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Zane Gray

Washington ESD - once your unemployment runs out what happens next?

My regular UI benefits through Washington ESD are about to expire in 2 weeks and I'm starting to panic. I've been on unemployment for about 5 months now and still haven't found steady work. What exactly happens when your benefits run out? Is there any kind of extension program or do I just get cut off completely? I've heard conflicting information about whether there are other programs available. Has anyone been through this situation recently?

Unfortunately there aren't any federal extensions available right now like there were during COVID. Once your regular Washington ESD benefits are exhausted, that's typically it unless you qualify for a new benefit year by working enough to meet the base period requirements again.

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So I'd have to work for a certain amount of time before I could file again? How much work do you need?

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You need to earn at least $7,500 in covered employment during your base period to qualify for a new claim. The base period is usually the first 4 of the last 5 completed calendar quarters.

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Check if you qualify for any state programs like Basic Food or temporary assistance. Also look into WorkSource services - they have job training programs that might help you get back on your feet.

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I've been working with WorkSource but haven't heard about training programs. Do they pay you while you're in training?

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Some training programs do provide financial assistance. You should ask your WorkSource counselor about WIOA funded programs or other vocational training options.

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I went through this exact situation last year. The cutoff is abrupt - no warning, just your last payment and then nothing. I had to scramble to figure out other options. If you haven't already, try calling Washington ESD to see if there are any programs you might qualify for that you don't know about. I used Claimyr to get through to them faster - found it at claimyr.com and they have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Did you find any programs when you called? And what's Claimyr exactly?

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Claimyr helps you get through to Washington ESD phone lines automatically instead of calling hundreds of times yourself. I didn't find any extension programs but they helped me understand my options better and confirmed when I'd be eligible to file again.

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this is so stressful, im in the same boat with only 3 weeks left. have you looked into gig work or temp agencies while you search for permanent work?

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I've done some temp work but it's not consistent enough to really count on. Plus I worry about how that affects my job search requirements.

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Temp work is fine as long as you keep looking for permanent employment and report any earnings on your weekly claims while you still have benefits.

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THE SYSTEM IS DESIGNED TO FAIL US! They make it nearly impossible to get extensions and then wonder why people can't get back on their feet. I've been fighting this for months and Washington ESD just gives you the runaround.

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I feel your frustration but complaining doesn't help solve the immediate problem.

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You're right, I'm just venting. It's a broken system though.

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There are a few things to consider as your benefits end: 1) Make sure you've filed all your weekly claims through the end, 2) Save documentation of your job search activities in case you need them later, 3) Look into other assistance programs through DSHS, 4) Consider whether any part-time work you've done might help you qualify for a new benefit year sooner.

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What kind of documentation should I save from my job search?

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Keep records of where you applied, when, any responses you got, networking activities, and any job training or education you completed. If you file a new claim later, this could be helpful.

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happened to my brother last year, he had to move back in with family temporarily. really tough situation

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That's what I'm worried about. Did he eventually find work?

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took about 3 months but yeah he found something. had to take a lower paying job than before though

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Don't forget about healthcare - if you're getting subsidized insurance through Washington Healthplanfinder, make sure to update your income information once your benefits end so your subsidies adjust accordingly.

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Good point, I hadn't thought about that. Will my premiums go down if I have no income?

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Possibly yes, depending on your situation you might qualify for Apple Health (Medicaid) or higher premium tax credits.

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Another option is to check if you have any unused vacation or sick pay from your last employer that you could claim. Sometimes that can buy you a little more time while you transition.

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I think I used all my vacation when I got laid off but I should double check my final pay stub.

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This whole thread is making me anxious about my own situation. I have 8 weeks left and haven't had any promising interviews yet.

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8 weeks is still time to find something. Have you worked with a career counselor or had someone review your resume recently?

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No I've been doing everything on my own. Maybe I should look into that.

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Important reminder - even after your benefits end, you're still required to register with WorkSource if you want to be eligible for future unemployment benefits. Don't let that registration lapse.

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I didn't know that! How often do you have to update your WorkSource registration?

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You should keep your profile current and continue using their services. The registration itself doesn't expire but staying active shows continued job search efforts.

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I was in this exact spot 6 months ago. The week after my benefits ended I finally got a job offer. Sometimes the pressure of knowing it's ending actually helps motivate the job search.

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That gives me some hope! Were you doing anything different in those last few weeks?

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I started applying to jobs I had previously thought were beneath me, expanded my search radius, and got more aggressive about following up on applications.

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has anyone tried those online job training courses? wondering if they count as job search activities and might make you more marketable

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Yes, approved training programs can count toward your job search requirements and some even allow you to expand your search area requirements.

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where do you find the approved ones?

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Check with WorkSource or look on the Washington ESD website for their approved training provider list.

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Whatever you do, don't just sit around waiting for benefits to run out. Use this time to apply everywhere, even places you're overqualified for. A job is a job when the money stops coming in.

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You're absolutely right. I think I've been too picky about what I'll accept.

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One more thing - if you end up having to take a lower-paying job after your benefits end, keep looking for better opportunities. You can still file for partial unemployment if your new job pays less than your weekly benefit amount, as long as you're still looking for full-time work.

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I didn't know you could file for partial benefits! How does that work exactly?

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If you work part-time or earn less than your weekly benefit amount, you might still qualify for some unemployment. You report your earnings and they reduce your benefit accordingly. Definitely worth calling Washington ESD about if that situation comes up.

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Check your local food banks and community resources now before you actually need them. It's easier to find out what's available when you're not in crisis mode.

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That's smart planning. I should probably look into what resources are in my area.

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Don't forget that you can also file for a new unemployment claim immediately if you've worked enough hours since your original claim started. Even part-time or temporary work might be enough to establish a new benefit year with a lower weekly amount.

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How do I know if I've worked enough hours? I did some temp work a few months ago.

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You'd need to have earned enough wages in covered employment. Best to call Washington ESD and ask them to review your work history to see if you qualify. That's another situation where Claimyr could help you get through to speak with someone.

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This thread has been really helpful. I'm saving it for when I get closer to my end date.

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Same, lots of good information I hadn't considered. Thanks everyone for the advice.

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Final thought - start preparing financially now. Cut expenses, talk to creditors if needed, look into payment plans for utilities, etc. The transition period can be rough but planning ahead helps.

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You're right, I should start making those calls now rather than waiting until I'm behind on bills.

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Many utility companies have hardship programs that can help bridge gaps in income. Definitely worth asking about before you fall behind.

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Good luck OP. This is a stressful situation but you'll get through it. Keep us updated on how things go.

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Thanks, I really appreciate all the support and advice from everyone. I'll definitely update if anything changes.

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