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Rhett Bowman

Which of the following is false regarding Washington ESD unemployment insurance program - study help needed

Hey everyone, I'm studying for a test about unemployment benefits and came across this question: 'which of the following is false regarding the unemployment insurance program?' but the answer choices weren't included in my materials. Does anyone know what the common false statements are about Washington ESD's UI program? I'm trying to understand what misconceptions people have so I can study the right facts. Thanks in advance!

Common false beliefs I've seen are that you can't work any hours while collecting UI (you actually can work part-time and still get partial benefits), that Washington ESD automatically renews your claim (you have to file weekly), and that job search requirements are optional (they're mandatory unless you're on standby).

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Oh that's really helpful! I didn't realize you could work part-time and still get benefits. What's the hour limit?

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There's no specific hour limit, it's based on earnings. As long as you earn less than 1.5 times your weekly benefit amount, you can get partial UI.

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Another big misconception is that unemployment is 'free money' - it's actually insurance that employers pay into on behalf of workers. Also people think you get UI immediately after filing, but there's usually a waiting week.

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Wait, is there still a waiting week? I thought Washington eliminated that during COVID?

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You're right, my bad! Washington did eliminate the waiting week permanently in 2021. Good catch.

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If you're having trouble getting through to Washington ESD to verify any of this info for your studies, I'd suggest checking out claimyr.com. They have a service that helps people actually reach ESD agents when the phone lines are constantly busy. There's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works.

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Thanks! I might need that if I have follow-up questions after my test.

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Is that service legit? Sounds too good to be true with how impossible it is to reach ESD normally.

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Yeah it's real. I used it last month when my claim got stuck in adjudication. Finally got to talk to an actual person instead of getting hung up on after 2 hours on hold.

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Some people think you can collect UI indefinitely, but regular benefits max out at 26 weeks in Washington. Extended benefits only kick in during high unemployment periods.

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What about if you're on standby? Does that count toward your 26 weeks?

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Yes, standby weeks count toward your total benefit duration, but you don't have to do job searches during standby.

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people always think if you quit your job you cant get unemployment but thats not always true!! there are exceptions like if you quit for good cause like unsafe working conditions or harassment

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True, but you have to prove the good cause and it's not easy. Most voluntary quits result in disqualification unless there are really serious circumstances.

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yeah its hard to prove but possible. i had a friend who got UI after quitting because her boss was making her work in dangerous conditions

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False statement: You have to be completely unemployed to get benefits. Actually Washington has partial unemployment for reduced hours.

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This is really helpful for my studying. Are there any other partial benefit scenarios I should know about?

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Yes - if your employer reduces your hours or if you take a lower-paying job while looking for something better, you might still qualify for partial UI.

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A lot of people think Washington ESD processes claims instantly. Reality is adjudication can take weeks, especially if there are any issues with your work history or reason for separation.

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Ugh tell me about it. My claim has been in adjudication for 5 weeks now with no updates.

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That's exactly when Claimyr comes in handy - you can actually reach someone to check on your adjudication status instead of waiting indefinitely.

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I might have to try that. Getting really desperate here.

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Common myth: You don't have to report other income while on UI. Wrong! You must report ALL income including freelance work, odd jobs, pension payments, etc.

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What happens if you forget to report something small like a $50 freelance job?

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Technically you're supposed to report everything. If they find out later it could be considered fraud, even if it was an honest mistake.

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People think the job search requirement is just a formality but Washington ESD actually audits these. You need to keep detailed records and they can ask for proof at any time.

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How many job contacts do you need per week in Washington?

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It's 3 job search activities per week, and they have to be meaningful - not just browsing job boards.

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What counts as a meaningful activity? I've been mostly just applying online.

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FALSE: UI benefits are taxable income. Wait no that's actually TRUE - benefits ARE taxable. A false statement would be that UI benefits are tax-free, which they're not.

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Good point! So we do have to pay taxes on unemployment benefits?

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Yes, you can choose to have taxes withheld from your weekly payments or pay them when you file your tax return.

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One thing I learned the hard way - people think once you're approved for UI, you're set. But your eligibility gets reviewed continuously and you can be disqualified later if circumstances change.

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What kind of circumstances would cause disqualification after approval?

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Not doing required job searches, refusing suitable work offers, not reporting income, or if they discover new information about your separation from work.

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For your test, remember that Washington ESD requires you to be able and available for work. A false statement might be that you can collect UI while on vacation or unable to work due to illness without reporting it.

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So if I'm sick for a week, I need to report that I wasn't available for work?

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Yes, you should answer honestly on your weekly claim. Being temporarily unable to work can affect that week's benefits.

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But what if it's just a minor cold? Do they really expect you to report every sniffle?

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I see people confused about overpayments all the time. False belief: If Washington ESD overpays you by mistake, you don't have to pay it back. Actually, you're responsible for overpayments even if they were ESD's error.

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That seems unfair if it's their mistake!

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It is frustrating, but you can appeal overpayment notices and sometimes get them waived if you can prove it wasn't your fault.

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Another false one: You can't appeal Washington ESD decisions. Actually you can appeal almost any determination within 30 days, including denials, disqualifications, and overpayment notices.

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How do you file an appeal? Is it complicated?

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You can file online through your eServices account or mail in a written appeal. The process isn't too bad if you have your documentation ready.

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might be worth mentioning that some people think UI and disability benefits are the same thing. theyre totally different programs with different requirements

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Good point! I should make sure I understand the difference for my test.

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UI is for people who are unemployed but able to work. Disability is for people who can't work due to medical conditions. Totally different systems.

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If you need to verify any of this information by talking to Washington ESD directly, good luck getting through on the phones. I ended up using claimyr.com after weeks of trying to reach them myself. Definitely worth it when you need actual answers.

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Several people have mentioned that service now. Must really work if so many are recommending it.

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Yeah I was skeptical at first but it saved me so much time and frustration. Finally got my questions answered instead of getting disconnected constantly.

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Don't forget that Washington eliminated some requirements during COVID but brought others back. Make sure your study materials are current - things like the waiting week elimination is permanent but some other changes were temporary.

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Thanks! I'll double-check that my materials are up to date. This thread has been incredibly helpful for my studying.

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Good luck on your test! Sounds like you've got a good understanding of the common misconceptions now.

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Just to add one more - people sometimes think once their benefit year ends, they automatically get a new claim. You actually have to reapply and may not qualify if your work history doesn't meet the requirements again.

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So you need to have worked enough in the past year to qualify for a new benefit year?

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Exactly. Washington looks at your base period earnings to determine if you qualify for a new claim and what your benefit amount would be.

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Hope this helps with your studying! The main thing to remember is that UI has lots of rules and requirements that people often misunderstand. When in doubt, always check the official Washington ESD website or talk to an agent.

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This has been amazing help! Thanks everyone for taking the time to explain all these details.

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And remember, if you do need to reach an agent later, claimyr.com can save you hours of frustration trying to get through the busy phone lines!

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