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Aisha Abdullah

Washington ESD - what happens when your unemployment runs out in 2025?

My regular UI benefits are going to run out in about 3 weeks and I'm starting to panic. I've been on unemployment for almost 6 months now and still haven't found anything permanent. What exactly happens when Washington ESD benefits expire? Do I automatically get extended benefits or do I have to reapply for something? I keep hearing different things from people and the Washington ESD website isn't super clear about what comes next.

Unfortunately there's no automatic extension like there was during COVID. Once your regular UI runs out, that's pretty much it unless Washington triggers Extended Benefits, which only happens when unemployment rates hit certain thresholds statewide. You'd have to file a completely new claim if you want to try again, but you need new qualifying wages.

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So I just get cut off completely? That seems harsh, especially with how hard it is to find work right now.

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Yeah it sucks but that's how it works now. The pandemic programs spoiled us with all those extensions.

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You should check if you're eligible for any other assistance programs once your UI ends. WorkFirst might be an option depending on your situation, or you could look into food assistance and other support services while you continue job searching.

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Thanks, I'll look into WorkFirst. Never heard of that before.

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WorkFirst has pretty strict requirements though, just FYI. Not everyone qualifies.

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I was in the same situation last month. When I tried calling Washington ESD to ask about options, I couldn't get through for weeks. Finally used Claimyr to actually reach an agent who explained everything clearly. They have a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works. Really saved me hours of calling.

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Never heard of Claimyr before. Is it legit or one of those scam services?

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It's legitimate - just helps you get through to Washington ESD faster. Check out claimyr.com if you want more info. I was skeptical too but it actually worked.

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Anything that helps with Washington ESD's phone system is worth trying honestly.

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The key thing to understand is that regular unemployment in Washington has a maximum of 26 weeks (though some people get less depending on their work history). After that, you're done unless the state triggers Extended Benefits, which hasn't happened since unemployment rates came down from the pandemic highs.

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So there's literally nothing else? What are people supposed to do, just become homeless?

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I mean, the expectation is that you find work within those 26 weeks. That's why the job search requirements exist.

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this is exactly why i'm terrified of losing my job. the safety net has so many holes in it now compared to a few years ago

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Right? It's like they expect everyone to just magically find jobs immediately.

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The job market is definitely tougher now than it was in 2022-2023 when there were more opportunities.

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Have you been keeping up with all your job search requirements? Sometimes people get so focused on the benefits ending that they slack off on the actual job hunting, which just makes things worse.

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Yeah I've been doing my 3 job contacts per week and logging everything properly. Just haven't gotten any bites.

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Good, at least you won't have any issues with Washington ESD about that part.

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When mine ran out last year I had to get really creative. Picked up some gig work, applied for every assistance program I could find, and eventually landed something part-time that got me by until I found full-time work again. It's rough but not impossible.

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That's encouraging to hear. What kind of gig work did you do?

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Mostly DoorDash and some TaskRabbit stuff. Not great money but kept the lights on.

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Just remember that if you start doing gig work while still on UI you have to report those earnings!

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The whole system is set up to push people off benefits as fast as possible. They don't care if you actually find sustainable employment or not.

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That's a pretty cynical take. The system is designed to provide temporary assistance while you find work, not permanent support.

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26 weeks isn't always enough time especially in specialized fields or for older workers.

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One option you might not have considered is retraining programs. Washington has some workforce development programs that can help you learn new skills while providing some financial support. Worth looking into through WorkSource.

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Are those hard to get into? I've heard mixed things about retraining programs.

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They can be competitive but if you qualify it's much better than having no income at all. Plus you're learning marketable skills.

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I'd definitely recommend calling Washington ESD to discuss your options before your benefits actually run out. Even if it's just to confirm there's nothing else available, at least you'll know for sure. I used that Claimyr service someone mentioned earlier when I needed to reach them about my overpayment issue - worked way better than trying to call directly.

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Yeah I keep seeing Claimyr mentioned. Sounds like it's worth trying if I can't get through the normal way.

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Definitely helped me avoid weeks of busy signals and hang-ups.

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this whole thread is making me realize how unprepared I am for when my benefits end too. need to start planning better

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Start applying for other assistance programs now before you actually need them. Some have waiting periods.

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good point, thanks for the tip

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Also remember that if you do find work after your UI runs out, even part-time work, you might be able to file a new claim later if you lose that job and have enough new qualifying wages. The system doesn't completely shut you out forever.

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How much do you need to earn to qualify for a new claim?

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I think it's like $3,400 in your highest quarter or something like that. Check the Washington ESD website for the exact numbers.

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Just to be clear about Extended Benefits since there seems to be some confusion - these only trigger when Washington's unemployment rate hits specific thresholds compared to previous years. We're nowhere near those levels right now so don't count on EB being available.

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Which is ridiculous because plenty of people are still struggling to find work.

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The thresholds are set by federal law, not Washington ESD policy.

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One more thing about getting through to Washington ESD - I noticed they seem to have better availability early in the morning or right after lunch. But honestly, Claimyr just made the whole process so much easier than trying to time my calls perfectly.

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Yeah their phone system is brutal. Anything that helps cut through that is worth it.

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I'm definitely going to try calling them before my benefits run out, whether through that service or on my own.

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Don't forget about community resources too. Food banks, utility assistance programs, housing assistance if you need it. There's more help available than just unemployment benefits, even if it's not as comprehensive.

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Thanks, I should probably start researching all of that now rather than waiting until I'm desperate.

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211 is a good resource for finding local assistance programs. Just dial 2-1-1.

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It's honestly shameful how little support there is once regular unemployment runs out. Other countries do so much better at helping people through tough economic times.

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Different countries have different systems and tax structures to support them.

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Sure, but that doesn't mean we can't do better than just cutting people off after 26 weeks.

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OP, the most important thing is to have a plan before your benefits actually end. Start researching other assistance programs now, keep aggressive job searching, and consider expanding your search to jobs you might not have considered before. It's better to take something temporary than to have no income at all.

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You're absolutely right. I've been too picky about what jobs I'll consider. Time to be more realistic.

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Exactly. Sometimes you have to take a stepping stone job while you continue looking for something better.

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This thread has been really helpful. Shows how many people are dealing with the same concerns about benefits running out. At least we're not alone in this situation.

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yeah definitely makes me feel less panicked knowing other people have figured it out

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Same here. Thanks everyone for all the advice and reality checks.

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I went through this exact same situation about 8 months ago. The reality is harsh - once your 26 weeks are up, you're basically on your own unless Extended Benefits get triggered (which they won't with current unemployment rates). But here's what I learned: start preparing NOW, not in 3 weeks. Apply for SNAP, look into local rental assistance programs, and seriously consider any job that pays the bills while you keep searching for something better. I ended up taking a retail job that was way below my previous salary, but it kept me afloat and I was able to find something better 4 months later. The key is swallowing your pride and taking action before you're completely desperate.

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