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Margot Quinn

What happens after unemployment runs out in Washington state?

My regular UI benefits are about to end next month and I'm freaking out a bit. I've been on unemployment for about 22 weeks now and still haven't found steady work. What exactly happens when your Washington ESD benefits run out? Are there any other programs I can apply for or am I just completely on my own? I've heard people mention something about extended benefits but I'm not sure if those are still available. Really hoping someone can explain what my options are because I'm nowhere near ready to lose this income.

When your regular UI benefits exhaust, you'll get a notice from Washington ESD explaining your options. Extended Benefits (EB) are only available during high unemployment periods and they're not active right now in Washington. Your main options are reapplying if you've worked enough since your original claim or looking into other assistance programs like SNAP or temporary assistance.

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So there's basically nothing else through Washington ESD after regular benefits end? That's pretty scary.

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Unfortunately not much. The pandemic programs like PEUC ended years ago. You might qualify for a new claim if you've earned enough wages during your benefit year, but that's about it from the unemployment system.

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I went through this last year. Once your benefits end, you'll need to file a new initial claim if you've worked at all during your benefit year. Even part-time or temporary work can help you qualify for a new claim with a lower weekly benefit amount.

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I did some gig work and temp jobs but not sure if it's enough. How do I know if I qualify for a new claim?

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You need to have earned at least $3,850 in covered wages during your benefit year. Check your quarterly wage statements or call Washington ESD to see if you meet the requirements.

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Honestly, trying to get through to Washington ESD to check your wage credits or ask about new claim eligibility is a nightmare. I spent weeks trying to call them. Finally found out about Claimyr.com which actually got me connected to an agent in like 30 minutes. They have a video demo showing how it works: https://youtu.be/7DieNd3C7zQ. Saved me so much time and frustration.

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Never heard of that service before. Does it actually work or is it just another scam?

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It's legit. They basically navigate the phone system for you and get you connected to a real Washington ESD representative. Way better than sitting on hold for hours just to get disconnected.

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That might be worth trying if I need to talk to someone about a new claim. The phone system is absolutely terrible.

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same boat here, benefits ending soon and no job yet. this economy is brutal

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It really is. I never thought I'd be unemployed this long.

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Have you both been doing your job search requirements? Make sure you're documenting everything properly because they can audit your job search activities even after benefits end.

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Check with DSHS for other assistance programs. When my UI ran out, I was able to get food assistance and basic food benefits while I kept looking for work. Also look into local food banks and utility assistance programs - they don't require you to be on unemployment to qualify.

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Good idea. I hadn't thought about those other programs. Is there a waiting period or can you apply right away?

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You can apply anytime. SNAP and Basic Food have different income requirements than unemployment, so you might qualify even if you had some part-time work.

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The system is so messed up. They make it nearly impossible to get help when you need it most. I've been trying to figure out if I can get a new claim for weeks and can't get anyone on the phone at Washington ESD.

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That's exactly why I ended up using Claimyr. The regular phone system is designed to frustrate people into giving up. At least with that service you can actually talk to someone who can check your account.

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Maybe I should try that. I'm getting desperate here.

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Also want to mention - if you do qualify for a new claim, your weekly benefit amount will likely be lower since it's based on your more recent earnings. And you'll have to serve a new waiting week. Just so you know what to expect.

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Ugh, another waiting week? That's brutal when you're already running out of money.

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Yeah, it's tough. The waiting week applies to every new initial claim, not just your first one ever.

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I'm in the same situation but trying to stay positive. I've been using this time to take some free online courses and update my skills. WorkSourceWA has some good resources too.

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That's a good attitude. I should probably be doing more to improve my skills while I have the time.

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Yeah, it helps me feel like I'm still being productive even when the job search feels hopeless.

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One thing to watch out for - don't let your claim just expire without doing anything. Even if you don't qualify for a new claim right away, you want to keep your account active in case Extended Benefits become available later.

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How do you keep your account active if you're not getting benefits?

