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Paolo Longo

Washington ESD unemployment benefit amounts - how much is unemployment pay?

I'm trying to figure out what my weekly unemployment benefit amount will be if I get laid off from my restaurant job. I've been working there for about 2 years making around $18/hour but my hours have been inconsistent. Some weeks I work 35 hours, other weeks only 20. Does anyone know how Washington ESD calculates the weekly benefit amount? I've heard it's based on your previous wages but I'm not sure exactly how they do the math.

Washington ESD looks at your wages from your base year, which is usually the first 4 of the last 5 completed quarters before you file. They take your highest quarter and divide by 26 to get your weekly benefit amount. The maximum weekly benefit in 2025 is $999 per week. You also need to have earned at least $7,000 total in your base year to qualify.

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Thanks! So if my highest quarter was around $8,000 that would be about $307 per week? That seems like it would help cover my basic expenses.

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Yeah that sounds about right. Just remember you'll need to file weekly claims and do job search activities to keep getting benefits.

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be careful tho because they also look at your second highest quarter to make sure you qualify. you need to have earned wages in at least 2 quarters and your total base year wages need to be at least 1.5 times your highest quarter amount

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Oh wow I didn't know about that second requirement. I think I should be okay since I've been working steadily for 2 years but good to know.

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Most people don't realize there are multiple requirements. The Washington ESD website has a benefit calculator but it's not always accurate for people with irregular hours.

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Washington ESD calculates your weekly benefit amount using your highest earning quarter from your base period. The base period is typically the first four of the last five completed calendar quarters before you filed. They take your highest quarter earnings and divide by 26 to get your weekly benefit amount. The maximum weekly benefit for 2025 is $999, and minimum is $295.

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Thanks! So if my highest quarter was around $15,000, I'd get about $575 per week? That's actually better than I expected.

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That sounds about right. Just remember you can collect for up to 26 weeks if you remain eligible and continue filing your weekly claims.

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I've been trying to get through to Washington ESD for weeks to ask about my benefit calculation because my claim shows a different amount than I expected. The phone lines are always busy and I can never get through. Has anyone found a better way to reach them?

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I had the same problem until I found Claimyr. It's a service that helps you get through to Washington ESD agents. You can check it out at claimyr.com - they have a video demo at https://youtu.be/7DieNd3C7zQ that shows how it works. It saved me hours of calling.

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I tried calling at 8 AM sharp when they open and still couldn't get through. The system is just overloaded.

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Your benefit amount also depends on whether you're getting regular UI or if you're on standby. Standby pays the same weekly amount but you don't have to do job searches if your employer expects to call you back within 12 weeks.

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What's the difference between regular unemployment and standby? I'm not sure which one I'd be eligible for.

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Standby is for temporary layoffs where your employer expects to bring you back. Regular UI is for permanent job loss. The restaurant industry uses standby a lot for seasonal slowdowns.

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yep and if you're on standby you dont have to register with WorkSource or do the job search stuff which is nice

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wait i thought it was based on all four quarters not just the highest one? i've been getting like $425 a week and made way less than 52k last year

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No, it's definitely based on your highest quarter. You might want to check your monetary determination letter to see how Washington ESD calculated your benefit amount.

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oh maybe thats why mine seemed low then. i had one really good quarter but the others were part time

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I'm getting $743 per week right now after working in tech for 4 years. The calculation was pretty straightforward - they used my highest earning quarter from last year and divided by 26. Make sure you have all your wage statements ready when you file because they'll verify everything.

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That's a good amount! I don't think I'll get anywhere near that much but even $300-400 would help a lot.

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Tech salaries definitely help with the benefit calculation. Those of us in lower-wage jobs don't get as much but it's still better than nothing.

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I've been trying to get through to Washington ESD for three days to ask about my benefit calculation because the amount seems wrong. The phone system is impossible! Has anyone found a way to actually talk to someone there?

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I had the same problem last month. Couldn't get through no matter when I called. Then someone told me about Claimyr (claimyr.com) - they basically call Washington ESD for you and get you connected to an actual person. I was skeptical but it actually worked. There's a demo video at https://youtu.be/7DieNd3C7zQ that shows how it works.

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Really? That sounds too good to be true. How much does it cost?

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It's worth it when you consider how much time you save not sitting on hold for hours. I got through to Washington ESD in like 15 minutes versus the days I spent trying on my own.

