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ThunderBolt7

What makes you eligible to collect unemployment in Washington - confused about requirements

I'm trying to figure out if I qualify for unemployment benefits through Washington ESD. I was laid off from my retail job last month after working there for 8 months. My manager said it was due to reduced hours and they had to cut staff. I'm not sure what the actual requirements are to be eligible though. Do I need to have worked a certain amount of time? What about if I was part-time? I've never filed for unemployment before and the Washington ESD website is kind of confusing. Can someone explain what makes you eligible to collect unemployment benefits?

You need to meet the base period requirements first. Washington ESD looks at your earnings during your base period which is usually the first 4 of the last 5 completed calendar quarters before you filed. You need at least $3,850 in total wages during your base period AND wages in at least 2 quarters. Part-time work counts as long as you earned enough.

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Thanks! How do I figure out what my base period is exactly? I started working in March 2024.

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If you file now in January 2025, your base period would be January 2024 through December 2024. Since you started in March, you'd only have earnings from March-December 2024 to count.

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Don't forget you also have to be unemployed through no fault of your own. Being laid off due to lack of work qualifies. You can't quit without good cause or be fired for misconduct. Sounds like your situation should qualify since it was a layoff.

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What counts as good cause for quitting? I'm thinking about leaving my current job because of harassment but not sure if that would make me eligible.

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Good cause includes things like unsafe working conditions, harassment, significant changes to your job duties or pay. You'd need to document everything though and try to resolve it with your employer first in most cases.

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You also have to be able and available for work. That means you're physically and mentally capable of working, and you're actively looking for a job. Washington ESD requires you to register with WorkSource and do job search activities every week.

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How many job contacts do you have to make each week? I keep seeing different numbers online.

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It's usually 3 job search activities per week, but it can be more depending on your situation. Activities include applying for jobs, attending job fairs, networking, etc. Not just applications.

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I thought it was 5 job searches per week? Maybe it changed recently?

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Getting through to Washington ESD to verify your eligibility can be such a pain. I spent weeks trying to call them about my claim status. Finally found this service called Claimyr at claimyr.com that helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Made the whole process so much easier.

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Really? How does that work exactly? I'm worried I'll need to talk to someone about my specific situation.

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It basically calls Washington ESD for you and gets you connected to a real person instead of dealing with the busy signals and waiting on hold forever. Super helpful when you have specific questions about eligibility.

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make sure u worked enough hours too, not just the money part. i think its like 680 hours in your base period but dont quote me on that lol

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Actually Washington doesn't have an hours requirement, just the wage requirements I mentioned earlier. Some states do but Washington ESD only looks at your earnings.

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oh ok my bad, must be thinking of another state

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The whole system is so confusing! I've been trying to figure out if I qualify too. I was a contractor for most of last year but then became an employee in November. Do contractor wages count toward the base period requirements?

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Unfortunately contractor wages usually don't count unless you paid into the unemployment system as self-employed, which most contractors don't. Only your W-2 employee wages from November forward would count.

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Ugh that's what I was afraid of. So I probably don't have enough wages then.

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One thing people forget is that you have to file your weekly claims every week to keep getting benefits. Even if you're eligible initially, you have to certify each week that you're still unemployed and looking for work. Miss a week and you could lose benefits for that period.

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What day do you have to file the weekly claims? Is it the same day every week?

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You file every Sunday for the previous week. So this Sunday you'd file for the week ending January 11th. You can file online through your Washington ESD account.

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Don't forget about the waiting week! Washington ESD has a one week waiting period before you can receive benefits. So even if you're eligible, you won't get paid for your first week of unemployment.

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Wait really? So you just don't get paid for that first week at all?

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Exactly. It's like a deductible. You still have to file the weekly claim for that week, you just don't get paid for it.

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I was eligible but my claim got stuck in adjudication for weeks because they needed to verify my separation from my employer. Even if you meet all the basic requirements, Washington ESD might still need to investigate your specific case before approving benefits.

