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Connor Murphy

How can you qualify for unemployment benefits in Washington - need help understanding requirements

I might be losing my job next month due to company layoffs and I'm trying to figure out if I'll qualify for unemployment benefits through Washington ESD. I've been working full-time for about 18 months at my current job, but before that I had a few months where I was only working part-time. I'm really confused about what the requirements are - like how much you need to have earned and for how long. Does anyone know what the basic qualifications are for Washington unemployment? I want to make sure I understand this before I potentially need to file a claim.

The main requirements for Washington ESD unemployment are pretty straightforward. You need to have earned wages in at least two quarters during your base period (which is usually the first 4 of the last 5 completed quarters before you file). You also need to have earned at least $1,584 total during your base period, with at least $881 in your highest earning quarter. Most importantly, you have to be unemployed through no fault of your own - so layoffs definitely qualify.

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Thank you! That's really helpful. Do you know if part-time work counts toward those earnings requirements?

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Yes, part-time work definitely counts! All W-2 wages from any employer during your base period count toward the earnings requirement.

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You also have to be able and available to work, and you have to be actively looking for work once you start receiving benefits. Washington ESD requires you to make job search contacts every week - I think it's 3 contacts per week now.

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What counts as a job search contact? Is it just applying for jobs online?

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It can be applying for jobs, contacting employers directly, attending job fairs, networking events, or even some training activities. You have to log them in your WorkSourceWA account.

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Just went through this process myself last year when my company downsized. The earnings calculation can be tricky to figure out on your own. If you're not sure about your base period wages, you can actually call Washington ESD to verify, but good luck getting through! I used Claimyr.com to help me get connected to an actual person at Washington ESD. They have this system that keeps calling until someone picks up. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Super helpful when you need to talk to someone about your specific situation.

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How much does something like that cost? Sounds expensive.

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It's actually pretty reasonable considering how much time it saves you from sitting on hold for hours. Way better than trying to call yourself and getting disconnected.

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I'll definitely look into that if I need to call them. Thanks for the tip!

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don't forget you also can't quit your job voluntarily and still get benefits, has to be a layoff or firing for cause that wasn't your fault

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Right, in my case it would be a company layoff so that should be fine.

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Actually there are some exceptions where you can quit and still get benefits, like if you quit for good cause. But those are pretty specific circumstances.

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Another thing to know is that you need to have worked for a covered employer. Most regular employers pay into the unemployment insurance system, but some don't - like if you were an independent contractor or worked for certain types of organizations. Your W-2 wages should show if unemployment taxes were taken out.

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Good point, I'll check my pay stubs to make sure taxes were being taken out.

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Yeah, if you see 'SUTA' or 'SUI' deductions on your paystub, that means your employer was paying into the system.

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The waiting period thing is important too - there's usually a one week waiting period before you can start receiving benefits, and you won't get paid for that first week even if you're approved.

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So I wouldn't get any money for the first week I'm unemployed?

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Right, the first week is unpaid. But you still need to file your weekly claim for that week to establish your claim.

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Make sure you understand the difference between being 'able and available' vs 'actively seeking work'. You have to be both. Being able and available means you're physically and mentally capable of working and don't have scheduling restrictions that would prevent you from accepting suitable work. The job search requirement is separate from that.

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What if I have some restrictions on my availability, like I can only work certain days due to childcare?

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Some restrictions are okay as long as they don't unreasonably limit your job opportunities. Washington ESD evaluates this on a case-by-case basis.

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ugh the whole system is so confusing, i had to call them like 10 times just to get basic info about my claim status

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That's exactly why I ended up using Claimyr - got tired of spending hours on hold just to get disconnected. Much easier to let their system do the calling for you.

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might have to try that, this is driving me crazy

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One more thing - if you think you might not qualify under the regular base period, Washington ESD can sometimes use an alternate base period which looks at more recent wages. This can help if you haven't been working long enough or if your earnings pattern doesn't fit the standard calculation.

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How do they decide whether to use the alternate base period?

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They'll automatically check if you don't qualify under the regular base period. The alternate base period uses the last 4 completed quarters instead of the first 4 of the last 5.

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Also worth mentioning that your weekly benefit amount is based on your earnings during the base period. Higher earnings mean higher weekly benefits, up to a maximum amount that changes each year.

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Do you know what the current maximum is?

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I think it's around $999 per week for 2025, but don't quote me on that. You can check the current rates on the Washington ESD website.

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Just be prepared for the application process to take some time. Even if you clearly qualify, it can take several weeks for your claim to be processed and approved, especially if there are any issues that need review.

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Several weeks? That's concerning if I need the money right away.

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Yeah, that's why it's good to apply as soon as you become unemployed. Don't wait thinking you might find another job quickly.

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The key thing is to apply online through the Washington ESD website as soon as you become unemployed. Don't wait - your claim starts from the date you file, not from when you actually lost your job. And make sure you have all your employment information ready when you apply.

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What kind of employment information do they need?

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Employer names, addresses, dates of employment, reason for separation, and how much you earned. Have your W-2s or paystubs handy when you apply.

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honestly the hardest part is just getting through to talk to a real person when you have questions about your claim

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Tell me about it! I spent literally hours on hold multiple times. Finally someone told me about Claimyr and it was a game changer. You just put in your info and they call Washington ESD for you until someone picks up, then connect you. Check out claimyr.com if you get stuck needing to talk to someone.

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that actually sounds really useful, thanks for the tip

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Important reminder that you have to continue filing weekly claims even while your initial claim is being processed. If you don't file your weekly claims, you won't get paid for those weeks even if you're eventually approved.

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Good to know! I'll make sure to keep filing weekly even if I haven't heard back yet.

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Yeah, and the weekly claims are due by midnight on Sunday for the previous week. Don't miss the deadline or you'll lose that week's benefits.

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also make sure you report any income you earn while receiving benefits, even small amounts from gig work or part time jobs. they'll find out anyway and you don't want to deal with an overpayment

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What happens if you get an overpayment notice?

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you have to pay it back, sometimes with penalties. much better to just report everything upfront

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The bottom line is that if you've been working regularly and paying into the system, and you lose your job through no fault of your own, you'll probably qualify. The hardest part is usually navigating the application process and getting questions answered when you need help. But the basic eligibility requirements aren't too complicated once you understand them.

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This has been really helpful, thank you everyone. I feel much more prepared now if I do end up needing to file.

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Glad we could help! And definitely bookmark that Claimyr service in case you need to reach Washington ESD. Having a way to actually talk to someone makes the whole process much less stressful.

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One last thing - if you do get denied for any reason, don't panic. You have the right to appeal and many denials get overturned. Just make sure you appeal within the time limit they give you.

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How long do you have to appeal?

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Usually 30 days from the date of the denial notice. Don't wait until the last minute though.

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good luck with everything! hopefully your company doesn't end up doing layoffs after all

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Thanks! I hope so too, but at least now I know what to expect if it does happen.

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Just remember that receiving unemployment isn't something to be ashamed of - you paid into the system while you were working, so you've earned these benefits if you need them.

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That's a good point. I guess I was thinking of it as charity, but you're right that it's something I've been paying into.

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Exactly! It's insurance that you've been paying for. Use it if you need it.

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The Washington ESD website has a lot of good information too, but sometimes it's hard to find what you're looking for. The eligibility requirements are all spelled out there if you want to read the official details.

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I'll definitely check that out. Thanks for all the advice everyone!

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