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Kaiya Rivera

What happens when unemployment runs out in Washington ESD - need to know my options

My regular UI benefits are going to run out in about 3 weeks and I'm starting to panic. I've been getting $487 per week for the past 20 weeks and I still haven't found a job despite applying everywhere. What exactly happens when my 26 weeks of Washington ESD unemployment runs out? Do I automatically get extended benefits or do I have to apply for something else? I've heard people mention different programs but I'm really confused about what comes next. I can't afford to have a gap in benefits right now.

When your regular UI benefits exhaust, Washington ESD will automatically check if you qualify for Extended Benefits (EB). This kicks in when the state unemployment rate is high enough. You don't need to file a new application - they'll send you a notice if you're eligible. The EB program provides up to 13 additional weeks at the same weekly benefit amount.

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That's a relief! Do you know what the unemployment rate needs to be for EB to trigger? And is there anything I need to do to make sure I get it?

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The state unemployment rate needs to be at least 6.5% and 110% of the rate from the same period in the two previous years. Just keep filing your weekly claims and maintain your job search requirements - if EB is available, Washington ESD will automatically enroll you.

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i went through this last year and it was confusing af. they dont make it clear what happens next and i spent weeks trying to figure out if i needed to reapply or what. ended up calling washington esd like 50 times before i got through to someone

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Oh no, that sounds awful. Were you able to get extended benefits eventually? I really can't afford to have my benefits just stop.

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yeah eventually but it took forever to get answers. the waiting was the worst part not knowing if money was coming or not

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I actually just discovered this service called Claimyr that helps you get through to Washington ESD agents when you need to check on stuff like this. I used it last month when I had questions about my adjudication and got connected within like 20 minutes instead of spending hours calling. Check out claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows exactly how it works.

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Interesting, I've never heard of that. Does it actually work? I hate spending hours on hold just to get disconnected.

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Yeah it really does work. They basically call for you and get you connected to a real person at Washington ESD. Way better than the endless busy signals and hold music.

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sounds too good to be true but if it works thats amazing. the washington esd phone system is terrible

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Just to clarify some things - Extended Benefits (EB) is only available when triggered by high unemployment rates in Washington state. Right now we're not in an EB period, so when your regular UI exhausts, that's typically it unless you qualify for a new benefit year. You'd need to have worked and earned enough wages since your original claim to establish a new claim. The minimum is $3,924 in covered wages in your base period.

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Wait, so if EB isn't triggered right now, I won't get any extended benefits at all? That's terrifying. I definitely haven't earned enough for a new claim since I've been unemployed.

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Unfortunately, that's correct. When regular UI exhausts and there's no EB period, your benefits end. You'd need to look into other assistance programs like Basic Food, TANF, or housing assistance through DSHS.

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This is exactly what happened to me 6 months ago. Benefits just stopped and I had to scramble to find other help. The system is broken.

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I'm in the same boat - my benefits run out next month and I'm freaking out. Has anyone checked recently if Washington is in an EB period? The Washington ESD website is confusing about this stuff.

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As of right now, Washington is not in an Extended Benefits period. The state unemployment rate would need to be significantly higher to trigger EB. You can check the current status on the Washington ESD website under 'Extended Benefits Information.

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Ugh, that's what I was afraid of. So we're basically screwed when our regular UI runs out?

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Not necessarily screwed, but you'll need to look into other assistance programs. DSHS has various programs that might help bridge the gap while you continue job searching.

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this whole system is messed up. how are people supposed to survive when benefits just cut off like that? 26 weeks isnt enough time to find a decent job in this economy

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I completely agree. It's like they expect you to just figure it out on your own after 6 months. Some people need more time, especially if they're older or in specialized fields.

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The 26 weeks was designed decades ago when the job market was different. Now with lengthy hiring processes and competition, it's not realistic for many people.

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One thing to keep in mind is that you should start planning now for when your benefits end. Look into food banks, utility assistance programs, and other local resources. Don't wait until the last week to start exploring your options. Also, make sure you understand Washington ESD's job search requirements - you need to be making at least 3 job search contacts per week and keeping detailed records.

