What time does unemployment direct deposit hit your account on Tuesday - Washington ESD timing?

It depends on your bank mostly. Washington ESD sends the payments out Monday night but each bank processes them at different times. I have Bank of America and mine usually shows up around 3am Tuesday morning.

I've been tracking this for months because I was so frustrated not knowing! With Chase it's usually between 2-4am on Tuesday. But if there's a holiday or weekend it can be delayed.

The timing issue is so frustrating when you're trying to budget. I actually found a service called Claimyr that helped me get through to Washington ESD when I had questions about payment timing and other issues. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made it so much easier to actually talk to someone instead of calling for hours.

For what it's worth, I think the actual deposit time also depends on whether you filed your weekly claim early or late in the week. I file mine Sunday night and get paid Tuesday morning, but my friend who files Wednesday gets paid the following Tuesday.

I hate how inconsistent it is. Some weeks it's there at midnight, other weeks I'm checking all morning. Washington ESD really needs to be more transparent about their payment processing schedule.

Does anyone know if there's a way to track the payment before it hits your account? Like can you see it pending in your bank account or anything?

The federal ACH system processes overnight Sunday-Thursday, so Washington ESD likely submits the batch Monday evening for Tuesday delivery. Most banks post ACH credits in the early morning hours between 12am-6am.

I'm with a small local bank and mine never shows up until like 10am Tuesday. So frustrating when you need to pay bills first thing in the morning.

Has anyone noticed if the timing is different for the first payment vs regular weekly payments? I just started getting UI and wondering if there's any difference.

Random question but does anyone know if Washington ESD payments come through faster than regular direct deposits from employers? Mine seem to hit earlier than my old paycheck used to.

I set up account alerts on my phone so I get notified as soon as any deposit hits. That way I don't have to keep checking all morning.

Does the timing change during busy periods like when lots of people are filing claims? I started getting payments during the busy season and wondering if that affects it.

The whole system is frustrating tbh. Like why can't they just tell us exactly when payments go out? Other government agencies are more transparent about this stuff.

I've been getting unemployment for 6 months and Tuesday 3am is like clockwork with my credit union. Never been later than 4am unless there was a holiday.

Pro tip: if you're tight on money, some banks let you overdraft against pending deposits. Not ideal but can help if you need the money Monday night.

I wonder if there's any way to get payments faster, like is there an expedited option? Probably not but figured I'd ask.

Thanks for asking this question OP! I've been wondering the same thing. Sounds like 2-4am Tuesday is the general consensus for most banks.

One last thing - if your payment doesn't show up by like 10am Tuesday, that's when you should probably call Washington ESD to check on it. Earlier than that and it might just be normal bank processing delays.