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Sofia Gutierrez

What unemployment benefits am I eligible for through Washington ESD?

I'm really confused about what unemployment benefits I can get in Washington state. I got laid off from my retail job last month and have never filed for unemployment before. I keep seeing different types mentioned online - regular UI, standby, partial benefits? I went to the Washington ESD website but it's overwhelming with all the different programs. Can someone explain what unemployment options are available and how to figure out which one applies to my situation? I worked part-time for about 18 months making around $15/hour.

Washington ESD offers several types of unemployment benefits. Regular unemployment insurance (UI) is the most common - you'll likely qualify for this since you were laid off. You need to have earned enough wages in your base period (usually the first 4 of the last 5 completed quarters). Standby is different - that's for when you're temporarily laid off but expect to return to the same job within a specific timeframe.

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Thanks! How do I know if I earned enough wages? Is there a minimum amount?

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You need at least $1,200 in one quarter of your base period, and total wages of at least 1.5 times your highest quarter. At $15/hour part-time for 18 months, you should easily meet this requirement.

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Is that legit? I'm worried about scams when it comes to unemployment stuff.

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yeah its real, i was skeptical too but it actually worked. saved me hours of calling and getting hung up on

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Don't forget about partial unemployment benefits! If you find a new part-time job while collecting, you might still be eligible for reduced benefits. Washington ESD has specific calculations for this - you can earn up to a certain amount before your weekly benefit gets reduced.

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That's good to know. I was thinking about taking a part-time job while looking for full-time work.

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Just make sure to report any earnings on your weekly claim. The system will calculate your benefit reduction automatically.

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ugh the whole system is so confusing!! i filed 2 weeks ago and still dont understand half the terminology they use. what is adjudication?? why do they need to verify everything?

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Adjudication happens when Washington ESD needs to investigate something about your claim - like verifying why you lost your job or checking your work history. It's normal but can take several weeks.

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several WEEKS?? i need money now not in several weeks

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The Washington ESD website has a benefit calculator tool that's pretty helpful. You enter your wages from the last 15 months and it estimates your weekly benefit amount. For part-time work at $15/hour, you're probably looking at somewhere between $200-400 per week depending on your exact hours.

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I'll try that calculator. Do you remember where exactly it is on their site?

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It's under the 'Apply for Benefits' section. Look for 'Estimate Your Benefits' or something similar.

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MAKE SURE you apply as soon as possible! Benefits start from the week you file, not from when you lost your job. I waited 3 weeks after getting laid off and lost out on those first weeks of benefits.

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Oh no, I already waited a month! Does that mean I lost a month of benefits?

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Unfortunately yes, but don't wait any longer. File today if you can.

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just a heads up - you'll need to do job search activities once you start receiving benefits. washington esd requires proof that you're actively looking for work. keep track of everything!

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What kind of job search activities count?

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applying for jobs, attending job fairs, networking events, even some online training courses. they have a whole list on the website

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Also worth mentioning - if you're union member or in certain industries, there might be additional considerations. But for most people in retail like you, regular UI is straightforward. Just be honest about why you were laid off and have your employment history ready.

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I was laid off due to store closure, so that should be pretty clear cut.

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Perfect, that's definitely a qualifying reason. Store closures are considered involuntary job loss.

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if you run into issues with your claim or need to speak with someone at washington esd, seriously consider claimyr. i spent literally days trying to get through their phone system before finding that service. way better than sitting on hold for hours

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how much does something like that cost?

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honestly dont remember the exact amount but it was worth it to actually talk to a real person when my claim got stuck in adjudication

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can you collect unemployment if you quit your job? my friend said you cant but another friend said you can in some situations

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Generally no, but there are exceptions for 'good cause' like unsafe working conditions, harassment, or significant changes to your job terms. Washington ESD evaluates these case by case.

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ok good to know, was just curious

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The whole process seems intimidating but it's really not that bad once you get started. I filed online and it took maybe 30 minutes. The hardest part was gathering all my employment info from the past 15 months.

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Did you need pay stubs or just employer names and dates?

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Mostly just employer info and dates. They can verify wages through their system, but having pay stubs handy doesn't hurt.

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One thing to remember - your benefit year lasts 52 weeks from when you file, but you can only collect up to 26 weeks of benefits during that year (or less if you find work). So if you find a job after 10 weeks, you could still use the remaining 16 weeks later if you lose that job within the same benefit year.

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That's actually really helpful to know. I was worried about what happens if I find something temporary.

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Exactly! It gives you some flexibility. Just remember to close your claim when you start working full-time, then reopen it if needed.

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dont forget about the waiting week! first week you file doesnt get paid in washington, its like a waiting period

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Wait, so even if I'm approved I don't get paid for the first week?

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exactly, first week is unpaid but you still have to file the weekly claim to establish your benefit year

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I think there's some confusion here about the waiting week. Washington actually eliminated the waiting week requirement a few years ago. You should get paid for your first eligible week now.

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really? when did that change? i could swear i had to wait when i filed

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It was changed during the pandemic updates. Much better system now.

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For someone in retail who was laid off due to store closure, the process should be pretty smooth. Just make sure you have: SSN, employment history for last 15 months, reason for job separation, and your bank info for direct deposit. You can file online at esd.wa.gov.

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Perfect checklist, thank you! I think I have all of that ready.

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You're welcome! Once you file, you'll need to file weekly claims every week to get paid. Don't skip weeks even if you don't think you'll qualify that week.

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also be prepared for identity verification if you're filing for the first time. washington esd has gotten really strict about this since all the fraud issues. might need to upload documents

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What kind of documents do they usually ask for?

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drivers license, social security card, sometimes proof of employment. have digital copies ready just in case

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honestly if any part of this process gets confusing or your claim gets held up, claimyr.com was a lifesaver for me. being able to actually talk to someone at washington esd instead of getting endless busy signals made all the difference

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I might need this if my claim gets complicated. Thanks for mentioning it.

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no problem, hope your claim goes smoothly but good to know the option exists

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good luck with your claim! retail workers definitely deserve support when stores close through no fault of their own. the system isnt perfect but it does help bridge the gap while you find new work

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Thank you! I really appreciate all the help from everyone here.

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thats what these forums are for! pay it forward when you can help someone else

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Just to summarize for the OP: You'll most likely qualify for regular unemployment insurance through Washington ESD. File online as soon as possible since benefits start from when you file, not when you lost your job. You'll need employment history, reason for separation, and basic personal info. After filing, submit weekly claims every week. The process is much more straightforward than it seems at first.

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This is exactly the summary I needed. Thank you so much to everyone who helped explain this!

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You're very welcome. Don't hesitate to ask if you run into any issues during the process.

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one last tip - set up direct deposit when you file. getting paper checks takes forever and theyre easy to lose. direct deposit is much faster and more reliable

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Definitely planning on direct deposit. How long does it usually take to get the first payment?

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if everything goes smoothly, usually 2-3 business days after your weekly claim is processed. sometimes longer if theres issues with your claim

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