What time does Washington ESD unemployment get deposited into bank account?

Usually hits my account around 3-4 AM on Tuesday if I file by Sunday night. But it can vary depending on your bank's processing times. Chase typically processes ACH deposits overnight so you should see it by early morning.

mine always comes between 2-5 AM on tuesday but one time it was delayed until wednesday because of a bank holiday

The timing depends on several factors. Washington ESD typically processes payments on Monday nights after the weekly claim filing deadline. Most banks receive the ACH transfer and post it early Tuesday morning, usually between 2-6 AM. However, some credit unions or smaller banks might not post until later in the day.

I've been dealing with this exact frustration for months! The deposit timing is so inconsistent and when you need to reach Washington ESD to ask about delays, good luck getting through their phone system. I found this service called Claimyr that actually got me through to a real person at Washington ESD - check out their demo at https://youtu.be/7DieNd3C7zQ. They helped me figure out why my payments were sometimes delayed.

For what it's worth, I have Bank of America and mine comes around 5 AM every Tuesday like clockwork. Never had an issue with timing.

THIS IS SO FRUSTRATING!!! I'm in the same boat - filed Sunday and it's Tuesday afternoon with nothing. How are we supposed to plan our finances when they can't even be consistent with deposit times?? The whole Washington ESD system is a joke.

Check your spam folder in your email. Sometimes banks send notifications about ACH deposits that get filtered. Also log into your online banking and look at pending transactions.

ok so this might sound weird but I started tracking my deposit times in a spreadsheet because I was so paranoid about this. Most of the time it's between 3-4 AM but I've had it come as late as 8 AM on Tuesday and once it didn't come until Wednesday because Washington ESD had some system maintenance

If your claim shows 'paid' but you haven't received the deposit after 48 hours, there might be an issue with your banking information on file. You'll need to contact Washington ESD to verify your direct deposit details are correct.

Same thing happened to my sister last month. Turns out her bank account number was off by one digit in the Washington ESD system, so the payments were getting rejected and sent back. She had to update her direct deposit info and wait for the next payment cycle.

just wanted to add that credit unions are usually faster than big banks for unemployment deposits. mine comes monday night around 11 PM

UPDATE: My deposit finally came through at 2:47 PM today (Tuesday). So sometimes it really is just delayed for no apparent reason. Don't panic if yours is late!

Pro tip: if you're really worried about timing, you can set up account alerts with your bank to text you immediately when any deposit hits your account. Takes away the constant checking.

Anyone else notice that Washington ESD payments seem to come later in the month sometimes? Like the system gets slower when more people are filing?

This whole thread is making me anxious about my own payment lol. Filed Sunday and usually get it Tuesday morning but now I'm second guessing everything.

For anyone still waiting - check if today is a bank holiday or if there's planned maintenance on Washington ESD's website. Those are the two most common reasons for delays.

I hate how dependent we become on these payment schedules. It's scary when your whole budget revolves around that Tuesday morning deposit.

Just want to circle back on the Claimyr thing I mentioned earlier - they were super helpful when I had deposit issues. Really worth checking out claimyr.com if you need to actually talk to someone at Washington ESD about payment problems.

Final update from me - payment hit my Chase account at 4:23 AM this morning (Wednesday). So it was about 24 hours later than usual but it did come through. Thanks everyone for the advice and moral support!