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The benefit calculation can be confusing. Your base period matters a lot - if you didn't work much in the first four quarters of the last five, they might use an alternate base period. Also, you need to have earned at least $7,000 in your base period and at least $1,000 in your highest quarter to qualify.

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I definitely meet those requirements. I've been working steady for the past two years at the same company.

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what if you worked in another state before moving to washington? does that count toward your base period?

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Washington ESD can combine wages from other states through the Interstate Connection program, but you need to provide your wage information from the other state when you file your claim.

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Don't forget about taxes! Washington doesn't tax unemployment benefits but the federal government does. You can have 10% withheld when you file your weekly claims or pay quarterly estimated taxes.

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Good point! I forgot about that. So if I get $575 a week, I should probably have them withhold the 10% to avoid a surprise tax bill next year.

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Exactly. It's easier to handle it upfront than deal with a big tax bill when you file your return.

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DONT FORGET they take out taxes if you choose that option! I learned that the hard way. You can have them withhold 10% federal tax but you'll still owe state taxes at the end of the year since Washington doesn't have state income tax on unemployment benefits.

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Wait, so unemployment benefits are taxable? I had no idea!

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YES they're taxable as regular income on your federal return. You'll get a 1099-G form at the end of the year showing how much you received.

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That's correct. A lot of people forget about this and get surprised at tax time. It's worth setting aside some money or having the 10% withheld.

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my sister works at a call center and makes about the same as you, she gets around $320 per week in benefits. the calculation is pretty consistent once you know the formula

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That's really helpful to know! It gives me a better idea of what to expect.

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the whole system is so confusing. i filed 3 weeks ago and still haven't gotten my first payment. my claim says approved but no money yet

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There's usually a one-week waiting period for your first payment. After that, payments are typically processed within 2-3 business days if you file your weekly claim on time.

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i've been filing weekly but still nothing. maybe i should call them but everyone says its impossible

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This is exactly why I used Claimyr when I had payment issues. They got me connected to someone at Washington ESD who could see what was holding up my payments. Turned out there was a small issue with my job separation that needed clarification.

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I got laid off from a seasonal job and my benefit amount was way lower than expected. Turns out seasonal workers often have lower benefits because the earnings are concentrated in fewer quarters. Just something to keep in mind if your work history isn't consistent year-round.

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That makes sense. I was full-time year-round so hopefully that won't be an issue for me.

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Yeah you should be fine then. The calculation is pretty straightforward for regular full-time workers.

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One thing to watch out for is if you have any other income while collecting unemployment. Even small amounts can affect your weekly benefit. I do some freelance work and have to report every penny or they'll create an overpayment.

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I sometimes pick up shifts at other restaurants. Would that count as income I need to report?

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Absolutely! Any work you do while collecting benefits needs to be reported on your weekly claim. They'll reduce your benefit amount based on how much you earn.

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The good news is you can earn up to your weekly benefit amount before they start reducing it dollar for dollar. So if you get $300/week, you can earn up to $300 without losing benefits.

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I've been on unemployment for 8 weeks now and still trying to figure out all the rules. The benefit calculation was straightforward but navigating all the job search requirements and weekly claims is confusing.

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The learning curve is definitely steep. I found the WorkSource website helpful for understanding the job search requirements.

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If you're having trouble with specific questions about your claim, that Claimyr service I mentioned earlier can help you get through to an agent who can explain your specific situation.

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Does anyone know if the benefit amounts change each year? I collected unemployment briefly in 2023 and I'm wondering if the rates are different now.

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Yes, the maximum weekly benefit amount is adjusted annually. It was $929 in 2024 and went up to $999 in 2025. The calculation method stays the same though.

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Good to know it went up! Even though most people don't hit the maximum, it's nice that they adjust it for inflation.

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restaurant work can be tricky for unemployment because of tips. make sure you're reporting all your tip income correctly or it could affect your benefit calculation

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I always report my tips properly on my taxes. Should I be worried about anything specific?

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just make sure your employer is reporting everything correctly too. sometimes there are discrepancies between what you report and what they report to washington esd

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I'm in a similar situation - been working food service for 3 years with variable hours. When I calculated my potential benefits using the formula mentioned earlier, it came out to about $285 per week. That would definitely help with rent and groceries if I get laid off.

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That's really close to what I calculated for myself! It's reassuring to know we're probably doing the math correctly.

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The calculation is usually pretty accurate. Just remember you have to meet all the other requirements too - available for work, actively searching, etc.

