Which of the following statements are true about unemployment insurance in Washington?
I'm studying for a job interview and need to understand unemployment insurance better. I keep getting confused about the basic rules and requirements. Can someone help me figure out which statements about Washington unemployment insurance are actually true? I've heard so many different things from friends and family that I don't know what to believe anymore. Like, do you have to be completely unemployed to get benefits? What about the job search requirements? And how does the benefit amount get calculated? I feel like I should understand this stuff since I might need to use it someday. Any experts here who can clarify the facts vs myths?
46 comments


Ryan Vasquez
Here are the key facts about Washington unemployment insurance: You must be unemployed through no fault of your own, able and available to work, and actively seeking work. You can work part-time and still receive partial benefits if you earn less than your weekly benefit amount plus $5. Benefits are calculated based on your highest earning quarter in your base year. You must register with WorkSource and complete 3 job search activities per week.
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Sarah Ali
•Thanks! So I could work a few hours a week and still get some benefits? That's helpful to know.
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Avery Saint
•Wait, is it really 3 job search activities per week? I thought it was more than that.
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Taylor Chen
One thing people get wrong is thinking you have to be fired to get benefits. That's not true - you can get unemployment if you're laid off, if your hours are reduced significantly, or even if you quit for good cause (like unsafe working conditions or harassment). The key is it can't be your fault.
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Sarah Ali
•What counts as 'good cause' for quitting? Is there a specific list somewhere?
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Taylor Chen
•Washington ESD has a list of good cause reasons including domestic violence, sexual harassment, unsafe working conditions, significant changes to your job duties, and a few others. It's pretty specific.
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Keith Davidson
The benefit calculation is based on your earnings in the first 4 of the last 5 completed calendar quarters before you file. So if you file in March 2025, they look at your earnings from October 2023 through September 2024. Your weekly benefit is roughly 3.85% of your average quarterly wages, with a maximum of $999 per week in 2025.
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Sarah Ali
•That's really specific, thanks! So recent earnings don't count as much as I thought.
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Ezra Bates
•Wait, I've been trying to get through to Washington ESD for weeks to ask about my base year calculation. Their phone lines are always busy and I keep getting disconnected. Has anyone found a way to actually talk to someone there?
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Ana Erdoğan
•I had the same problem calling Washington ESD until I found Claimyr. It's a service that helps you get through to unemployment agents - they handle the waiting and calling for you. Check out claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of frustration.
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Sophia Carson
A lot of people think unemployment benefits are taxable income, and they're right! You'll get a 1099-G form and need to report it on your tax return. You can choose to have taxes withheld from your benefits or pay them later.
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Sarah Ali
•Good point, I wouldn't have thought about the tax implications.
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Elijah Knight
•Ugh, I learned this the hard way last year. Owed a bunch of money at tax time because I didn't have taxes withheld from my UI benefits.
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Avery Saint
Here's something people mess up - you have to file your weekly claim every week, even if you haven't heard back about your initial claim yet. If you don't file weekly claims, you won't get paid for those weeks even if your claim is eventually approved.
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Sarah Ali
•That seems backwards but makes sense. So start filing weekly claims right away?
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Avery Saint
•Exactly. File your weekly claim every Sunday for the previous week. Don't wait for approval.
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Brooklyn Foley
•I made this mistake and lost 3 weeks of benefits because I thought I had to wait for my claim to be approved first. Nobody told me about the weekly filing requirement.
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Ryan Vasquez
Another important fact: Washington has a one-week waiting period before you can receive benefits. So even if you're approved immediately, you won't get paid for your first week of unemployment. This is different from some other states.
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Sarah Ali
•Is that first week just lost forever or do you get it back later?
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Ryan Vasquez
•It's a waiting week, so you don't get paid for it. It's just how the system works in Washington.
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Jay Lincoln
The job search requirements are pretty specific. You need to do 3 activities per week and keep a log. Activities include applying for jobs, attending job fairs, networking events, or taking classes. Just browsing job sites doesn't count unless you actually apply.
