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Isabella Ferreira

What unemployment benefits can I claim - Washington ESD options available?

I'm really confused about what unemployment benefits I can actually claim through Washington ESD. I got laid off last month from my retail job and I'm not sure what I qualify for. I've heard about regular unemployment but are there other types of benefits I should know about? I don't want to miss out on anything I'm entitled to. Can someone break down what's available in Washington state right now?

There are several types of unemployment benefits you can claim in Washington. Regular UI (unemployment insurance) is the main one - if you lost your job through no fault of your own, you likely qualify. There's also standby benefits if you're temporarily laid off with a return date within 8 weeks, and SharedWork if your employer reduces hours instead of laying people off completely.

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Thanks! I definitely lost my job through no fault of my own. How do I know which one to apply for?

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Since you were laid off permanently, regular UI is what you want. Standby is only if you have a specific return date from your employer.

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Don't forget about the job search requirements! You'll need to make 3 job contacts per week and keep a log. Also register with WorkSource within 4 weeks of filing your claim.

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Oh I didn't know about the job search requirements. What counts as a job contact?

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Applying for jobs, contacting employers directly, attending job fairs, networking events. Just make sure you document everything in your job search log.

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I've been struggling to get through to Washington ESD to ask about my benefits. Their phone lines are always busy and I keep getting disconnected. Has anyone found a reliable way to actually talk to someone there? I've been trying for weeks and it's really frustrating.

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents. They have this system that keeps calling until they reach someone, then connects you. Check out claimyr.com - they even have a demo video at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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That sounds too good to be true. Does it actually work?

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Yeah it really does! I was skeptical too but it saved me hours of calling. Got connected to an agent in about 20 minutes instead of spending all day redialing.

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The weekly benefit amount depends on your earnings from the last 18 months. Washington ESD looks at your highest earning quarter and calculates from there. Maximum weekly benefit is around $999 right now, but most people get less than that.

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How do I find out what my benefit amount would be?

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When you file your initial claim, they'll calculate it for you based on your wage history. You can also try the benefit calculator on the Washington ESD website.

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MAKE SURE YOU FILE ASAP! Benefits don't pay retroactively to when you lost your job - they start from when you file. I made the mistake of waiting 2 weeks and lost out on that money.

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Oh no! I was laid off 3 weeks ago but haven't filed yet. Did I miss out on benefits?

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You might have missed some payments but file NOW. The sooner you file, the sooner your benefits can start.

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Exactly - there's no waiting period benefit. Your benefit year starts the week you file your claim.

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Don't forget you might also qualify for other assistance programs while on unemployment. Food assistance, housing help, utility assistance - there are lots of programs that can help supplement your UI benefits.

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Where do I find information about those other programs?

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Start with DSHS website or call 211 for local resources. Many are income-based so if you qualify for UI, you might qualify for other help too.

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Been there! Lost my job last year and went through the whole process. One thing that really helped was keeping detailed records of everything - when I filed, my job search activities, any correspondence from Washington ESD. Organization saved me a lot of headaches.

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Good tip! What kind of records should I keep?

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Screenshots of your weekly claims, copies of job applications, your job search log, any letters or emails from Washington ESD. If there's ever a problem, you'll have proof.

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The Washington ESD website has a whole section on eligibility requirements. Basically you need to be unemployed through no fault of your own, able and available to work, and actively seeking work. You also need sufficient wages in your base period.

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What's a base period?

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It's the first 4 of the last 5 completed quarters before you file. So if you file in January 2025, your base period would be January-December 2024.

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I was confused about this too when I first applied. There's regular unemployment, but also things like training benefits if you're going back to school, and disaster unemployment if you lost your job due to a natural disaster. Most people just need regular UI though.

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Training benefits sound interesting. How do those work?

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You can sometimes get approved for training that extends your benefits while you learn new skills. But you have to get approval first - you can't just enroll in any program.

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Whatever you do, don't wait! File online at secure.esd.wa.gov and get the process started. The application asks for your Social Security number, employment history, and reason for unemployment. Have your last employer's information ready.

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Is there anything I should know before I start the application?

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Have your employment history for the last 18 months ready, including employer names, addresses, dates worked, and reason you left each job. The more accurate info you provide, the smoother the process.

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been trying to call esd for weeks about my claim status and can never get through. starting to think they just don't answer their phones anymore

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Try using Claimyr - I saw someone mention it earlier in this thread. It's been a lifesaver for getting through to Washington ESD when their lines are constantly busy.

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is that legit? sounds like one of those scam services

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It's legitimate. They don't ask for any personal info - just your phone number so they can connect you when they get through. Way better than spending hours redialing.

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Important to mention - if you're doing any work while collecting benefits, even part-time or gig work, you MUST report it on your weekly claim. Even if it's just a few hours, report it. Failure to report work can result in an overpayment that you'll have to pay back.

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What if I just do some freelance work here and there?

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Report it! Any work, any income. You can usually still get partial benefits if you're working part-time, but you have to be honest about it.

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The system is honestly pretty straightforward once you get started. File your initial claim, then file weekly claims every week to certify you're still unemployed and looking for work. Most people get their benefits on a debit card that Washington ESD sends you.

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How long does it take to get the debit card?

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Usually 7-10 business days after your first payment is processed. You can also set up direct deposit if you prefer.

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One more thing - if your claim gets stuck in adjudication (mine did for 5 weeks), don't panic. It's frustrating but normal for certain situations. They're just verifying your eligibility. Keep filing your weekly claims even while it's pending.

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What causes adjudication?

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Lots of things - if you were fired, quit, or if there's any question about your eligibility. Just be patient and keep filing your weekly claims.

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Quick tip: set up your SecureAccess Washington (SAW) account before you need it. It's how you access most Washington ESD services online and it can take a few days to get verified.

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Is that different from the regular ESD website?

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SAW is the secure login system. You'll use it to access your unemployment account, file weekly claims, check your payment history, etc.

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Just wanted to add - if you're eligible for regular UI, you can receive benefits for up to 26 weeks in most cases. During high unemployment periods, sometimes extended benefits are available, but right now it's the standard 26 weeks.

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That should be enough time to find something new. Thanks for all the help everyone!

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You're welcome! Good luck with your job search. Don't forget to file that claim ASAP!

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Last thing - if you end up needing to contact Washington ESD and can't get through on the phone, Claimyr has been mentioned a few times in this thread and it really does work. I used it when I had issues with my claim and it saved me so much time and frustration. Much better than the alternative of calling hundreds of times.

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I'll definitely keep that in mind if I run into any issues. Hopefully the online filing process goes smoothly!

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It usually does for straightforward cases. But if you need to talk to someone, that service is there as a backup option.

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