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Rebecca Johnston

What day does Washington ESD unemployment deposit - payment schedule confusion

I'm getting really confused about when my unemployment payments are supposed to show up in my bank account. I filed my weekly claim on Sunday like I always do, but it's Thursday and still nothing. My claim shows as processed on the Washington ESD website but no deposit yet. Does anyone know what day of the week they actually send the money? I've been getting different answers from people and I need to know when to expect it so I can pay my rent.

Washington ESD typically processes payments on Tuesday nights, so most people see deposits on Wednesday. But it can vary depending on your bank - some take an extra day to process ACH transfers. Check your payment history on your ESD account to see the pattern.

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Thanks! I just checked and it does say payment issued Tuesday but my bank is usually pretty fast with deposits. Maybe I should call them?

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Yeah some banks are slower than others. I switched to a credit union and now I get mine Wednesday morning instead of Thursday afternoon like with my old bank.

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The official Washington ESD payment schedule is Tuesday processing with deposits hitting Wednesday for most banks. However, if your claim had any issues or if you're on standby status, it could be delayed. Did you get any correspondence about your claim status?

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No correspondence, everything looks normal on my account. I'm not on standby, just regular UI benefits. Maybe it's just my bank being slow this week.

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Sometimes holidays can mess up the timing too even if they're not bank holidays. I've noticed weird delays around random federal holidays.

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I had this same issue last month and spent hours trying to get through to Washington ESD on the phone. The wait times are absolutely insane - I'm talking 3+ hours on hold just to get hung up on. Finally found this service called Claimyr at claimyr.com that actually got me connected to an agent in like 15 minutes. They have a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Game changer for getting through to ESD when you need answers about payment timing.

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Wow that sounds too good to be true! I've literally never gotten through on the phone. Does it actually work?

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I've heard of that service but haven't tried it yet. Might be worth it if I keep having payment issues. The phone system is completely broken.

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Be careful with third party services, just saying. I prefer to keep trying the official channels even if it takes forever.

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For what it's worth, I get my Washington ESD payments every Wednesday like clockwork. Filed Sunday, processed Tuesday, deposited Wednesday. Been the same pattern for 8 months now. If yours is late there might be an issue with your claim or your bank info.

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That's reassuring to hear it's consistent for you. I'm hoping it's just a one-time delay and not a bigger problem with my claim.

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Same here, every Wednesday morning. I actually set up alerts on my phone because I got so used to the schedule.

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THE WHOLE SYSTEM IS A JOKE!! I've had payments randomly delayed for no reason, had to wait weeks for adjudication that never should have happened, and don't even get me started on their customer service. They act like they're doing us a favor when it's OUR money that we paid into the system!!!

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I get the frustration but in this case it sounds like a normal processing delay, not a system failure. Sometimes payments just take an extra day.

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Maybe for you but I've been dealing with Washington ESD problems for months. Nothing is ever 'normal' with them.

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Quick question - are you sure you filed your weekly claim correctly? Sometimes if there's an error in your job search reporting or work hours it can hold up the payment even if the claim shows as processed.

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I'm pretty sure I did everything right. Same routine every week - report job searches, confirm I'm still unemployed, submit by Sunday. Nothing different this time.

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Double check your job search log just to be safe. I once missed a payment because I forgot to enter one of my required job contacts.

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Been there! Last month my payment was 2 days late and I was freaking out. Turned out my bank had some internal processing delay. Called the bank and they said the ACH transfer was pending on their end, not Washington ESD's fault. Might be worth calling your bank first before panicking.

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Good advice, I'll call my bank tomorrow morning if it doesn't show up tonight. Thanks for sharing your experience!

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This is why I switched to direct deposit to a different bank. Some banks are just slower with unemployment payments for whatever reason.

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I used to worry about this stuff all the time until I realized Washington ESD is actually pretty consistent with their payment schedule. Tuesday processing, Wednesday deposits for most banks, Thursday for slower banks. It's the one thing they do reliably lol.

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That's what I'm hoping! This is the first time it's been late so I'm probably just overthinking it.

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Yep, once you get used to the rhythm it's not too bad. I mark my calendar every week so I know when to expect the deposit.

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Mine always comes Wednesday morning around 3am. I know because I'm usually up late and see the alert on my phone. If it's Thursday and you still don't have it, then yeah something might be wrong.

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3am sounds about right for when ACH transfers usually process. I'll check first thing tomorrow morning.

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Same timing for me! Wednesday around 3-4am the deposit hits. Very consistent.

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Just want to mention that if you do need to talk to someone at Washington ESD about payment delays, I recently discovered Claimyr and it's been a lifesaver. Instead of spending all day trying to get through their phone system, it connects you automatically. I was skeptical at first but it actually worked - got connected to an agent who explained my payment delay was due to a verification issue I didn't even know about.

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Two people have mentioned that service now. If my payment doesn't show up by tomorrow I might give it a try.

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I'm curious about this too. The regular phone system is absolutely useless. Might be worth trying if it actually works.

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Update us when you find out what happened! I'm always curious about payment delays because I worry about the same thing happening to me.

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Will do! Hopefully it's just a one-day delay and shows up tomorrow morning.

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Don't stress too much about one day. Washington ESD payments can be delayed for all sorts of random reasons - bank processing, holidays, system maintenance, etc. As long as your claim status looks good online, the money will come through.

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Thanks for the reassurance! This thread has been really helpful in understanding the normal timeline.

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Agreed, one day late isn't cause for panic. But if it becomes a pattern definitely investigate further.

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The Tuesday processing/Wednesday deposit thing is pretty standard but I've noticed it can get pushed back if there are any system updates or maintenance. Usually they'll post something on the Washington ESD website if there are known delays.

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I didn't think to check for system maintenance notices. I'll look for that next time I'm worried about a delay.

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This is exactly why I keep track of all my payment dates in a spreadsheet. Most weeks it's Wednesday morning, but I've had it come Tuesday night, Wednesday afternoon, or even Thursday morning depending on various factors. As long as it's within that window I don't worry about it.

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That's a great idea! I should start tracking the dates so I can see if there's a pattern with my bank.

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I do the same thing! Helps me budget better when I know exactly when to expect the deposit.

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Had the exact same panic last month! Turned out to be nothing - just a random one-day delay. The money showed up Thursday morning and then went back to the normal Wednesday schedule the next week. Sometimes these things just happen.

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That's exactly what I needed to hear! Random delays happen and it's probably nothing serious.

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One more thing to check - make sure your bank account info is still correct in your Washington ESD profile. I once had a payment delayed because my bank changed their routing number and I had to update it in the system.

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Good point! I'll double check that everything matches. Haven't changed banks but you never know.

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For future reference, Washington ESD has a payment calendar on their website that shows the general schedule. It's not perfect but gives you an idea of when to expect deposits based on when you file your weekly claim.

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I had no idea they had a payment calendar! I'll look for that on their website. Thanks for the tip!

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I know this thread is getting long but wanted to add one more Claimyr success story since people are asking about it. Used it last week when I had questions about my benefit year ending and got connected immediately. The agent was super helpful and explained everything clearly. Definitely recommend it if you need to actually talk to someone at Washington ESD instead of just checking your account online.

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Okay, three people mentioning the same service makes me think it's legit. I'll bookmark it in case I need it in the future.

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I'm getting curious about this service too. Might be worth trying instead of the endless phone hold times.

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Hope everything works out OP! Let us know if the payment shows up tomorrow. These delay questions come up a lot so your experience might help other people in the same situation.

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Thanks everyone for all the helpful responses! I feel much better about the situation now. Will update if anything unusual happens.

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