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Ravi Sharma

What do I need to get unemployment benefits from Washington ESD?

I just got laid off from my job at a manufacturing plant and I've never filed for unemployment before. I keep hearing different things about what documents I need and what the process is like. Can someone break down exactly what Washington ESD requires to get unemployment benefits? I'm really stressed about making sure I have everything right the first time.

You'll need your Social Security number, driver's license or state ID, and employment history for the last 18 months. That includes employer names, addresses, dates of employment, and reason for separation. Also gather any separation documents like termination letters or layoff notices. The easiest way is to file online through your SecureAccess Washington (SAW) account.

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Do I need pay stubs too? I have some but not all of them from the past year and a half.

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Pay stubs aren't required for the initial application, but keep them handy. Washington ESD will verify your wages with employers directly. If there's a discrepancy, they might ask for documentation later.

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Make sure you meet the work requirements first. You need to have earned at least $1,056 in your base year (first 4 of the last 5 quarters before filing). Also, you must be able and available to work, actively seeking employment, and unemployed through no fault of your own.

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What if I was fired for attendance issues? Does that disqualify me automatically?

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Not automatically, but it could lead to an adjudication review. Washington ESD will investigate both sides of the story. If they determine it was misconduct, you might be disqualified.

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I went through this last year - took 6 weeks for them to decide on my case. The waiting was brutal but I eventually got approved.

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If you're having trouble reaching Washington ESD to ask questions or check on your application status, I found this service called Claimyr that actually got me through to a real person. They have a website at claimyr.com and there's a demo video at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of trying to call.

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How much does something like that cost? I'm already stressed about money.

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It's worth checking out their site for the details. For me, the time saved was more valuable than sitting on hold for hours every day trying to get through.

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Interesting, I've been trying to call Washington ESD for two weeks about my claim status. Might have to look into this.

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Don't forget about the job search requirements once you start receiving benefits. You'll need to make at least 3 job search contacts per week and register with WorkSourceWA. Keep detailed records of your job search activities - employer names, dates, positions applied for, and method of contact.

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Do online applications count as job search contacts?

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Yes, online applications count. Just make sure you document them properly in your job search log with the company name, position, and date applied.

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I got dinged for not having enough job search contacts one week. They take this seriously so don't slack on it.

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OMG this is so overwhelming! What happens if I mess up the application? Will they deny me completely or can I fix mistakes?

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Minor mistakes can usually be corrected. If Washington ESD needs clarification, they'll contact you. Major issues might delay your claim or require an appeal if you're denied.

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What's considered a 'major issue'? I'm paranoid I'm going to screw something up.

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Major issues would be things like providing false information about why you left your job or not reporting other income. As long as you're honest and thorough, you should be fine.

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Been through this process twice - once in 2019 and again last year. The online system is much better now than it used to be. Just take your time filling everything out and double-check your employment dates. I had to provide additional documentation both times because my employment history was complex.

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What kind of additional documentation did they ask for?

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First time it was proof of self-employment income, second time they wanted verification of my military service dates. Really depends on your specific situation.

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THE PHONE SYSTEM IS ABSOLUTELY USELESS!!! I've been trying to call for WEEKS and either get busy signal or hung up on after 2 hours on hold. This is ridiculous for people who need help with their benefits!

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This is exactly why I mentioned Claimyr earlier - it's specifically designed to help with getting through to Washington ESD agents when their phone lines are overwhelmed.

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At this point I'm willing to try anything. The stress of not knowing what's happening with my claim is killing me.

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I feel you on this. Took me 3 weeks to get through when I had questions about my adjudication.

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Important reminder: file your weekly claims every week even if your initial claim is still pending or under review. Missing weekly claims can cause delays in receiving benefits once your claim is approved. You can file claims online or by phone every Sunday for the previous week.

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What if I get a part-time job while collecting unemployment? Do I report those earnings?

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Yes, you must report ALL earnings when you file your weekly claim. Washington ESD will reduce your benefits based on how much you earned, but you might still receive partial benefits.

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The earnings deduction formula is confusing. I worked 2 days and they deducted more than I expected from my weekly benefit.

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Quick tip: if you're collecting unemployment, make sure your address is current with Washington ESD. I moved and forgot to update it, which caused a delay in receiving my debit card and important notices.

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How do you update your address? Through the SAW website?

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Yes, you can update it online through your SecureAccess Washington account or by calling, though good luck getting through on the phone.

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Make sure you understand the difference between 'able and available' and being on standby. If you're on temporary layoff expecting to return to the same employer, you might be on standby status which has different requirements than regular unemployment.

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My employer said the layoff is temporary but they don't know when they'll call us back. Is that standby?

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Possibly. Standby means you're temporarily laid off with a specific return date or expectation to return within 8 weeks. You still file weekly claims but don't need to do job searches.

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I was on standby for 3 months last year when my company had supply chain issues. Way less stressful than regular unemployment.

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Don't forget about taxes! Unemployment benefits are taxable income. You can choose to have taxes withheld or pay them when you file your tax return. I learned this the hard way and owed a bunch at tax time.

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How much do they withhold for taxes if you choose that option?

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I think it's 10% for federal taxes. You can set this up when you file your initial claim or change it later.

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If your claim gets denied or you disagree with a decision, you have 30 days to file an appeal. Don't just accept a denial - many people win on appeal, especially if there were communication issues with their former employer.

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What happens during an appeal? Do I need a lawyer?

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You don't need a lawyer but you can have one. It's usually a phone hearing where you present your side of the story. Gather any documentation that supports your case.

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I won my appeal last year without a lawyer. Just make sure you participate in the hearing and explain your situation clearly.

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One thing nobody mentioned - if you have military service, make sure to bring your DD-214. Military wages can count toward your benefit calculation, and there are special programs for veterans.

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I was in the Guard for 6 years. Does that count?

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Yes, Guard service counts. Any federal military service can be included in your wage calculation if it helps increase your benefit amount.

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Something I wish I'd known earlier - save copies of everything! Your application, weekly claims, correspondence from Washington ESD, job search logs. If there are any issues later, you'll need documentation.

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How long should I keep these records?

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I'd keep them for at least a year after your claim ends. You never know if there will be questions about overpayments or audits.

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If you're worried about the application process, Washington ESD has local WorkSource offices that can help you file in person. Might be worth it if you're not comfortable with the online system.

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Are those offices open regular hours? I work during the day right now.

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Most are open business hours, but some have extended hours certain days. Check the WorkSourceWA website for locations and hours near you.

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Last piece of advice - don't wait to file! Your benefit year starts when you file your claim, not when you became unemployed. Every week you wait is potentially a week of benefits you're missing out on.

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I was laid off on Friday but wasn't sure if I should wait until Monday to file. Sounds like I should do it this weekend?

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File as soon as possible! You can't get benefits for weeks before you file your initial claim, so don't delay.

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Exactly right. Washington ESD can't pay retroactive benefits for weeks before your claim was filed, even if you were unemployed.

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Thanks everyone, this has been super helpful! I feel much more confident about filing now. Going to gather all my documents tonight and file my claim this weekend.

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Good luck! The process is less scary once you get started. Just be thorough and honest with your information.

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And remember, if you run into issues reaching Washington ESD later, that Claimyr option is there to help get you through to an agent.

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Will definitely keep that in mind. Hopefully I won't need it but good to know it exists!

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