What do you do when you run out of unemployment benefits in Washington

That's what I was afraid of. Are there any state programs that might help with rent or utilities while I keep job searching?

Yes, look into DSHS programs like Basic Food, temporary cash assistance, and utility assistance programs. Also check with 211 for local resources.

I've been avoiding gig work because I thought it might mess up my benefits, but I guess that won't matter once they run out.

exactly, no more worrying about reporting earnings to Washington ESD once your claim exhausts

I did some part-time work a few months ago but wasn't sure if it was enough. How do I get through to someone at Washington ESD to check this?

That's the challenge - their phone lines are always swamped. I actually used a service called Claimyr recently that helped me get through to an agent. They have this system that calls Washington ESD for you and connects you when they reach a human. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

Thanks, I'll check that out. I've wasted so many hours trying to call them myself.

You can file a new claim anytime, but Washington ESD will only pay on the claim with the higher weekly benefit amount. If your new claim has a lower WBA, they'll continue paying on your current claim until it exhausts.

Oh that makes sense. So there's no harm in trying to file a new one to see if you qualify for more benefits.

I feel you but that's how unemployment insurance was designed - as temporary assistance while you look for work, not long-term support.

Yeah well 26 weeks isn't enough when there are no jobs or when you're older and employers discriminate. The whole thing needs reform.

Have you looked into vocational rehabilitation or retraining programs? Sometimes that can help bridge the gap.

I don't think I have any overpayments but how would I know for sure?

check your account on the Washington ESD website or call them. overpayments can come up months later if they find issues with your claim

How do you report return to work if you're not filing weekly claims anymore?

You can update your account online or call Washington ESD. It's mainly important if you're still in your benefit year and might need to restart your claim later.

There's no shame in getting help when you need it. You paid taxes that fund these programs.

Thanks, I know you're right. It's just hard after working for 20 years to suddenly need assistance.

Check with local churches and community centers too, many have food pantries and bill assistance programs that don't require jumping through government hoops.

I registered with WorkSource when I first filed my claim but haven't used their services much. Maybe I should schedule an appointment.

Definitely do that. WorkSource counselors can sometimes connect you with employers or training programs you wouldn't find on your own.

Good point, I need to figure out health insurance too. This is all so overwhelming.

Take it one step at a time. Health insurance is critical so that should be a priority along with basic needs like food and housing.

Good to hear another recommendation for that service. I'm definitely going to try it.

How much does something like that cost? Is it worth it?

It's reasonable for what it does - saves you hours of trying to get through on your own. Check their website for current details.

That's smart advice. I'll keep using the same job search log format I've been using for my weekly claims.

Yeah plus it helps you stay organized and motivated in your job search when you track everything.

That's encouraging to hear. I guess I need to be more open to different opportunities.

exactly, sometimes we get too picky when we have the safety net of benefits. desperation can actually lead to good choices

We had some flooding earlier this year. I hadn't thought about checking if there are any special programs related to that.

FEMA sometimes has individual assistance programs that can help with living expenses. Worth looking into.

Thanks for saying that. I've been feeling like I'm doing something wrong since I haven't found work yet.

The average job search is taking longer than it used to across all industries. Don't let it get you down.

I appreciate all the support and advice from everyone. This community has been really helpful.