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Does anyone know if overtime pay counts toward the benefit calculation? I worked a lot of overtime last year which boosted my quarterly earnings significantly.

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Yes, overtime pay is included in your base period wages. Washington ESD looks at all wages reported by your employer, including overtime, bonuses, and commissions.

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Awesome! That should help my weekly benefit amount then since I worked tons of overtime in my highest quarter.

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Been dealing with Washington ESD for months and they're impossible to reach by phone. Finally used a service called Claimyr that got me through to an agent in minutes. Totally worth it when you need answers about your specific benefit amount or claim issues.

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How does that work exactly? Do they just call for you or what?

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They handle the calling and waiting, then connect you when an agent is available. Check out their demo video at https://youtu.be/7DieNd3C7zQ - it explains the whole process.

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The benefit amount is just one part of the equation. You also need to consider how long you can collect benefits. In Washington it's usually 26 weeks but can be shorter depending on your work history.

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26 weeks seems like a reasonable amount of time to find a new job. Hopefully I won't need to use it but it's good to know it's there.

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Exactly. It's meant to be a temporary safety net while you look for work. The job search requirements help ensure people are actively trying to get back to work.

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whatever you do dont quit your job thinking you can collect unemployment. you have to be laid off or fired for non-misconduct reasons to qualify

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Good point! I'm not planning to quit, just want to know what my options are if business slows down and they have to let people go.

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Yeah, voluntary quits usually disqualify you unless it's for good cause like unsafe working conditions or harassment.

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WASHINGTON ESD IS SO SLOW WITH EVERYTHING! I've been waiting 6 weeks for my monetary determination and still haven't gotten it. How are people supposed to budget when they don't even know how much they'll get?

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I feel your frustration. The system is overwhelmed and understaffed. Have you tried reaching out through their online messaging system?

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yes and they never respond to messages either. this whole thing is a nightmare

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I know it's frustrating, but there are ways to get through. When I needed help with my claim, I used Claimyr to get connected to Washington ESD by phone. It saved me weeks of waiting for responses to online messages.

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Quick question - if I worked part-time while collecting unemployment, how does that affect my weekly benefit amount? I know I have to report the earnings but wasn't sure about the calculation.

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Washington ESD has a partial benefit formula. They subtract your gross weekly earnings from your weekly benefit amount plus $5, then multiply by 0.75. So if your weekly benefit is $500 and you earn $100, you'd get $500 + $5 - $100 = $405, then $405 × 0.75 = $303.75 for that week.

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Thanks! That's more complicated than I expected but at least I can still get some benefits while working part-time.

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The monetary determination letter has all the details about how they calculated your benefit amount. It shows your base period wages, your highest quarter, and the weekly benefit amount. Make sure to keep it for your records.

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Good to know! I haven't received mine yet but I'll watch for it in the mail.

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mine came about 10 days after i filed my claim. has all the info you need to understand your benefits

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Don't forget you can appeal your monetary determination if you think the benefit amount is wrong. You have 30 days from the date of the determination to file an appeal with Washington ESD.

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What would be reasons to appeal? Like if they used the wrong wages or something?

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Exactly. If they missed wages from an employer, used the wrong base period, or made calculation errors. The appeal process can take a while but it's worth it if your benefits are significantly wrong.

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i've been on unemployment for 8 weeks now and the weekly filing is pretty easy once you get used to it. just make sure you file by the deadline each week or you'll lose that week's benefits

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What's the deadline? I want to make sure I don't mess this up.

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you have to file by saturday night for the week ending that saturday. i usually do mine on sunday morning for the previous week

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Actually, you can file starting Sunday morning for the week that just ended, and you have until the following Saturday to file. But don't wait until the last minute - file as soon as possible on Sunday.

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The job search requirements are important too. You need to make at least 3 job search contacts per week and keep a log. This doesn't affect your benefit amount but you need to meet the requirements to keep getting benefits.

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I've been applying to jobs but haven't been keeping a formal log. Should I start documenting everything now?

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Yes, definitely start keeping detailed records. Washington ESD can audit your job search activities and if you don't have proper documentation, they can disqualify you from benefits.

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One thing that helped me was setting up direct deposit for my unemployment benefits. Payments come faster than waiting for a debit card or check in the mail.

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How do you set that up? Through the Washington ESD website?

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Yes, you can set it up when you file your claim or add it later through your online account. Just need your bank routing and account numbers.

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