What time do Washington ESD unemployment benefits get deposited?

Usually get mine around 6am on Tuesday but sometimes it's later in the day. Depends on your bank too - some banks post faster than others.

The Washington ESD processes payments overnight Monday into Tuesday for claims filed by Sunday. However, the actual deposit time varies by financial institution. Most major banks post ACH deposits between 3am-9am, but some credit unions can take until later in the day.

ugh been waiting since 5am checking my account every 10 minutes lol this is so stressful when you need the money

If you're having trouble getting through to Washington ESD to check on payment issues, I found this service called Claimyr that actually got me connected to a real person. They have this system that calls the ESD phone lines for you. Check out claimyr.com - there's even a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of busy signals when my payment was delayed last month.

Generally Washington ESD sends payments via ACH (Automated Clearing House) which means they're submitted to banks Monday night for Tuesday posting. The exact time depends on your bank's processing schedule. Wells Fargo and Bank of America typically post around 6am, smaller banks and credit unions can be anywhere from 8am to 3pm.

UPDATE: mine just hit at 8:47am!! So relieved

Mine usually comes between 7-9am on Tuesdays. If you filed late Sunday night it might not process until Tuesday morning which would push your deposit to Wednesday.

This whole system is ridiculous. In 2025 we should be able to get instant deposits like with other apps. The ESD is stuck in the stone age.

UPDATE: Got my deposit at 9:23am! Thanks everyone for the reassurance. Rent money secured lol

For anyone still waiting - I work at a small credit union and we don't process ACH deposits until 10am on weekdays. Bigger banks do it earlier but we're always a bit later.

Just wanted to follow up on the Claimyr thing I mentioned earlier - I know some people were skeptical but it really did help me get through to Washington ESD when I had a payment issue. Worth trying if you're stuck on hold for hours.

Pro tip: if your deposit is late, check your claim status online first before calling. Sometimes there are issues that need to be resolved that can delay payment.

My payments come at different times each week which is annoying. Sometimes 6am, sometimes noon. Wish they were more consistent.

does anyone know if the deposit time changes during holidays? wondering about next week with presidents day

Been getting UI for 8 months now and Tuesday morning between 7-9am is the most reliable window. Only had it come later a few times when there were system issues.

Still think the whole system needs an overhaul. Other states have better deposit timing.

Thanks for this thread! I'm new to unemployment and had no idea when to expect the money. This helps a lot.

My bank sends me a text notification when deposits hit so I don't have to keep checking. Might be worth setting up if your bank offers it.

For anyone using that claimyr service mentioned earlier - I actually tried it last week when my payment was delayed and it worked great! Got through to someone at Washington ESD in like 20 minutes instead of waiting on hold for hours.

reminder that some banks have cutoff times too - if the deposit comes after their daily processing it might not show until the next business day even though the bank received it