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Scarlett Forster

What qualifies for unemployment in Washington - confused about eligibility requirements

I'm trying to figure out if I qualify for unemployment benefits in Washington after losing my job last month. I worked at a retail store for about 8 months before they let me go due to 'restructuring.' I've never filed for unemployment before and I'm honestly confused about what makes someone eligible. Do I need to have worked for a certain amount of time? What about if I was part-time? I keep seeing different information online and want to make sure I understand the requirements before I apply through Washington ESD. Can someone break down what actually qualifies you for UI benefits?

The basic requirements for Washington unemployment are: 1) You must have earned enough wages during your base period (usually the first 4 of the last 5 completed quarters), 2) You must be unemployed through no fault of your own, 3) You must be able and available for work, and 4) You must actively search for work. Since you were let go due to restructuring, that should qualify as 'not your fault.' The wage requirement varies but generally you need at least $3,400 in your base period.

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Thank you! That helps a lot. I think I meet the wage requirement since I worked 8 months. How do I know what my base period is exactly?

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Your base period is determined by when you file your claim. If you file now, it would be January 2024 through December 2024. Washington ESD will calculate this automatically when you apply online.

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i got laid off too and was worried about the same thing. turns out part time work still counts towards your wage requirements, you just need to have earned enough total wages in your base period

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That's reassuring! I was part-time for most of my time there so I was worried that might disqualify me.

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Part-time definitely counts. I collected UI benefits after working part-time at two different jobs. As long as your total wages meet the minimum, you're good.

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One thing to watch out for - you have to be 'able and available' for work. This means if you're going to school full-time or have other commitments that prevent you from accepting work, you might not qualify. Also, the job search requirement is real - you need to make at least 3 job contacts per week and keep a log.

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Good to know about the job search requirement. Do I need to start looking immediately or can I wait until my claim is approved?

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You should start looking right away. The job search requirement begins with your first week of claiming benefits, and Washington ESD can audit your job search activities at any time.

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Just wanted to mention - if you're having trouble getting through to Washington ESD to ask questions about your eligibility, I recently discovered this service called Claimyr (claimyr.com) that helps you actually reach a live agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Really helpful when you need to verify your specific situation with someone at Washington ESD.

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Interesting, I hadn't heard of that. How does it work exactly? Do they charge a lot?

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It's pretty straightforward - they handle the calling process so you don't have to sit on hold for hours. I'd check out their site for specifics, but it was way better than trying to call Washington ESD myself.

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I'm always skeptical of third-party services for government stuff. Can't you just call Washington ESD directly?

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You absolutely can call directly, but good luck getting through. I tried for weeks before finding Claimyr. Sometimes you need to verify something specific about your claim and waiting isn't an option.

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Don't forget about the monetary determination - after you apply, Washington ESD will send you a letter showing your benefit amount and how many weeks you're eligible for. This is based on your highest earning quarter during the base period. If you disagree with their calculation, you can appeal.

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How long does it usually take to get that determination letter?

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Usually 1-2 weeks after you file your initial claim, assuming there are no issues that require adjudication.

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Make sure you apply as soon as possible! There's no waiting period in Washington, so your benefits can start the week you file your claim. But you won't get paid for any weeks before you actually file.

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Good point, I'll file this week then. Better not to wait any longer.

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Exactly right. The sooner you file, the sooner your benefits can begin. Just make sure you have your employment information ready - employer names, addresses, dates of employment, and reason for separation.

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also if you quit your job you probably won't qualify unless you had 'good cause' like harassment or unsafe working conditions. but since you were laid off due to restructuring that shouldn't be an issue for you

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Yeah, definitely didn't quit. They just said they were eliminating my position due to budget cuts.

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That's a clear case of involuntary separation. You should be fine as long as you meet the wage requirements.

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The Washington ESD website has a pretty good eligibility tool where you can check if you qualify before actually filing. Might be worth trying that first to get an idea of your benefit amount.

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I'll check that out, thanks! Is it pretty accurate or just an estimate?

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It's just an estimate but it was pretty close to my actual amount. Good for getting a ballpark figure.

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One more thing - if you have any questions about whether your specific situation qualifies, it's worth talking to Washington ESD directly. Sometimes there are special circumstances that aren't covered in the general guidelines. I had to appeal my initial denial because they didn't understand my work situation, but it got resolved.

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That's good to know. How long did the appeal process take?

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About 6 weeks total, but that included time for me to submit additional documentation. The actual hearing was pretty straightforward.

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Just be prepared for the weekly claim filing process. Every week you want benefits, you have to file a claim by Sunday and answer questions about your job search activities, any work you did, and whether you were able and available for work that week.

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Is that something I do online or do I have to call in?

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You can do it online through your Washington ESD account. Much easier than calling. Just make sure you don't miss a week or you might have to start the process over.

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if you worked in multiple states you might need to file in the state where you earned the most wages, not necessarily where you live now. something to keep in mind

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I've only worked in Washington so that shouldn't be an issue for me.

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Good point though. Interstate claims can get complicated and sometimes require coordination between different state agencies.

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The whole system is confusing at first but once you get the hang of it, it's pretty straightforward. The key is just making sure you understand the requirements and follow them exactly. Washington ESD is pretty strict about the rules.

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Yeah, I'm definitely going to read through everything carefully before I file. Don't want to mess anything up.

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Also worth mentioning - if you get a job offer while collecting benefits, you generally have to take it if it's suitable work (similar to your previous job in terms of pay and working conditions). You can't just turn down jobs to keep collecting UI.

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That makes sense. I'm definitely planning to look for work actively anyway.

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Right, and 'suitable work' changes over time. After a few months of unemployment, you might be expected to take jobs that pay less than your previous position.

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I had to use Claimyr twice when I had questions about my claim status that I couldn't get answered through the website. Really saved me a lot of frustration trying to get through on the phone myself. Their system worked exactly like they show in that video demo.

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Good to know it actually works. I might need that if I run into issues with my claim.

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I was skeptical too but sometimes you really do need to talk to a human, especially if your claim gets stuck in adjudication.

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don't stress too much about it. if you were laid off through no fault of your own and worked for 8 months you almost certainly qualify. the application process is pretty user-friendly on the washington esd website

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Thanks, that's reassuring! I tend to overthink these things.

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Make sure you have your social security card and ID ready when you apply. You'll also need details about your employer - their address, your supervisor's name, exact dates of employment, etc. Having all that info ready makes the application go much smoother.

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I'll gather all that information before I start the application. Better to be prepared.

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Also helpful to have your pay stubs from the last few months if you still have them. Not required but can help if there are any wage calculation issues.

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Just remember that unemployment benefits are taxable income. You can choose to have taxes withheld from your weekly payments or pay them when you file your tax return. Something to think about now rather than being surprised later.

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Oh, I hadn't thought about the tax implications. I'll probably have them withhold taxes to avoid a big bill later.

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The fact that you're asking these questions and being careful about understanding the requirements shows you're taking it seriously. That's exactly the right approach. Washington ESD appreciates claimants who follow the rules and do things properly.

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Thank you! I really appreciate everyone's help. This has given me a much better understanding of what I need to do.

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Good luck with your claim! Feel free to ask if you have more questions after you file.

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One last thing - if you end up needing to call Washington ESD for any reason and can't get through, that Claimyr service someone mentioned earlier is legit. I used it when my claim got stuck and needed to speak to an adjudicator. Worth checking out claimyr.com if you hit any roadblocks.

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I'll definitely keep that in mind. Hopefully I won't need it but good to know the option exists.

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