What time does Washington ESD unemployment deposit hit your account?

Thank you! That's really helpful. I was worried something went wrong with my claim.

I'm also with Chase and mine usually shows up around 3 AM on Tuesdays. Sometimes it takes until Wednesday if there's a holiday though.

How do you even get through to them on the phone? I've tried calling but always get busy signals.

It's nearly impossible to get through the regular way. I actually found this service called Claimyr (claimyr.com) that helps you get connected to Washington ESD agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling.

Never heard of that but might be worth trying. I spent 4 hours yesterday trying to get through to Washington ESD about a deposit issue.

This is correct. The actual ACH transfer from Washington ESD happens Monday night, but individual banks have different posting schedules. Credit unions tend to post earlier than big banks.

That makes sense. I'll check again early Tuesday morning then.

If it's been more than 48 hours since it showed 'paid' status, you should definitely contact Washington ESD. There might be an issue with your banking information or the deposit got returned.

How am I supposed to contact them? I've been trying to call for days but can't get through.

Like I mentioned earlier, try Claimyr. It's specifically designed to help people get through to Washington ESD phone lines when you can't get connected the normal way.

Good point about holidays. I don't think there were any this week though.

Washington ESD does system maintenance on some Sunday nights which can delay the Monday night processing. Check their website for scheduled maintenance announcements.

Filing time shouldn't matter as long as you file before the Sunday deadline. Washington ESD processes all weekly claims from Sunday night regardless of when during the day they were submitted.

Maybe it's just my bank then. I've definitely noticed a pattern though.

Could be that your bank processes weekend deposits differently. Some banks have different ACH schedules for transactions received on weekends.

I feel you. The uncertainty is the worst part. At least when you know the timing you can plan around it.

The timing is actually pretty consistent once you know your bank's schedule. Washington ESD processes payments the same way every week - it's really the banks that cause the variation.

That's actually really smart. I never thought to ask my bank directly about their processing times.

Yep, this works. I called BECU and they told me their ACH deposits post at 4 AM every Tuesday. Been accurate ever since.

How did you get through to them? I've been trying for days.

I used that Claimyr service someone mentioned. Worked great - got connected to an agent in about 10 minutes instead of hours of busy signals.

I'm going to try that too. This calling situation is ridiculous.

Good advice. I double-checked and it definitely says 'paid' with yesterday's date.

If it shows 'paid' status, the money has been sent to your bank. Any delay after that point is on the banking side, not Washington ESD.

Wow, that's a huge difference. Maybe I should consider switching banks.

Credit unions often have faster ACH processing than big banks. Might be worth looking into if deposit timing is important to you.

Thanks for the update! That gives me hope mine will come tonight.

I don't think I changed anything but I'll double check my certification responses.

This is a good point. Even small changes in your weekly claim answers can trigger a review that delays payment.

That's really helpful to know the typical timeframe. I'll wait until Wednesday morning before worrying.

Mine still hasn't come and it's been since Sunday. Definitely going to try that Claimyr thing to get through to Washington ESD.

I haven't changed anything recently so that shouldn't be the issue.

Banking information changes definitely cause delays. Washington ESD has to verify new accounts before processing deposits.

I'll make sure to check both. Thanks for the tip!

Yeah, some banks show ACH deposits as pending for a few hours before making them available. Chase usually does this.