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Eli Butler

What if your unemployment runs out in Washington ESD - next steps?

My regular UI benefits are about to exhaust in two weeks and I'm starting to panic. I've been on unemployment for about 5 months now and still haven't found work despite applying everywhere. What happens when your Washington ESD benefits run out? Are there any extensions or other programs I can apply for? I'm really worried about how I'm going to pay rent and bills. Has anyone been through this situation before?

Once your regular UI benefits exhaust, there aren't automatic extensions like there were during COVID. You'll need to look into other assistance programs. Check if you qualify for SNAP benefits, housing assistance, or temporary cash assistance through DSHS. Also make sure you're still doing your job search activities in case you need to reapply for UI later.

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Thanks, I didn't know about DSHS programs. Do I need to stop filing weekly claims with Washington ESD once my benefits run out?

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Yes, once your benefit year expires you can't file weekly claims anymore. But keep all your job search records in case you need them for a new claim.

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I went through this last year. The transition is scary but there are options. You might be able to file a new UI claim if you've worked enough since your original claim started. Also look into local food banks and utility assistance programs while you're job hunting.

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How do I know if I can file a new claim? I did work part-time for about 3 months during my current claim period.

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You'd need to check if those earnings meet the minimum requirements for a new benefit year. The Washington ESD website has a calculator, but honestly their phone system is so hard to get through to ask questions.

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If you're having trouble reaching Washington ESD by phone, I found this service called Claimyr that helps you get through to agents. They have a demo video at https://youtu.be/7DieNd3C7zQ and their website is claimyr.com. Saved me hours of calling.

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Whatever you do, don't just assume you're out of options. I made that mistake and went without help for months before realizing I could have applied for other assistance. Start researching NOW while you still have a couple weeks of benefits left.

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That's good advice. What other assistance did you end up qualifying for?

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I got help with my electric bill through LIHEAP and qualified for food assistance. Also found out about some job training programs that actually pay you while you learn new skills.

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Are you sure there are no extensions available? I thought Washington had some kind of extended benefits program when unemployment rates are high.

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Extended Benefits (EB) only trigger when unemployment rates hit certain thresholds, and Washington hasn't met those triggers recently. The pandemic-era extensions like PEUC are long gone.

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Oh that sucks. So basically once your 26 weeks are up, you're on your own unless you can start a new claim?

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Pretty much, unless you qualify for other assistance programs. That's why it's important to use your UI time wisely for job searching and maybe skills training.

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This is exactly why the unemployment system is broken!! 26 weeks isn't enough time to find decent work in this economy. Meanwhile people are losing their homes and going hungry because the government can't be bothered to help working people who paid into the system.

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I hear you on the frustration, but the regular UI program was never designed to be long-term support. It's meant to bridge you between jobs.

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Yeah well bridges are supposed to get you across the gap, not dump you in the middle of the river! Some people need more than 6 months especially if they're older or in specialized fields.

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Update: I called Washington ESD this morning to ask about filing a new claim and got hung up on after being on hold for 45 minutes. This is so frustrating when you're already stressed about money.

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That's exactly why I mentioned Claimyr earlier - they handle the calling and waiting for you. I was skeptical at first but it actually worked. Way better than spending my whole day trying to get through.

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How does that work exactly? Do they charge a lot?

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They get you connected to an actual Washington ESD agent who can answer your questions about new claims. Check out their demo video to see how it works - way easier than doing it yourself.

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One thing to remember is that even if you don't qualify for a new UI claim right away, you should keep applying for jobs and documenting your search. If you do find work later and then become unemployed again, you'll need that employment history.

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Good point. Should I keep using the same WorkSourceWA account for job searching even after my benefits end?

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Yes, definitely keep your WorkSourceWA account active. They have good job search tools and resources even if you're not collecting benefits.

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Also look into whether you qualify for any retraining programs. Sometimes these have their own financial assistance while you're learning new skills. Washington has several programs through the state's workforce development system.

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Where would I find information about those programs?

