used Claimyr last week for a different issue and they were super helpful. The agent I spoke with knew exactly what to do about employer misclassification cases. Might be worth using their service to get the right guidance from the start rather than trying to figure it out on your own.
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Zara Mirza
•Yeah I'm thinking that might be the way to go. This is all pretty confusing and I want to make sure I do everything right.
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Fatima Al-Qasimi
•Exactly. Better to get expert advice upfront than have to fix problems later.
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StarStrider
Good luck with everything! This is a really common issue but it's definitely fixable. Don't let your employer's mistake prevent you from getting the benefits you're entitled to.
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Zara Mirza
•Thank you everyone for all the helpful advice! I feel much more confident about moving forward now.
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NebulaNinja
•You're welcome! Feel free to update us on how it goes.
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Fatima Al-Maktoum
I'm a newcomer here but this thread has been incredibly helpful! I'm a domestic worker too (eldercare companion) and had no idea about the unemployment insurance requirements. My current employer has been treating me as a contractor but after reading all these responses, I'm pretty sure I should be classified as an employee - I work set hours, use their supplies, and they direct how I do my work. Does anyone know if the same rules apply to eldercare workers or is it just for nannies and housekeepers?
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Sean Kelly
•Welcome to the community! Yes, the same unemployment insurance rules apply to all domestic workers in Washington, including eldercare companions. If you're earning $1,000+ per quarter from a single household employer and they control your work schedule and methods (which it sounds like they do), you should definitely be classified as an employee. The fact that you work set hours and they provide supplies are strong indicators of an employee relationship. You might want to contact Washington ESD to discuss your situation - and like others mentioned, that Claimyr service could help you get through to an agent more easily if the regular phone lines are busy.
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