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Sarah Ali
•Where do you keep the log? Is there a specific form?
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Jay Lincoln
•You can use the job search log in your eServices account or keep your own record. Just make sure you have dates, employer names, and what you did.
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Jessica Suarez
•I got audited for my job search activities and had to provide all my documentation. They're serious about this requirement.
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Taylor Chen
Something else that's true - you can receive up to 26 weeks of benefits in Washington, but only if you have enough earnings in your base year. The exact number of weeks depends on how much you earned. Some people might only qualify for 10-15 weeks if their earnings were lower.
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Sarah Ali
•How do you know how many weeks you qualify for?
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Taylor Chen
•It's in your monetary determination letter that Washington ESD sends after you file. It breaks down your weekly benefit amount and total benefit amount.
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Marcus Williams
Here's a myth people believe - that you can't get unemployment if you were a contractor or freelancer. That's not always true. If you paid into the system as a W-2 employee in your base year, you can still get benefits even if your most recent work was contract work.
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Sarah Ali
•That's confusing. So it depends on what you did in the base year, not your most recent job?
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Marcus Williams
•Right, it's based on your W-2 earnings during the base year period. Your most recent contract work wouldn't count toward your benefit calculation.
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Lily Young
Don't forget about the work search waiver situations. If you're on temporary layoff expecting to return to work within 4 weeks, or if you're in approved training, you might not have to do the 3 job search activities per week. But you still have to file weekly claims.
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Sarah Ali
•How do you get approved for training? Does it have to be job-related?
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Lily Young
•It has to be approved by Washington ESD and generally needs to be related to increasing your job skills or helping you find work in a different field.
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Kennedy Morrison
I've been dealing with Washington ESD for months and the biggest thing I learned is that you have to report ANY income, even if it's just $20 from a side gig. They'll find out eventually and then you'll have an overpayment issue to deal with.
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Sarah Ali
•Even cash payments that might not be reported elsewhere?
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Kennedy Morrison
•Technically yes, you're supposed to report all income. It's better to be honest upfront than deal with overpayment penalties later.
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Wesley Hallow
•I got hit with an overpayment last year for not reporting some cash work. The penalties and interest made it way worse than just being honest from the start.
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Ana Erdoğan
For anyone struggling to reach Washington ESD by phone, I really recommend trying Claimyr. I was spending hours every day trying to get through and never could. Claimyr got me connected to an agent in under an hour and I was able to get my adjudication issue resolved. Worth every penny for the time it saved me.
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Justin Chang
•How much does something like that cost? I'm already broke from being unemployed.
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Ana Erdoğan
•I understand being concerned about cost, but think about the time you're losing trying to call yourself. For me, getting my benefits flowing again was worth the investment. You can check their site at claimyr.com for current options.
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Grace Thomas
One more fact - if you move to another state while collecting Washington unemployment, you can usually continue receiving benefits as long as you keep meeting the requirements and filing your weekly claims. You just need to notify Washington ESD about your address change.
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Sarah Ali
•That's good to know. I thought moving would automatically disqualify you.
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Hunter Brighton
•I moved to Oregon while on Washington unemployment and had no issues. Just had to update my address and keep doing my job search activities.
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Ryan Vasquez
To summarize the main facts for the original poster: Washington unemployment insurance requires you to be unemployed through no fault of your own, able and available to work, actively seeking work, and to have sufficient earnings in your base year. Benefits are calculated based on past earnings, you must file weekly claims, complete job search activities, and report any income. The system is designed to provide temporary financial assistance while you look for new work.
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Sarah Ali
•This has been incredibly helpful. I feel like I actually understand the system now instead of just having bits and pieces of information. Thank you everyone!
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Dylan Baskin
•Glad this thread helped! I was confused about a lot of these same things when I first had to deal with unemployment. The Washington ESD website has good information too, but sometimes it's easier to understand when real people explain it.
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