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Sean O'Donnell

What determines how much unemployment you get in Washington ESD?

I'm trying to figure out how Washington ESD calculates my weekly benefit amount. I made around $52,000 last year working full-time at a tech company, but when I filed my claim last week, the estimate seems lower than I expected. Does anyone know exactly what factors Washington ESD uses to determine your weekly benefit amount? I've looked at their website but it's confusing with all the base period stuff and wage calculations.

Washington ESD uses your highest earning quarter from your base period (first 4 of the last 5 completed quarters before you filed). They take that quarter's wages, divide by 26, then multiply by 0.0385 to get your weekly benefit amount. Maximum is currently $999/week.

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So if I made $15,000 in my highest quarter, that would be about $22 per week? That seems really low.

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No, you're calculating wrong. $15,000 divided by 26 = $576, then times 0.0385 = about $22. Wait, that is low. Let me double check the formula...

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The formula is actually (highest quarter wages / 26) * 0.0385 = weekly benefit amount, but there's also a minimum of $295/week in Washington.

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You also need to meet the monetary eligibility requirements - you need at least $7,000 in your base period and wages in at least 680 hours of work. If you don't meet these, your benefit amount could be affected or you might not qualify at all.

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I definitely worked more than 680 hours and made way more than $7,000, so I should be good on that front.

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Don't forget they also look at wages outside your highest quarter. You need earnings in your base period that are at least 1.25 times your highest quarter wages.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation and it's impossible! Their phone lines are always busy and when I do get through, I get disconnected. Has anyone found a way to actually talk to someone there?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents - you can check it out at claimyr.com. They have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Is that legit? I'm skeptical of anything that charges money to help with unemployment.

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I was skeptical too but it actually worked. Got through to an agent in about 45 minutes instead of calling for days.

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Your benefit amount also depends on if you worked in multiple states. If you worked in other states during your base period, you might need to file a combined wage claim to get all your wages counted.

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I only worked in Washington, so that shouldn't be an issue for me.

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Even if you only worked in Washington, make sure all your employers reported your wages correctly. I had an employer who didn't report mine and it screwed up my benefit amount.

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The weekly benefit amount is just one part though. You also get a maximum benefit amount that's either 26 times your weekly benefit OR 30% of your base period wages, whichever is less. That determines how many weeks you can collect.

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So even if I qualify for $500/week, I might not get it for the full 26 weeks?

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Exactly. If 30% of your base period wages is less than 26 x your weekly benefit, you'll exhaust your benefits earlier.

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This is why it's important to work consistently throughout your base period, not just have one really good quarter.

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I'm so confused by all this math. Can't Washington ESD just tell me exactly how much I'll get when I file my claim?

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They give you an estimate when you file, but it's not official until they process your monetary determination. That can take a few weeks.

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A few weeks?? I need to know now so I can plan my budget!

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You can try using the benefit calculator on Washington ESD's website, but you'll need your wage information from the last 5 quarters.

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Don't forget that your benefit amount can change if you work part-time while collecting. If you earn more than your weekly benefit amount, you won't get any unemployment that week.

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What if I only work a few hours and make less than my weekly benefit?

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Then they'll reduce your weekly benefit by the amount you earned, minus the first $5. So if your benefit is $400 and you earn $100, you'd get $295 that week.

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Actually, it's not dollar for dollar. Washington has a sliding scale for partial benefits, it's more complex than that.

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I've been dealing with this for months and honestly the whole system is a mess. My benefit amount keeps changing and nobody at Washington ESD can explain why.

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Same here! First they said $450/week, then $380, now it's $420. I have no idea what's going on.

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This is exactly why I used Claimyr to get through to an agent. I needed someone to explain all the changes to my claim and I couldn't wait on hold for hours.

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How much does that service cost though?

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One thing people don't realize is that if you quit your job, even if it was for good cause, it can affect your benefit amount. Washington ESD might not count wages from that employer in your calculation.

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I was laid off, not quit, so hopefully that won't be an issue.

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Layoffs are usually fine, but make sure you have documentation just in case they ask questions during adjudication.

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The timing of when you file matters too. If you file late in the year vs early, your base period will include different quarters and potentially different wages.

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I filed in January, so my base period should be Q1 2023 through Q4 2023, right?

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Not quite - if you filed in January 2025, your standard base period would be Q3 2023 through Q2 2024 (the first 4 of the last 5 completed quarters).

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You can also request an alternate base period if the standard one doesn't work in your favor, but you have to ask for it specifically.

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Does anyone know if overtime pay counts toward your benefit calculation? I worked a ton of OT last year.

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Yes, all wages reported on your W-2 count, including overtime, bonuses, and commissions.

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Good! That should bump up my highest quarter then.

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I'm still waiting for my monetary determination after 3 weeks. How long does this usually take?

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It can take 2-4 weeks depending on how backed up they are. If there are any issues with your wage records, it takes longer.

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Ugh, I really need to know my benefit amount to plan my finances. This waiting is killing me.

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If you need to check on the status, Claimyr can help you get through to an agent who can look up your case. Way better than trying to call on your own.

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What if I disagree with my benefit amount calculation? Can you appeal that?

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Yes, you can appeal your monetary determination if you think there's an error. You have 30 days from the date of the determination to file an appeal.

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What kind of errors would qualify for an appeal?

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Missing wages, incorrect wage amounts, wrong base period, or if an employer's wages were excluded when they shouldn't have been.

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Just got my monetary determination and my weekly benefit is $485. That seems about right based on what I made last year. Took exactly 2 weeks to get it.

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That's good to hear! I'm still waiting for mine but hopefully it comes soon.

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Hang in there, it'll come. Just make sure you keep filing your weekly claims even while you're waiting.

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One last tip - if you're self-employed or have 1099 income, that usually doesn't count toward regular unemployment benefits in Washington. You'd need to look into other programs.

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I was a W-2 employee so that shouldn't affect me.

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Good, then you should be all set once you get your determination!

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