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Ethan Brown

What to do if your unemployment benefits run out - Washington ESD options?

My regular UI benefits are about to hit the 26-week limit and I'm panicking about what happens next. I've been looking for work consistently and filing my weekly claims on time, but the job market in my field is still really tough. Does Washington ESD have any extended benefits or other programs I can apply for once my regular unemployment runs out? I heard there might be state extended benefits but I'm not sure how that works or if Washington even has those right now. Really stressed about this situation.

Unfortunately, Washington doesn't currently have extended benefits (EB) activated because our unemployment rate isn't high enough to trigger the program. Regular UI is 26 weeks max unless there are special circumstances. You should check if you qualify for any other programs like SNAP or medicaid while you continue job searching.

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That's what I was afraid of. So there's literally nothing else through Washington ESD once regular benefits end?

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Correct, no federal or state extensions are currently available. Focus on WorkSource services for job placement assistance.

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Been in your exact situation last year. Once your 26 weeks are up, that's it unless Congress passes something new (which they haven't). Start applying for other assistance programs now so there's no gap. Also make sure you're hitting every job search requirement because they audit people randomly.

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Did you find anything that helped bridge the gap? I'm really worried about rent and utilities.

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Food banks, utility assistance programs, and I had to take a part-time job that wasn't in my field just to survive. It sucks but you gotta do what you gotta do.

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If you're having trouble getting through to Washington ESD to ask about this stuff, I found this service called Claimyr (claimyr.com) that helps you actually reach agents. They have a video demo at https://youtu.be/7DieNd3C7zQ showing how it works. Saved me hours of calling and getting hung up on when I needed to verify my benefit end date.

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How much does that cost though? I'm about to run out of benefits so money is tight.

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They don't require any personal info upfront and it's way cheaper than losing hours calling manually. Worth checking out their site for details.

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wait so theres really no way to get more than 26 weeks anymore?? i thought unemployment was supposed to help people until they found jobs

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Extended benefits only activate when unemployment rates are very high. During the pandemic there were special programs but those ended years ago.

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this system is so broken honestly

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I'm dreading this too. My benefits end in 3 weeks and I've applied to probably 200 jobs with maybe 5 interviews. The job market is brutal right now especially for anyone over 40. I don't understand how they expect people to find work in exactly 26 weeks when some industries are just decimated.

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Exactly! 26 weeks isn't enough time in this economy. Some of us are trying really hard but there just aren't enough jobs.

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Maybe try expanding your search area or looking at different types of work? Sometimes you have to take what's available.

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I've been doing that but most jobs either pay way less than my previous salary or require skills I don't have.

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Check with WorkSource Washington for additional job training programs. Some of them come with stipends while you're in training. Also look into trade programs - lots of them are desperate for workers right now.

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Do you know if those training stipends are through Washington ESD or separate?

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Some are connected to Washington ESD, others are federal grants. WorkSource can help you figure out what you qualify for.

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This happened to my brother and he ended up having to move back in with family. It's really tough when your benefits just cut off with no warning. Make sure you're documenting everything in case any new programs get announced.

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That's my worst fear. I'm trying to avoid that situation but running out of options.

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Don't wait until the last week to make plans. Start figuring out backup options now.

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The whole system needs to be reformed. 26 weeks made sense maybe 30 years ago but the modern job market requires way more time to find decent employment. Especially if you're in a specialized field or have been out of work due to industry changes.

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Maybe but you can't just stay on unemployment forever. At some point people need to adapt.

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I'm not saying forever but 26 weeks is arbitrary when it takes 6+ months to find work in many fields.

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One thing I'll add - if you need to call Washington ESD to confirm your exact benefit end date or ask about any final payments, definitely use that Claimyr service I mentioned earlier. The regular phone lines are impossible to get through and you don't want to miss any important deadlines.

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I tried that service last month and it actually worked. Got through to an agent in like 20 minutes instead of calling for days.

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I might have to try that. I've been trying to call for a week to get clarification on my exact end date.

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Look into temp agencies too. Even if it's not permanent work, it can help bridge the gap between your benefits ending and finding something permanent. Plus some temp assignments turn into full-time offers.

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Good point. I hadn't really considered temp work but it might be necessary.

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It's not ideal but it's better than having zero income. And you can still look for permanent work while temping.

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This is why I tell everyone to start planning before their benefits run out. Once they're gone, you're on your own unless Congress does something (which they probably won't).

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I should have started planning earlier but I kept hoping I'd find something before it came to this.

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Don't beat yourself up about it. Just focus on your next steps now.

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Are there any part-time jobs you could take while still looking for full-time work? Sometimes having some income is better than none, even if it's not enough to fully replace your benefits.

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I've been considering that but worried it would hurt my job search in my main field.

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I understand the concern but bills don't stop when benefits end. Maybe something with flexible hours?

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Don't forget about unemployment benefits being taxable income. If you received a significant amount, you might owe taxes on it. Plan for that too when budgeting after benefits end.

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Oh god I didn't even think about that. This keeps getting worse.

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Sorry to add more stress but better to know now so you can plan. You should have received tax documents from Washington ESD.

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I went through this 2 years ago. It's scary but you'll figure it out. Start networking more aggressively and consider jobs you might have overlooked before. Sometimes you have to take a step back to eventually move forward.

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Thanks for the encouragement. It helps to hear from people who made it through this situation.

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You're welcome. It's not easy but you're not alone in dealing with this.

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Check if your county has any emergency assistance programs. Some local governments have small funds to help with rent or utilities for people transitioning off unemployment.

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I hadn't thought about county programs. I'll look into that.

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Also check with churches and community organizations even if you're not religious. Many have assistance programs.

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The timing really sucks with everything being so expensive right now. Food, rent, gas - everything costs more but there's no additional help when unemployment runs out.

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Exactly. My rent alone is almost what my entire UI payment was.

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It's really tough out there. Hoping things get better for all of us soon.

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One more suggestion - see if you can pick up any freelance or gig work in your field. Even small projects can help with income while you look for permanent work.

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I've thought about that but not sure how to get started with freelancing.

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Start with people in your network. Sometimes former colleagues need project help.

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Just want to echo what others said about using Claimyr if you need to reach Washington ESD about anything related to your benefits ending. I wasted so much time trying to call the regular way before finding that service.

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I think I'm going to have to try it. The regular phone system is impossible.

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It's definitely worth it when you actually need to talk to someone. Saves a ton of frustration.

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Start preparing mentally for this transition now. It's not just about money but about maintaining your routine and sense of purpose. Having a plan helps with the psychological aspect too.

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That's a good point. The uncertainty is almost as stressful as the financial part.

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Having some kind of structure and goals really helps. Even if the situation isn't ideal.

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This thread is depressing but helpful. I'm in week 23 so dealing with the same fears. At least we're not alone in this situation.

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Yeah it does help to know others are going through the same thing. We'll figure it out somehow.

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We have to. Good luck with your job search!

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