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How long did your adjudication take? I'm worried mine might get held up too.

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Mine took about 3 weeks. They had to contact my former employer to confirm I was laid off and not fired for cause. Just be patient and respond quickly to any requests for information.

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The monetary eligibility is pretty straightforward but there are other things that can disqualify you. Like if you're receiving certain types of pension payments or if you're not legally authorized to work in the US. There's a whole list on the Washington ESD website.

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What about if you're collecting Social Security? Does that affect your unemployment benefits?

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Social Security retirement benefits can reduce your weekly unemployment amount dollar for dollar in Washington. But Social Security disability is handled differently. You'd need to check with Washington ESD about your specific situation.

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I qualified but then they said I had to pay back benefits because I didn't report some part-time work correctly. Make sure you understand how to report any wages you earn while collecting unemployment. Even small amounts can affect your benefits.

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That sounds scary! How much did you have to pay back?

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About $800. It was my fault for not understanding the reporting requirements. Now I'm super careful about reporting every penny I earn.

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For anyone still struggling to get answers from Washington ESD directly, I had luck using Claimyr too. Really helped when I needed to clarify my eligibility status and couldn't get through on the phone. Worth checking out if you're stuck.

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Is that service free? I'm already stressed about money and don't want to pay for something I should be able to do myself.

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I understand the concern about cost, but for me it was worth it to actually talk to someone at Washington ESD instead of being stuck in phone tree hell. Sometimes you need that human contact to sort things out.

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ALSO - make sure you apply as soon as possible after becoming unemployed! Benefits are effective the Sunday of the week you file, not when you actually lost your job. So if you wait 2 weeks to apply, you lose 2 weeks of potential benefits.

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Oh no, I was laid off 3 weeks ago but just started thinking about filing now. Does that mean I lost 3 weeks of benefits?

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Unfortunately yes, in most cases. Washington ESD benefits start the week you file your initial claim, not when you became unemployed. That's why it's so important to file right away.

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The base period thing trips up a lot of people. If you don't have enough wages in your regular base period, Washington ESD can sometimes use an alternate base period which uses more recent quarters. But you have to specifically request this when you apply.

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How do you request the alternate base period? Is there a checkbox or do you have to call?

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I think there's an option during the online application process, but you might need to call if your claim gets denied initially due to insufficient wages. They can recalculate using the alternate base period.

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Just wanted to add that being eligible is just the first step. You also have to continue meeting requirements every week - staying available for work, doing your job search activities, reporting any income. It's an ongoing process, not just a one-time qualification.

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This is so helpful. I thought once you were approved you just got money automatically. Didn't realize there were weekly requirements.

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Yep, unemployment is basically a weekly contract. Every Sunday you're certifying that you still meet all the requirements for that week. Miss a certification or fail to meet requirements and your benefits stop.

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One more thing - if you're not sure about your eligibility, just apply anyway. Let Washington ESD make the determination rather than assuming you don't qualify. The worst they can do is deny your claim, but at least you'll know for sure.

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That's good advice. I was worried about applying if I wasn't 100% sure I qualified. Thanks everyone for all the helpful information!

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Exactly! I almost didn't apply because I thought I hadn't worked long enough, but it turned out I did qualify. Better to try and get denied than not try at all.

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Last tip - keep really good records of everything. Your job search activities, any contact with Washington ESD, your work history, everything. If there are ever any questions about your claim, having documentation makes everything so much easier.

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What kind of records should I keep for job search activities? Just a list of where I applied?

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Date, employer name, position applied for, method of contact (online, in person, etc.), and what type of activity it was. Washington ESD can audit your job search log so you want to be thorough.

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Good luck with your claim! The process can seem overwhelming at first but once you get into the routine of filing weekly claims and doing your job search activities, it becomes pretty straightforward. Hope everything works out for you.

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Thank you so much! This thread has been incredibly helpful. I feel much more confident about applying now.

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