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Keisha Jackson

Who can receive unemployment benefits in Washington state - confused about eligibility

I'm trying to figure out if I qualify for unemployment benefits in Washington. I was laid off from my retail job last month after working there for 8 months. I've never filed for unemployment before and I'm honestly confused about who's even eligible. I keep seeing different information online about work history requirements and wages. Can someone break down the basic eligibility rules for Washington ESD unemployment? I don't want to waste time applying if I don't qualify.

You generally need to meet three main requirements: 1) Lost your job through no fault of your own (layoffs, business closure, etc), 2) Earned enough wages during your base period (usually first 4 of last 5 quarters), and 3) Be able and available to work. With 8 months of work you might qualify depending on your earnings. The wage requirement is pretty specific - you need at least $5,265 in your base period or meet alternative calculations.

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Thanks! What exactly is the base period? Is that just the last 8 months I worked?

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Base period is the first 4 quarters of the last 5 completed quarters before you file. So if you file in January 2025, your base period would be July 2023 - June 2024. It's not just your recent work that counts.

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i got denied initially because i didnt understand the wage requirements. you need wages in at least 2 quarters of your base period AND your total wages need to be at least 1.5 times what you earned in your highest quarter. its more complicated than just having a job for 8 months

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Ugh this is so confusing. How do I even find out what my wages were in each quarter?

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washington esd will calculate it when you apply. they have access to your wage records from employers. but you can also check your old paystubs if you kept them

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Don't forget about the 'able and available' requirement - you have to be physically able to work and actively seeking employment. You can't be on vacation, in school full-time, or have other commitments that prevent you from accepting suitable work. Also, if you quit your job voluntarily or were fired for misconduct, you typically won't qualify.

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What counts as misconduct? I'm worried because I got written up once for being late but I was laid off due to budget cuts.

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If you were laid off due to budget cuts, that's not misconduct - that's lack of work. Misconduct usually means things like theft, violence, repeated policy violations, or deliberately poor performance. One write-up for tardiness wouldn't disqualify you if you were ultimately laid off for economic reasons.

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I had to call Washington ESD so many times to get clarification on my eligibility. Their phone system is absolutely terrible - I'd call 200+ times just to get disconnected. Finally found out about Claimyr (claimyr.com) which helped me get through to an actual agent. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of redial frustration.

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How much does that service cost though? I'm already unemployed and don't want to spend money if I don't have to.

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It's worth it when you need real answers about your claim. Way better than spending days trying to get through on your own. The time savings alone made it valuable for me.

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never heard of that service but honestly anything is better than the washington esd phone system. i literally called 300 times in one day and never got through

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There are also special categories of workers who might qualify under different rules. Military veterans, federal employees, and some agricultural workers have different eligibility requirements. If you worked for multiple employers or had seasonal work, the calculations can get more complex too.

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I only had the one retail job so hopefully that keeps it simple for me.

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That should make it straightforward. Just make sure you have your employer information ready when you apply - company name, address, dates of employment, and reason for separation.

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OMG this is so stressful! What if I apply and get denied? Will that hurt my chances if I try to apply again later? I'm so worried about messing this up and then being stuck with no income.

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Getting denied doesn't prevent you from reapplying if your situation changes. You also have the right to appeal a denial if you think it was wrong. Don't let fear stop you from applying if you think you might qualify.

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Thank you, I really needed to hear that. I've been putting off applying because I'm scared of rejection.

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honestly the washington esd system is so confusing they should just approve everyone who lost their job. why make it so complicated when people are already struggling??

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The requirements exist to prevent fraud and ensure the system is used by people who genuinely need it and have contributed to it through their work history. I understand it's frustrating though.

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i guess that makes sense but when you're broke and need help the last thing you want is a bunch of hoops to jump through

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Quick tip - even if you're not sure about your eligibility, it's usually worth applying. The worst thing that happens is you get denied, but you might be surprised and qualify. I thought I didn't have enough work history but ended up getting approved because of wages from a previous job I'd forgotten about.

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That's encouraging! I think I'm going to go ahead and apply this weekend.

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definitely apply! i waited 3 weeks thinking i didnt qualify and just lost out on benefits i could have been collecting

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Don't forget you also need to be a US citizen or have work authorization. And you have to be unemployed or working reduced hours. Some people don't realize you can sometimes get partial benefits if your hours were cut significantly.

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Good point about partial benefits. I didn't know that was a thing.

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Yeah, if you're working part-time but earning less than your weekly benefit amount, you might still qualify for some unemployment. The calculations are tricky though.

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I've been helping people with unemployment claims for years and the biggest mistake I see is people assuming they don't qualify without actually checking. The wage requirements aren't as high as people think, especially if you've been working steadily. With 8 months of retail work, you very likely meet the requirements.

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That's really reassuring to hear from someone with experience. I think I was psyching myself out.

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Exactly! The application process will walk you through everything and calculate your wages automatically. Don't overthink it - just apply and see what happens.

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just a heads up that even if you qualify you'll have to do weekly claims and job search activities. its not just free money you have to actually be looking for work and report what youre doing

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I'm definitely planning to look for work anyway, so that shouldn't be a problem.

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the job search requirements are pretty reasonable - you need to make 3 job contacts per week and keep a log. washington esd explains it all during the application process

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One thing people don't realize is that if you're denied, you can often fix the issue and reapply. I got denied initially because of a clerical error with my employment dates, but once I provided the correct information my claim was approved retroactively.

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How long did the correction process take?

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About 2 weeks once I submitted the right paperwork. The key was getting through to someone at Washington ESD to explain the situation, which took forever using their regular phone system.

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That's exactly why I used Claimyr - situations like that where you need to actually talk to someone but can't get through the normal way.

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also remember that even if you get approved you might not get benefits right away. there can be waiting periods or adjudication if theres any questions about your separation from work. just be patient with the process

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What's adjudication? That sounds scary.

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Adjudication just means they're reviewing your claim to make sure everything is correct. It can happen if there are questions about why you left your job or if your employer disputes something. Most claims go through without any issues.

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The hardest part about unemployment eligibility is that it's all based on your work history from over a year ago in most cases. I had to dig up old W-2s and paystubs to figure out if I qualified. Keep better records than I did!

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Ugh I'm terrible at keeping paperwork. Hopefully Washington ESD has most of the wage info they need.

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They usually do - employers are required to report wages. But it's good to have your own records just in case there are discrepancies.

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Bottom line - if you lost your job through no fault of your own and worked for a decent amount of time in the past year and a half, you probably qualify. The application is free and only takes about 30 minutes. Just do it and stop worrying about it.

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You're right, I'm overthinking this. Going to apply tonight. Thanks everyone for all the helpful info!

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good luck! hope it works out for you. unemployment benefits really helped me get through my job search

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Just to add one more thing - if you do get approved, make sure you understand your weekly benefit amount and how long you can collect. In Washington it's usually up to 26 weeks but can be extended during high unemployment periods. Plan your job search accordingly.

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26 weeks should be plenty of time to find something new. Retail jobs are pretty available right now.

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That's a good attitude! The benefits are meant to be temporary support while you find your next opportunity.

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