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You can still file weekly claims even if you're not getting paid. It keeps your claim from going completely inactive. Just make sure to mark that you're looking for work.

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Check your benefit year end date carefully. Sometimes people think their benefits are exhausted when they actually just need to file a new benefit year. The dates can be confusing.

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Good point. Where do I find my benefit year end date?

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It should be on your most recent claim summary or you can see it when you log into your eServices account on the Washington ESD website.

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Don't forget about the Reemployment Services and Eligibility Assessment (RESEA) program. Even after benefits end, you might be able to get job search assistance through WorkSource.

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Is that something you have to apply for separately?

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Usually they'll send you a letter if you're selected for RESEA, but you can also contact WorkSource directly to ask about their services.

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I was in this exact situation 6 months ago. Had to swallow my pride and move back in with family temporarily. It's tough but sometimes you have to make hard choices while you figure out your next steps.

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That's my biggest fear right now. I really don't want to have to do that but might not have a choice.

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It's temporary. I found work eventually and was able to get back on my feet. Don't be too proud to ask for help when you need it.

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Make sure you're also looking into local emergency assistance programs. Many counties have rental assistance and utility help that can bridge the gap while you transition off unemployment.

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I didn't know counties had their own programs. I'll have to look into what's available in my area.

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Yeah, lots of people don't know about them. Check your county's website or call 211 for information about local resources.

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The scariest part is losing health insurance when benefits end. Make sure you understand your COBRA options or look into Apple Health (Medicaid) if your income is low enough.

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Oh god, I hadn't even thought about health insurance. This is getting overwhelming.

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I know it's a lot to think about, but it's better to plan ahead. Apple Health applications can take a few weeks to process so don't wait until the last minute.

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I've been helping my neighbor deal with this same issue. She finally got through to Washington ESD using some service called Claimyr that handles the phone calls for you. Might be worth checking out if you need to talk to someone about your options.

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A couple people have mentioned that service now. Sounds like it might be worth trying.

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Yeah, my neighbor said it was way less stressful than trying to call herself. Got her answers without spending her whole day on hold.

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One more thing - if you do any freelance or gig work while trying to find full-time employment, make sure you report it properly. It might help you qualify for a new claim later.

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I've been doing some DoorDash and Uber. Does that count as wages for a new claim?

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It should, as long as you're paying into the unemployment system. Check your quarterly statements to see if those earnings are showing up.

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The whole thing is just depressing. I never imagined I'd be in this situation at my age. But I guess we just have to keep pushing forward and exploring every option.

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I feel the same way. It's hard not to get discouraged when you've been looking for work for months.

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Hang in there both of you. I was unemployed for over a year and finally found something. It took way longer than I expected but it did happen eventually.

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Just want to add - document everything. Keep records of all your job search activities, any wages you earned, and all communications with Washington ESD. You never know when you'll need that information.

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Good advice. I've been pretty sloppy with my record keeping so I should probably get more organized.

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It's worth the effort. Having good documentation can save you a lot of headaches later if there are any questions about your eligibility.

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Thanks everyone for all the helpful information. This thread has given me a lot to think about and some concrete steps to take. At least I feel like I have a better understanding of my options now.

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Glad we could help. Don't hesitate to come back if you have more questions as you work through the process.

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Definitely consider using Claimyr if you need to actually talk to someone at Washington ESD. It's made dealing with their phone system so much easier for a lot of people.

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I'm going through this exact same situation right now - my benefits are set to end in about 3 weeks and I'm terrified. Reading through all these responses has been really eye-opening. I had no idea about some of these options like applying for SNAP or checking into county assistance programs. The Claimyr service sounds like it might be worth trying too since I've been completely unable to get through to anyone at Washington ESD to ask about my wage credits. It's scary how little support there seems to be once regular UI runs out, but at least now I have some concrete steps I can take instead of just panicking. Thanks to everyone who shared their experiences - it helps to know I'm not alone in this.

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