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Start with your local WorkSource office. They can tell you about training programs, apprenticeships, and other resources. Some even have emergency assistance funds.

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man this whole thread is depressing, sorry OP but the system really does just cut you off after 26 weeks with a good luck and a pat on the back

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It's not ideal but there are other resources if you know where to look. Don't give up hope.

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Have you looked into whether any of your previous employers are hiring again? Sometimes it's easier to get rehired somewhere you've worked before, especially if you left on good terms due to layoffs.

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That's actually not a bad idea. My last company did say they might have openings in the spring. Maybe I should reach out.

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Definitely worth a shot. Even if they don't have openings now, staying on their radar might help when something does open up.

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I'm in almost the same situation - my benefits run out next month. This thread is really helpful but also scary. Going to start applying for other assistance programs this week.

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We should stay in touch and share what we find out about other programs. This is all new to me.

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Good idea. I'll post updates if I learn anything useful about the application process for other assistance.

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One more resource to mention - 211 is a helpline that can connect you with local assistance programs. Just dial 2-1-1 and they'll help you find food banks, utility assistance, housing help, etc. in your area.

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Thank you! I had no idea that existed. Going to call them tomorrow.

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211 is great - they have a website too where you can search for resources by zip code.

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Just to follow up on the Claimyr thing - I used them again yesterday to ask Washington ESD about something else and got through in about 10 minutes. Really saves the headache of trying to call yourself, especially when you're already dealing with benefit exhaustion stress.

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I'm definitely going to try it. At this point I need to know for sure whether I can file a new claim or not so I can plan accordingly.

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Don't forget to apply for jobs outside your usual field too. Sometimes taking something different temporarily can lead to better opportunities and gets money coming in while you keep looking for ideal positions.

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Yeah I've been thinking about that. Pride kind of gets in the way but bills don't care about pride.

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Exactly. I ended up in a completely different field and actually like it better than my old job. You never know what doors might open.

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The whole system is designed to push people off benefits as fast as possible regardless of whether they've actually found stable employment. It's all about the statistics, not about actually helping people transition back to work.

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While I understand the frustration, the UI system has always been temporary assistance. It's funded by employer taxes and isn't meant to be permanent income replacement.

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Right, and those employer taxes are supposed to help workers when they need it most. But 26 weeks in today's job market often isn't enough, especially for older workers or people in specialized fields.

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OP, make sure you understand the difference between benefit year ending and benefits being exhausted. They're two different things that affect whether you can file a new claim. Washington ESD should have this info on their website but good luck finding it easily.

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Can you explain the difference? I thought they were the same thing.

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Your benefit year is 52 weeks from when you first filed. If you exhaust your 26 weeks of benefits before your benefit year ends, you might be able to file a new claim if you've worked and earned enough. If your benefit year ends, you definitely need to file a new claim to continue receiving benefits.

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Thanks everyone for all the advice and resources. I have a much better idea of what my options are now. Going to start applying for other assistance programs tomorrow and also try calling Washington ESD through that Claimyr service to get definitive answers about filing a new claim.

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Good plan. Don't wait until the last minute - some assistance programs can take time to process applications.

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Keep us updated on how it goes. Your experience could help other people in similar situations.

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Will do. This community has been really helpful during a stressful time.

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One last tip - if you do end up needing to file a new UI claim, make sure you have all your employment information organized before you start. The system will ask for details about every employer from the last 18 months.

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Good to know. I should probably gather all that paperwork now while I'm thinking about it.

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Update from my end - I successfully used Claimyr again this week to get through to Washington ESD about a different issue. Still impressed with how much time and frustration it saves compared to calling myself. Worth checking out their demo if you're on the fence about trying it.

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I might try this too. I've been putting off calling Washington ESD because I know it'll take hours.

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That's exactly why I started using them. Life's too short to spend entire days on hold with government agencies.

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For anyone following this thread, remember that even if your UI benefits run out, you should still report any income you earn to Washington ESD if you end up filing a new claim later. They track all of this and it can affect your eligibility.

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Good reminder. I'll make sure to keep records of everything going forward.

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