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Sofia Ramirez

What do you need to be eligible for unemployment in Washington state?

I might be losing my job next month and I'm trying to figure out if I'll qualify for unemployment benefits through Washington ESD. I've been working at my current company for about 8 months, but before that I had a gap where I was doing some freelance work. I'm not sure what the requirements are - do I need to have worked a certain amount of time? What about the income requirements? I don't want to file if I'm not going to qualify. Can someone break down the basic eligibility requirements for Washington unemployment?

The main requirements for Washington ESD unemployment are: 1) You must have earned at least $1,640 in wages during your base year, 2) You must have worked in at least two quarters of your base year, 3) You must be unemployed through no fault of your own, 4) You must be able and available to work, and 5) You must actively search for work. Your base year is typically the first four of the last five completed calendar quarters before you file your claim.

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Thanks! What counts as the base year exactly? I'm confused about the quarters part.

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So if you file in January 2025, your base year would be October 2023 through September 2024. Each quarter is 3 months - Q1 is Jan-Mar, Q2 is Apr-Jun, Q3 is Jul-Sep, Q4 is Oct-Dec.

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Don't forget about the weekly benefit calculation too. Your weekly benefit amount is based on your highest earning quarter in the base year. They take that amount, divide by 26, then multiply by 0.0385 to get your weekly benefit rate.

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That seems pretty complicated. Is there a calculator somewhere on the Washington ESD website?

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Yes, there's a benefit calculator on the Washington ESD website under the 'File a Claim' section. It's pretty helpful for estimating what you might receive.

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I had trouble getting through to Washington ESD when I had questions about my eligibility. Their phone lines are always busy and the online system can be confusing. I actually found this service called Claimyr (claimyr.com) that helped me get through to an actual agent. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Made the whole process much easier.

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How does that work exactly? Do they just call for you?

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Yeah, basically they handle the calling and waiting on hold, then connect you when they get through to an agent. Saved me hours of trying to call myself.

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wait what about the job search requirements? i heard you have to apply to like 3 jobs a week or something

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You need to make at least 3 job search activities per week and keep a log of them. This can include applying for jobs, attending job fairs, networking events, or using WorkSourceWA services.

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do they actually check the log or is it just if you get audited

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They can request your job search log at any time, and if you're selected for an eligibility review they definitely will. It's better to keep detailed records from the start.

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MAKE SURE YOU DONT QUIT YOUR JOB!! If you quit without good cause you won't be eligible. You have to be laid off, fired for non-misconduct reasons, or have a qualifying reason for quitting like unsafe working conditions.

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What if you get fired for performance issues? Does that count as misconduct?

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Performance issues usually don't count as misconduct unless it's willful or deliberate. Misconduct is more like theft, violence, or repeatedly violating company policies after warnings.

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Just adding that if you're working part-time while collecting benefits, you can still qualify but your benefits might be reduced. You have to report all earnings when you file your weekly claims.

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Good to know! What's the cutoff for part-time work affecting benefits?

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If you earn more than your weekly benefit amount plus $5, your benefits will be reduced dollar for dollar. So if your weekly benefit is $300 and you earn $200, you'd still get $105 in benefits ($300 - $200 + $5).

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this is all so confusing... why cant washington esd just make it simpler

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Tell me about it! The whole system is a bureaucratic nightmare. Half the time their website doesn't even work properly.

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It does seem overwhelming at first, but once you understand the basics it's not too bad. The key is keeping good records and filing your weekly claims on time.

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What about contractors and gig workers? I do some Uber driving on the side - does that count toward the wage requirements?

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Independent contractor income doesn't count toward regular UI eligibility. You'd need to have traditional W-2 employment that meets the wage and quarter requirements.

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That's frustrating. So all my gig work basically doesn't help me qualify at all?

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Don't forget you also need to register with WorkSourceWA within 30 days of filing your claim. It's required for job search activities.