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Good point about planning ahead. I should probably start looking into SNAP benefits and other assistance now. Do you know if there's a waiting period for those programs?

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Basic Food (SNAP) can be processed fairly quickly if you have all your documents ready. TANF has more requirements and longer processing times. Start the applications now rather than waiting until your UI stops.

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Question - what if you worked part-time while collecting UI? Does that count toward establishing a new benefit year? I've been doing some gig work but wasn't sure if it helps with qualifying for a new claim.

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Yes, wages earned while on UI can count toward a new benefit year as long as you reported them properly on your weekly claims. The wages need to be in covered employment though - some gig work might not qualify depending on how you're classified.

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That's good to know. I've been reporting everything but wasn't sure if it would help later. Thanks for clarifying.

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I used Claimyr when I needed to talk to someone about my benefit calculation and it was totally worth it. Instead of calling 100 times and getting nowhere, I got connected to an actual Washington ESD rep who could answer my questions. Really saved my sanity.

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I might have to try that. I have so many questions about what happens next and the website isn't clear about my specific situation.

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Same here - I was getting different information from different sources and needed to talk to someone official. Claimyr made it actually possible to reach Washington ESD.

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The worst part is they don't give you much warning. You get a notice saying your benefits are ending soon but by then it's too late to plan properly. The whole system assumes you'll just magically find a job in exactly 26 weeks.

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exactly! and then they act like its your fault for not finding work fast enough. some industries are just harder to break into

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The notice comes with about 2-3 weeks left on your claim. Not much time to figure out alternatives if you haven't planned ahead.

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Has anyone successfully transitioned from UI to other programs? I'm trying to figure out what the process looks like and if there are any gaps in coverage.

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I went from UI to Basic Food and it wasn't too bad. The DSHS application process is different but manageable. There might be a short gap depending on when you apply and when they process it.

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Did you apply before your UI ended or after? Trying to time it right so I don't have a gap in assistance.

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I applied about 3 weeks before my UI ended. That gave them time to process everything and I only had like a 1-week gap.

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This thread is really helpful. I had no idea about the Extended Benefits thing and thought there might be automatic extensions like during COVID. Sounds like those pandemic programs are long gone.

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Correct - all the pandemic-era programs like PUA, PEUC, and the federal extensions ended in 2021. We're back to the regular UI system with only state Extended Benefits available during high unemployment periods.

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Makes sense but it's still a shock when you're expecting more help. Thanks for the clarification.

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One more option people don't always think about - if you're getting close to exhausting benefits, you might want to consider job training programs. Some of them provide stipends while you learn new skills, and Washington ESD has partnerships with WorkSource for training opportunities.

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That's interesting. Do you know if you can start training programs while still collecting UI or do you have to wait until benefits end?

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You can often start approved training while still on UI. Check with WorkSource or your local American Job Center - they have counselors who can help you figure out what training programs might be available.

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just want to say this whole thread has been super helpful. i was panicking about my benefits ending and didnt know where to look for info. at least now i know what to expect

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Same! I was so confused before but now I have a better idea of what I need to do. Still scary but at least I can plan ahead.

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That's exactly why it's important to share experiences and accurate information. The UI system can be confusing and Washington ESD doesn't always explain things clearly.

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For what it's worth, I also ended up using Claimyr when I needed to get specific information about my claim status. The regular Washington ESD phone lines are just impossible to get through on, but their service actually worked. Made it so much easier to get real answers instead of guessing from the website.

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I think I'm going to have to try that. I have too many questions and can't afford to guess about what happens next with my benefits.

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Yeah definitely worth it when you need actual answers. Way less stressful than the regular calling process.

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Bottom line - start preparing now for when your benefits end. Don't wait until the last minute. Apply for other assistance programs early, look into training opportunities, and keep detailed records of your job search. The transition doesn't have to be a complete disaster if you plan ahead.

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You're absolutely right. I'm going to start looking into other programs this week instead of waiting. Thanks everyone for all the helpful information!

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Good advice. I wish I had started planning earlier when I went through this. Would have saved a lot of stress and scrambling at the last minute.

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