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Ravi Patel

What do you need to apply for unemployment in Washington - complete checklist?

I just got laid off from my job at a manufacturing plant and need to file for unemployment benefits through Washington ESD. I've never done this before and want to make sure I have everything ready before I start the application. What documents and information do I need to gather? I heard there's a lot of stuff they ask for and I don't want to get stuck halfway through the process.

You'll need your Social Security number, driver's license or state ID, and employment history for the last 18 months including employer names, addresses, dates worked, and reason for separation. Also gather any separation paperwork from your employer like termination letters or layoff notices.

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Do I need pay stubs or just the employer information? I have some but not all of them.

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Pay stubs help but aren't required if you have the basic employer info. Washington ESD will verify wages with employers directly.

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Make sure you have your bank account info for direct deposit - routing and account numbers. Also any military service records if applicable, and alien registration number if you're not a US citizen.

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Can I get payments by check instead of direct deposit?

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Yes but direct deposit is much faster. Checks can take weeks to arrive and get lost in the mail.

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Don't forget you need to be able to work and actively searching for work to qualify. Washington ESD requires job search activities every week you claim benefits. Make sure you understand those requirements before applying.

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What counts as job search activities? Just applying to jobs or other stuff too?

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Job applications, networking events, career fairs, interviews, creating profiles on job sites - there's a whole list on the Washington ESD website.

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You need to log at least 3 job search activities per week and keep records in case they audit you.

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Pro tip - if you're having trouble reaching Washington ESD by phone to ask questions about your application, try using Claimyr.com. They have a service that helps you get through to an actual agent. There's a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. Saved me hours of busy signals when I had questions about my claim.

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Is that legit? Sounds too good to be true with how impossible it is to reach anyone there.

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Yeah it's real, I was skeptical too but it actually worked. They basically call for you and connect you when they get through.

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I've heard of this service but never tried it. How much does it cost?

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You also need to know your last day of work and if you received any severance pay or vacation payout. Washington ESD needs to know about any money you got after your last day because it might delay when your benefits start.

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I got two weeks severance, does that mean I can't file right away?

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You can file but your benefits might not start until after the severance period ends. File anyway to get your claim started.

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Make sure you apply online at esd.wa.gov as soon as possible after your last day of work. There's a waiting week but the sooner you file the sooner that starts. Don't wait thinking you'll find another job quickly - you can always stop claiming if you find work.

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What's the waiting week? Do you not get paid the first week?

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Correct, there's a one week waiting period where you file weekly claims but don't get paid. It's just how the system works.

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Don't forget about work authorization documents if you're not a US citizen. Washington ESD needs to verify you're legally allowed to work in the US. Green cards, work visas, etc.

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Do they check this stuff right away or later in the process?

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They verify eligibility requirements during the initial processing, so have everything ready when you apply.

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If you worked in multiple states recently you might need to file in a different state or file a combined wage claim. Washington ESD will tell you if this applies to your situation.

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I only worked in Washington so I should be good there.

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Yeah then just file normally with Washington ESD. It's only complicated if you worked across state lines.

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Keep copies of everything you submit and write down confirmation numbers. If there are any issues with your claim you'll need to reference these later.

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Good advice, I learned this the hard way when my claim went into adjudication and I couldn't remember details.

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What's adjudication? That sounds scary.

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It's when they need to investigate something about your claim before approving it. Can take weeks but usually gets resolved if you provided accurate info.

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One thing nobody mentions - have your phone handy when you apply because Washington ESD might call you if they need clarification on anything. Don't let it go to voicemail if you can help it.

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How soon do they usually call? Same day or later?

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Depends on your situation but could be within a few days if there are questions about your separation or work history.

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Make sure you understand the difference between being laid off vs fired vs quitting. The reason for separation affects your eligibility and Washington ESD takes this seriously.

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I was laid off due to company downsizing, so that should be straightforward right?

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Yes layoffs are usually approved as long as it wasn't for misconduct. You should be fine if it was a legitimate company downsizing.

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Just make sure your employer doesn't contest the claim saying it was for cause. That can complicate things.

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If you need help getting through to Washington ESD after you apply, I second the Claimyr recommendation from earlier. I used them when my claim was stuck in processing and I couldn't get answers. Worth checking out if you hit a wall trying to reach someone.

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Thanks, I'll keep that in mind. Hopefully I won't need it but good to know there's an option.

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I tried calling Washington ESD for three weeks straight before finding that service. Wish I'd known about it sooner.

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Don't stress too much about having every single document perfect. You can upload additional documents later if needed. The important thing is to get your initial application submitted quickly.

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That's reassuring, I was worried about making mistakes and messing up my claim.

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Minor mistakes can usually be corrected. Just be honest and accurate with the information you do provide.

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Set up your SecureAccess Washington (SAW) account before you start if you don't have one already. You'll need it to access your unemployment services online.

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Is that the same login for all Washington state services?

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Yes, SAW is the single sign-on for most Washington state online services including unemployment benefits.

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Remember you need to file weekly claims every week to get paid, even if your initial claim is still processing. Don't skip weeks thinking you'll catch up later.

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What happens if you miss filing a weekly claim?

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You lose that week's benefits permanently. There's no way to go back and claim missed weeks except in very limited circumstances.

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Good to know, I'll make sure to set a reminder every week.

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