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Is that the same as the job search log or something different?

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It's separate. WorkSourceWA is the state job search website where you can find job postings and career services. You need to register there AND keep your own job search log.

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One thing to watch out for - if you have a pension or retirement income, that can affect your benefits. Washington ESD will reduce your weekly benefit amount by the pension amount.

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what about social security? does that count too

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Social Security retirement benefits can also reduce your unemployment benefits, but Social Security disability benefits typically don't affect UI eligibility.

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If you're still confused about eligibility, seriously consider using Claimyr to talk to an actual Washington ESD agent. I was going in circles trying to figure out if my situation qualified, and talking to someone who knew the system made all the difference.

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I might try that if I can't get through on my own. How quickly were you able to talk to someone?

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It was way faster than trying to call myself. Instead of spending hours on hold, I got connected to an agent within a reasonable time.

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Also important - you need to be physically able to work and available for work. If you're on medical leave or can't work due to illness, you might not qualify for regular unemployment benefits.

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What if you're looking for work but have some restrictions, like you can't do heavy lifting?

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As long as you're able to work in some capacity and actively seeking jobs within your restrictions, that should be fine. The key is being genuinely available for suitable work.

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I went through this whole process last year and the biggest thing is just making sure you have all your employment history ready when you file. Washington ESD needs employer names, addresses, dates of employment, and gross wages for each job in your base year.

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Do you need pay stubs or will they verify with employers directly?

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They verify with employers directly, but it's good to have your own records in case there are discrepancies. Sometimes employer wage records aren't complete or accurate.

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One more thing - if you're denied initially, don't give up! You can appeal the decision. Sometimes it's just a matter of providing additional documentation or clarifying your situation.

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how long do you have to appeal

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You have 30 days from the date of the determination notice to file an appeal. Make sure you don't miss that deadline.

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The monetary determination letter you get after filing will show exactly how much you earned in each quarter and whether you meet the wage requirements. That's usually the first indication of whether you qualify.

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How long does it take to get that letter?

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Usually within a week or two of filing your initial claim. You can check the status online through your SecureAccess Washington account.

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just remember to file your weekly claims every week even if you haven't received your determination yet. if you miss weeks you cant go back and claim them later

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Even if I'm not sure I qualify yet?

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Yes, keep filing weekly claims while your initial claim is being processed. If you're denied, you can stop filing, but if you're approved you'll get paid for those weeks.

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The waiting week requirement was eliminated in Washington, so you can get paid for your first week of unemployment if you qualify. That's different from some other states.

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Oh that's good to know! So I could potentially get benefits right away if approved?

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Yes, as long as you meet all the other requirements and file your weekly claims on time.

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If anyone else is having trouble reaching Washington ESD for questions, I also used Claimyr recently and it worked great. Much better than sitting on hold for hours trying to get through myself.

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Thanks for the recommendation. I'm definitely going to check that out if I need to talk to someone about my specific situation.

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Make sure you understand the difference between being 'laid off' and 'fired' when you file your claim. How you describe your separation from work can affect your eligibility determination.

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What's the difference exactly? I thought they were the same thing.

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Laid off usually means loss of work due to lack of work, business closure, or downsizing. Fired typically means terminated for cause. Being laid off is clearly eligible, being fired depends on the reason.

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The base year wage requirement might seem low at $1,640, but remember that's gross wages, not take-home pay. If you worked even part-time for several months, you probably meet it.

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That makes me feel better. I was worried my 8 months of work wouldn't be enough, but I think I should meet the requirements.

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Yeah, with 8 months of work you should be fine on the wage requirement. Just make sure you have accurate employment dates and wage information when you file.

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Good luck with everything! The Washington ESD system can be confusing at first but once you get through the initial filing process it gets easier. Just stay on top of your weekly claims and job search requirements.

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Thank you all so much for the detailed explanations! This really helps me understand what I need to do. I feel much more prepared now.

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